Best Eglin Afb, FL Car Insurance in 2025
Car insurance in Eglin Afb, FL averages $304 a month. Eglin Afb, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Eglin Afb car insurance rates, compare quotes from the top car insurance companies in Eglin Afb, FL.
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Table of Contents
Table of Contents
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated October 2024
- The cheapest car insurance company in Eglin AFB is USAA
- The cheapest ZIP code in Eglin AFB is 32542
- Average car insurance rates in Eglin AFB, FL after a DUI are $4,356/year
If you need to buy Eglin AFB, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Eglin AFB, FL is right here.
You’ll find Eglin AFB car insurance rates, the cheapest Eglin AFB, FL car insurance companies, and information on Florida car insurance laws. You can also compare Eglin AFB, Florida car insurance rates to Tampa car insurance rates, Orlando car insurance rates, and Miami car insurance rates.
Ready to find affordable Eglin AFB, FL car insurance today? Enter your ZIP code for fast, free Eglin AFB car insurance quotes.
Cheapest Eglin AFB, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Eglin AFB, FL car insurance rates? Every Eglin AFB, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,656 | $3,526 | $3,184 | $3,256 | $12,788 | $13,919 | $3,746 | $3,832 |
| Geico | $2,514 | $2,526 | $2,353 | $2,353 | $4,542 | $5,757 | $2,776 | $2,830 |
| Liberty Mutual | $2,968 | $2,968 | $2,725 | $2,725 | $6,197 | $9,506 | $2,968 | $3,993 |
| Nationwide | $2,342 | $2,326 | $2,092 | $2,172 | $5,550 | $6,890 | $2,579 | $2,704 |
| Progressive | $2,833 | $2,694 | $2,459 | $2,625 | $7,909 | $8,703 | $3,412 | $3,342 |
| State Farm | $1,624 | $1,624 | $1,472 | $1,472 | $4,615 | $5,910 | $1,791 | $1,936 |
| USAA | $1,169 | $1,153 | $1,084 | $1,083 | $3,837 | $4,491 | $1,464 | $1,589 |
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Minimum Car Insurance in Eglin AFB, FL
Every driver must carry the minimum car insurance required by the state in Eglin AFB, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Eglin AFB, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Eglin AFB, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Eglin AFB from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,290 | $5,318 | $4,358 |
| Geico | $4,677 | $2,825 | $2,117 |
| Liberty Mutual | $5,464 | $4,027 | $3,278 |
| Nationwide | $4,156 | $3,063 | $2,777 |
| Progressive | $5,535 | $3,924 | $3,282 |
| State Farm | $3,449 | $2,305 | $1,913 |
| USAA | $3,217 | $1,579 | $1,155 |
Cheapest Eglin AFB, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Eglin AFB, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,162 | $6,155 | $6,896 | $5,740 |
| Geico | $2,233 | $2,854 | $4,249 | $3,488 |
| Liberty Mutual | $3,151 | $4,009 | $5,670 | $4,196 |
| Nationwide | $2,871 | $3,129 | $4,156 | $3,171 |
| Progressive | $3,371 | $4,951 | $4,167 | $4,500 |
| State Farm | $2,347 | $2,764 | $2,556 | $2,556 |
| USAA | $1,571 | $1,918 | $2,802 | $1,643 |
Cheapest Eglin AFB, FL Car Insurance for Teen Drivers
Teen car insurance in Eglin AFB, FL can be expensive. Take a look at rates from the top car insurance companies in Eglin AFB for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,788 | $13,919 |
| Geico | $4,542 | $5,757 |
| Liberty Mutual | $6,197 | $9,506 |
| Nationwide | $5,550 | $6,890 |
| Progressive | $7,909 | $8,703 |
| State Farm | $4,615 | $5,910 |
| USAA | $3,837 | $4,491 |
Cheapest Eglin AFB, FL Car Insurance for Seniors
Take a look at Eglin AFB, FL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,184 | $3,256 |
| Geico | $2,353 | $2,353 |
| Liberty Mutual | $2,725 | $2,725 |
| Nationwide | $2,092 | $2,172 |
| Progressive | $2,459 | $2,625 |
| State Farm | $1,472 | $1,472 |
| USAA | $1,084 | $1,083 |
Cheapest Eglin AFB, FL Car Insurance Rates After a DUI
A DUI in Eglin AFB, FL increases car insurance rates. Compare Eglin AFB, Florida car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,896 |
| Geico | $4,249 |
| Liberty Mutual | $5,670 |
| Nationwide | $4,156 |
| Progressive | $4,167 |
| State Farm | $2,556 |
| USAA | $2,802 |
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Cheapest Eglin AFB, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Eglin AFB, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,815 | $6,161 |
| Geico | $3,190 | $3,222 |
| Liberty Mutual | $4,121 | $4,391 |
| Nationwide | $3,332 | $3,332 |
| Progressive | $4,247 | $4,247 |
| State Farm | $2,473 | $2,638 |
| USAA | $1,961 | $2,006 |
Cheapest Eglin AFB, FL Car Insurance Rates by ZIP Code
Eglin AFB car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Eglin AFB, FL.
| ZIP Code | Average Annual Rates |
|---|---|
| 32542 | $2,835 |
| 32579 | $2,835 |
The Best Cheap Car Insurance Companies in Eglin AFB, FL
Take a look at a side-by-side comparison of the top car insurance companies in Eglin AFB, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,988 |
| Geico | $3,206 |
| Liberty Mutual | $4,256 |
| Nationwide | $3,332 |
| Progressive | $4,247 |
| State Farm | $2,556 |
| USAA | $1,984 |
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Category Winners: Cheapest Car Insurance in Eglin AFB, Florida
Find the cheapest car insurance companies in Eglin AFB, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Eglin AFB, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Eglin AFB car insurance rates. Find the cheapest Eglin AFB, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,875 | $6,240 | $6,850 |
| Geico | $2,726 | $3,307 | $3,586 |
| Liberty Mutual | $3,941 | $4,315 | $4,512 |
| Nationwide | $2,709 | $3,451 | $3,836 |
| Progressive | $3,709 | $4,328 | $4,705 |
| State Farm | $2,202 | $2,610 | $2,856 |
| USAA | $1,754 | $2,043 | $2,154 |
What affects car insurance rates in Eglin AFB, Florida?
What are the factors that affect car insurance rates in Eglin AFB, FL? There are several reasons why Eglin AFB car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eglin AFB, Florida.
Commute Time in Eglin AFB
The more time you spend in your car the higher the risk of an accident. The average commute length in Eglin AFB, FL is 14.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Eglin AFB, FL
Ready to find affordable Eglin AFB, Florida car insurance today? Enter your ZIP code for fast, free Eglin AFB, FL car insurance quotes.
Frequently Asked Questions
How are car insurance rates for Eglin AFB, FL determined?
Car insurance rates for Eglin AFB, FL, are determined by various factors. These include the driver’s age, driving record, credit history, location within Eglin AFB, coverage options selected, deductible amount, annual mileage, and the specific make, model, and year of the vehicle. Insurance companies also consider local factors such as accident rates, theft rates, and the cost of repairs and medical services in the area.
Are car insurance rates higher in Eglin AFB, FL compared to other areas?
Car insurance rates can vary depending on multiple factors, so it’s difficult to make a general statement about rates in Eglin AFB, FL compared to other areas. Rates can be influenced by local factors such as the number of accidents and thefts in the area, as well as state-specific regulations and insurance market conditions. Additionally, your personal driving profile and the coverage options you select will play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Eglin AFB, FL?
To find the best car insurance rates in Eglin AFB, FL, it’s recommended to shop around and compare quotes from multiple insurance providers. You can contact different insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. Providing accurate and consistent information when requesting quotes will help ensure you receive accurate rates for comparison.
What can I do to lower my car insurance rates in Eglin AFB, FL?
There are several strategies you can employ to potentially lower your car insurance rates in Eglin AFB, FL:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the mandatory requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Eglin AFB, FL?
When insuring a vehicle in Eglin AFB, FL, it’s important to consider factors such as the local weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to severe weather events, such as hurricanes or flooding, you may want to consider comprehensive coverage to protect your vehicle against such damages. Additionally, understanding the specific insurance requirements and regulations in Florida is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Eglin AFB, FL?
There may be local insurance providers in Eglin AFB, FL, in addition to national or regional insurance companies. Local providers may offer unique coverage options or be familiar with specific factors that affect insurance rates in the area. It’s recommended to research and compare both local and national insurance providers to find the best coverage and rates for your needs.
Should I consider specialized coverage for my vehicle in Eglin AFB, FL?
The decision to add specialized coverage to your vehicle in Eglin AFB, FL depends on your specific circumstances and preferences. It’s advisable to evaluate factors such as the age and value of your vehicle, your driving habits, and potential risks in the area. Specialized coverage options such as comprehensive and collision insurance may provide additional protection beyond the mandatory liability coverage.
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