Compare Gardena, CA Car Insurance Rates [2024]
Car insurance in Gardena, CA averages $343 a month. Gardena, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gardena car insurance rates, compare quotes from the top car insurance companies in Gardena, CA.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Gardena, CA after a DUI are $5,781/year
- The cheapest car insurance company in Gardena for teen drivers is USAA
- Average car insurance rates in Gardena, CA are $4,114/year
If you need to buy Gardena, California car insurance, the options can be confusing. Everything you need to know about car insurance in Gardena, CA is right here.
You’ll find Gardena car insurance rates, the cheapest Gardena, CA car insurance companies, and information on California car insurance laws. You can also compare Sacramento, CA car insurance rates, Anaheim car insurance rates, and Los Angeles car insurance rates to Gardena, CA car insurance rates.
Ready to find affordable Gardena, CA car insurance today? Enter your ZIP code for fast, free Gardena car insurance quotes.
Cheapest Gardena, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Gardena, CA car insurance rates? Every Gardena, California car insurance company weighs these factors differently, so check out the comparison rates. Compare car insurance rates by age and gender for more information.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,333 | $3,326 | $2,422 | $2,444 | $9,352 | $11,746 | $4,275 | $4,681 |
| Farmers | $3,193 | $3,193 | $2,892 | $2,892 | $10,178 | $16,597 | $3,784 | $4,217 |
| Geico | $1,855 | $1,855 | $1,744 | $1,744 | $5,655 | $5,747 | $2,666 | $2,722 |
| Liberty Mutual | $2,531 | $2,376 | $2,372 | $2,290 | $5,448 | $5,872 | $2,830 | $2,881 |
| Nationwide | $3,577 | $3,411 | $3,147 | $2,962 | $9,115 | $10,086 | $4,255 | $4,193 |
| Progressive | $1,934 | $1,992 | $1,639 | $1,950 | $5,173 | $6,249 | $2,794 | $3,007 |
| State Farm | $3,778 | $3,778 | $3,375 | $3,375 | $6,941 | $8,636 | $4,176 | $4,302 |
| Travelers | $2,822 | $2,725 | $2,489 | $2,464 | $5,946 | $6,755 | $3,684 | $3,598 |
| USAA | $2,037 | $1,928 | $1,989 | $1,995 | $4,653 | $4,670 | $2,812 | $2,655 |
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Minimum Car Insurance in Gardena, CA
How much car insurance do you need? Every driver must carry the minimum car insurance in Gardena, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Gardena, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Gardena, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,118 | $5,282 | $8,291 | $4,099 |
| Farmers | $4,343 | $5,911 | $7,353 | $5,866 |
| Geico | $2,095 | $3,242 | $4,059 | $2,599 |
| Liberty Mutual | $2,887 | $3,863 | $3,492 | $3,059 |
| Nationwide | $3,550 | $4,556 | $7,710 | $4,556 |
| Progressive | $2,022 | $3,439 | $3,994 | $2,914 |
| State Farm | $3,420 | $4,080 | $7,710 | $3,970 |
| Travelers | $2,514 | $4,164 | $4,819 | $3,745 |
| USAA | $1,887 | $2,811 | $4,604 | $2,068 |
Cheapest Gardena, CA Car Insurance for Teen Drivers
Teen car insurance in Gardena, CA can be expensive. Compare car insurance rates for teen drivers from the top car insurance companies in Gardena for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,352 | $11,746 |
| Farmers | $10,178 | $16,597 |
| Geico | $5,655 | $5,747 |
| Liberty Mutual | $5,448 | $5,872 |
| Nationwide | $9,115 | $10,086 |
| Progressive | $5,173 | $6,249 |
| State Farm | $6,941 | $8,636 |
| Travelers | $5,946 | $6,755 |
| USAA | $4,653 | $4,670 |
Cheapest Gardena, CA Car Insurance for Seniors
Take a look at Gardena, CA senior car insurance rates from top companies. Shopping around for car insurance for seniors can make a big difference for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,422 | $2,444 |
| Farmers | $2,892 | $2,892 |
| Geico | $1,744 | $1,744 |
| Liberty Mutual | $2,372 | $2,290 |
| Nationwide | $3,147 | $2,962 |
| Progressive | $1,639 | $1,950 |
| State Farm | $3,375 | $3,375 |
| Travelers | $2,489 | $2,464 |
| USAA | $1,989 | $1,995 |
Cheapest Gardena, CA Car Insurance Rates After a DUI
A DUI in Gardena, CA increases car insurance rates. Compare car insurance rates after a DUI in Gardena, California by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,291 |
| Farmers | $7,353 |
| Geico | $4,059 |
| Liberty Mutual | $3,492 |
| Nationwide | $7,710 |
| Progressive | $3,994 |
| State Farm | $7,710 |
| Travelers | $4,819 |
| USAA | $4,604 |
Cheapest Gardena, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Gardena, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,688 | $5,707 |
| Farmers | $5,323 | $6,414 |
| Geico | $2,724 | $3,273 |
| Liberty Mutual | $3,050 | $3,600 |
| Nationwide | $4,495 | $5,692 |
| Progressive | $2,806 | $3,379 |
| State Farm | $4,618 | $4,973 |
| Travelers | $3,425 | $4,196 |
| USAA | $2,619 | $3,066 |
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Cheapest Gardena, CA Car Insurance Rates by ZIP Code
Car insurance by city can differ. Gardena car insurance rates also vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gardena, CA.
| ZIP Code | Average Annual Rates |
|---|---|
| 90247 | $5,718 |
| 90249 | $5,821 |
The Best Cheap Car Insurance Companies in Gardena, CA
Take a look at a side-by-side comparison of the top car insurance companies in Gardena, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,197 |
| Farmers | $5,868 |
| Geico | $2,999 |
| Liberty Mutual | $3,325 |
| Nationwide | $5,093 |
| Progressive | $3,092 |
| State Farm | $4,795 |
| Travelers | $3,810 |
| USAA | $2,842 |
Category Winners: Cheapest Car Insurance in Gardena, California
Find the cheapest car insurance companies in Gardena, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Cheapest Gardena, CA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Gardena car insurance rates. Find the cheapest Gardena, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,914 | $5,242 | $5,436 |
| Farmers | $5,435 | $5,917 | $6,253 |
| Geico | $2,702 | $3,034 | $3,260 |
| Liberty Mutual | $3,054 | $3,358 | $3,564 |
| Nationwide | $4,521 | $5,185 | $5,574 |
| Progressive | $2,783 | $3,182 | $3,312 |
| State Farm | $4,288 | $4,879 | $5,220 |
| Travelers | $3,280 | $3,920 | $4,231 |
| USAA | $2,562 | $2,901 | $3,064 |
What affects car insurance rates in Gardena, California?
What factors can have an impact on Gardena, CA car insurance? There are several reasons why Gardena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gardena, California.
Car Theft in Gardena
High levels of vehicle theft can make car insurance more expensive. Gardena, CA car theft statistics from the FBI indicate 315 vehicle thefts a year.
Commute Time in Gardena
The more time you spend in your car the higher the risk of an accident. The average commute length in Gardena, CA is 28.6 minutes according to City-Data.
Compare Car Insurance Quotes in Gardena, CA
Ready to find affordable Gardena, California car insurance today? Enter your ZIP code for fast, free Gardena, CA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What are the average car insurance rates in Gardena, CA?
Car insurance in Gardena, CA averages $343 a month.
What are the car insurance requirements in Gardena, CA?
You need to have at least 15/30/5 coverage, but if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Gardena, CA?
Compare quotes from top car insurance companies in Gardena, CA to find the best rates.
How does my age, gender, and marital status affect car insurance rates in Gardena, CA?
Different insurance companies weigh these factors differently, so it’s important to compare rates for your specific circumstances.
What is the minimum car insurance required in Gardena, CA?
The minimum car insurance required in Gardena, CA is 15/30/5 coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.