Compare Duffield, VA Car Insurance Rates [2024]
Car insurance in Duffield, VA averages $195 a month. Duffield, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Duffield car insurance rates, compare quotes from the top car insurance companies in Duffield, VA.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jan 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Duffield is USAA
- Average car insurance rates in Duffield, VA after a DUI are $2,763/year
- The cheapest car insurance company in Duffield for teen drivers is USAA
If you need to buy Duffield, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Duffield, VA is right here.
You’ll find Duffield car insurance rates, the cheapest Duffield, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Duffield, Virginia car insurance rates to Virginia Beach car insurance rates, Norfolk car insurance rates, and Roanoke car insurance rates.
Ready to find affordable Duffield, VA car insurance today? Enter your ZIP code for fast, free Duffield car insurance quotes.
Cheapest Duffield, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Duffield, VA car insurance rates? Every Duffield, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Duffield, Virginia
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,038 | $1,922 | $2,029 | $2,029 | $6,396 | $7,349 | $2,656 | $2,657 |
| Geico | $1,432 | $1,429 | $1,356 | $1,356 | $3,058 | $4,115 | $1,668 | $1,649 |
| Nationwide | $1,552 | $1,560 | $1,376 | $1,412 | $3,768 | $4,852 | $1,716 | $1,866 |
| Progressive | $1,343 | $1,271 | $1,207 | $1,213 | $6,121 | $6,894 | $1,625 | $1,659 |
| State Farm | $1,271 | $1,271 | $1,148 | $1,148 | $3,881 | $4,858 | $1,438 | $1,664 |
| USAA | $985 | $968 | $921 | $924 | $3,055 | $3,644 | $1,264 | $1,386 |
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Minimum Car Insurance in Duffield, VA
Every driver must carry the minimum car insurance in Duffield, VA. Take a look at the Virginia car insurance requirements.
Minimum Required Car Insurance Coverage in Duffield, Virginia
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Duffield, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Duffield, VA. Compare credit history car insurance rates in Duffield from top companies for good, fair, and poor credit.
Annual Car Insurance Rates by Credit Score in Duffield, Virginia
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,125 | $3,305 | $2,724 |
| Geico | $2,231 | $1,896 | $1,896 |
| Nationwide | $2,685 | $2,151 | $1,952 |
| Progressive | $2,982 | $2,597 | $2,422 |
| State Farm | $2,964 | $1,838 | $1,453 |
| USAA | $2,197 | $1,497 | $1,236 |
Cheapest Duffield, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Duffield, VA to rates for a clean record with top companies.
Annual Duffield, Virginia Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,530 | $4,047 | $3,698 | $3,263 |
| Geico | $1,526 | $1,980 | $3,000 | $1,526 |
| Nationwide | $1,966 | $1,966 | $2,886 | $2,232 |
| Progressive | $2,281 | $3,009 | $2,724 | $2,652 |
| State Farm | $1,900 | $2,269 | $2,085 | $2,085 |
| USAA | $1,273 | $1,651 | $2,186 | $1,463 |
Cheapest Duffield, VA Car Insurance for Teen Drivers
Teen car insurance in Duffield, VA can be expensive. Take a look at rates from the top car insurance companies in Duffield for teenagers.
Annual Car Insurance Rates for Teen Drivers in Duffield, Virginia
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,396 | $7,349 |
| Geico | $3,058 | $4,115 |
| Nationwide | $3,768 | $4,852 |
| Progressive | $6,121 | $6,894 |
| State Farm | $3,881 | $4,858 |
| USAA | $3,055 | $3,644 |
Cheapest Duffield, VA Car Insurance for Seniors
Take a look at Duffield, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Duffield, Virginia
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,029 | $2,029 |
| Geico | $1,356 | $1,356 |
| Nationwide | $1,376 | $1,412 |
| Progressive | $1,207 | $1,213 |
| State Farm | $1,148 | $1,148 |
| USAA | $921 | $924 |
Cheapest Duffield, VA Car Insurance Rates After a DUI
A DUI in Duffield, VA increases car insurance rates. Compare Duffield, Virginia DUI car insurance by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Duffield, Virginia
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,698 |
| Geico | $3,000 |
| Nationwide | $2,886 |
| Progressive | $2,724 |
| State Farm | $2,085 |
| USAA | $2,186 |
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Cheapest Duffield, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Duffield, VA by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Duffield, Virginia
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,282 | $3,487 |
| Geico | $1,971 | $2,045 |
| Nationwide | $2,263 | $2,263 |
| Progressive | $2,667 | $2,667 |
| State Farm | $2,035 | $2,135 |
| USAA | $1,583 | $1,704 |
The Best Cheap Car Insurance Companies in Duffield, VA
Take a look at a side-by-side comparison of the top car insurance companies in Duffield, VA to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Duffield, Virginia
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,384 |
| Geico | $2,008 |
| Nationwide | $2,263 |
| Progressive | $2,667 |
| State Farm | $2,085 |
| USAA | $1,643 |
Category Winners: Cheapest Car Insurance in Duffield, Virginia
Find the cheapest car insurance companies in Duffield, VA for each category right here.
Best Annual Car Insurance Rates by Company in Duffield, Virginia
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Duffield, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Duffield car insurance rates. Find the cheapest Duffield, VA car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Duffield, Virginia
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,280 | $3,385 | $3,489 |
| Geico | $1,936 | $2,006 | $2,082 |
| Nationwide | $2,371 | $2,240 | $2,177 |
| Progressive | $2,542 | $2,634 | $2,824 |
| State Farm | $1,966 | $2,081 | $2,207 |
| USAA | $1,585 | $1,646 | $1,699 |
What affects car insurance rates in Duffield, Virginia?
What factors can have an impact on Duffield, VA car insurance? There are several reasons why Duffield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Duffield, Virginia.
Commute Time in Duffield
The more time you spend in your car the higher the risk of an accident. The average commute length in Duffield, VA is 23.6 minutes according to City-Data.
Compare Car Insurance Quotes in Duffield, VA
Ready to find affordable Duffield, Virginia car insurance today? Enter your ZIP code for fast, free Duffield, VA car insurance quotes.
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Frequently Asked Questions
How are car insurance rates for Duffield, VA determined?
Car insurance rates for Duffield, VA, are determined by various factors. These factors include the driver’s age, driving record, credit history, location, coverage options selected, deductible amount, annual mileage, and the specific make, model, and year of the vehicle. Insurance companies also consider local factors such as accident rates, crime rates, and the cost of repairs and medical services in the area.
Are car insurance rates higher in Duffield, VA compared to other areas?
Car insurance rates can vary depending on multiple factors, and it’s challenging to make a general statement about rates in Duffield, VA compared to other areas. Rates can be influenced by local factors such as the number of accidents and thefts in the area, as well as state-specific regulations and insurance market conditions. Additionally, your personal driving profile and the coverage options you select will play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Duffield, VA?
To find the best car insurance rates in Duffield, VA, it’s recommended to shop around and compare quotes from multiple insurance providers. You can contact different insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. Providing accurate and consistent information when requesting quotes will help ensure you receive accurate rates for comparison.
What can I do to lower my car insurance rates in Duffield, VA?
There are several strategies you can employ to potentially lower your car insurance rates in Duffield, VA:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the mandatory requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Duffield, VA?
When insuring a vehicle in Duffield, VA, it’s important to consider factors such as the local weather conditions, traffic patterns, and potential risks in the area. If you live in a region prone to severe weather events, such as hailstorms or flooding, you may want to consider comprehensive coverage to protect your vehicle against such damages. Additionally, understanding the specific insurance requirements and regulations in Virginia is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Duffield, VA?
There may be local insurance providers in Duffield, VA, in addition to national or regional insurance companies. Local providers may offer unique coverage options or be familiar with specific factors that affect insurance rates in the area. It’s recommended to research and compare both local and national insurance providers to find the best coverage and rates for your needs.
Should I consider specialized coverage for my vehicle in Duffield, VA?
The decision to add specialized coverage to your vehicle in Duffield, VA depends on your specific circumstances and preferences. It’s advisable to evaluate factors such as the age and value of your vehicle, your driving habits, and potential risks in the area. Specialized coverage options such as comprehensive and collision insurance may provide additional protection beyond the mandatory liability coverage. Consider your needs and consult with insurance providers to determine the appropriate coverage for your vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.