Compare Grand Haven, MI Car Insurance Rates (2022)

Car insurance in Grand Haven, MI averages $694 a month. Grand Haven, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Grand Haven car insurance rates, compare quotes from the top car insurance companies in Grand Haven, MI.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Grand Haven is USAA
  • Average car insurance rates in Grand Haven, MI after a DUI are $13,985/year
  • The cheapest car insurance company in Grand Haven for teen drivers is USAA

If you need to buy Grand Haven, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Haven, MI is right here.

You’ll find Grand Haven car insurance rates, the cheapest Grand Haven, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Grand Haven, Michigan car insurance rates to Grand Rapids car insurance rates, Lansing car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Grand Haven, MI car insurance today? Enter your ZIP code for fast, free Grand Haven car insurance quotes.

Cheapest Grand Haven, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Haven, MI car insurance rates? Every Grand Haven, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Haven, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,774 $14,774 $13,696 $13,696 $37,226 $37,226 $15,574 $15,574
Farmers $3,489 $3,489 $3,253 $3,253 $7,952 $7,952 $3,925 $3,925
GEICO $3,461 $3,461 $3,559 $3,559 $10,271 $10,271 $3,320 $3,320
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $3,878 $3,878 $3,449 $3,449 $10,450 $10,450 $4,263 $4,263
Progressive $2,380 $2,241 $2,121 $2,318 $8,957 $9,696 $2,768 $2,633
State Farm $5,368 $5,368 $4,976 $4,976 $18,821 $18,821 $6,308 $6,308
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,493 $2,372 $2,342 $2,215 $6,222 $5,956 $3,054 $2,946

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Minimum Car Insurance in Grand Haven, MI

Every driver must carry the minimum car insurance in Grand Haven, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Haven, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grand Haven, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Haven, MI. Compare credit history car insurance rates in Grand Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Haven, Michigan

Insurance Company Poor Fair Good
Allstate $30,767 $17,069 $13,117
Farmers $6,075 $4,096 $3,793
GEICO $6,619 $4,872 $3,968
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $6,865 $5,217 $4,448
Progressive $4,725 $4,025 $3,668
State Farm $14,348 $7,288 $4,968
Travelers $6,813 $6,608 $6,525
USAA $5,159 $2,941 $2,250

Cheapest Grand Haven, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Haven, MI to rates for a clean record with top companies.

Annual Grand Haven, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,845 $13,151 $44,448 $13,827
Farmers $3,912 $4,985 $4,915 $4,806
GEICO $1,777 $3,839 $11,662 $3,334
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $4,729 $6,287 $5,713 $5,311
Progressive $3,550 $4,592 $4,128 $4,287
State Farm $5,617 $6,748 $14,664 $8,444
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,776 $3,463 $4,532 $3,027

Cheapest Grand Haven, MI Car Insurance for Teen Drivers

Teen car insurance in Grand Haven, MI can be expensive. Take a look at rates from the top car insurance companies in Grand Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Haven, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,226 $37,226
Farmers $7,952 $7,952
GEICO $10,271 $10,271
Liberty Mutual $28,466 $28,466
Nationwide $10,450 $10,450
Progressive $8,957 $9,696
State Farm $18,821 $18,821
Travelers $13,395 $13,395
USAA $6,222 $5,956

Cheapest Grand Haven, MI Car Insurance for Seniors

Take a look at Grand Haven, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Haven, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,696 $13,696
Farmers $3,253 $3,253
GEICO $3,559 $3,559
Liberty Mutual $12,035 $12,035
Nationwide $3,449 $3,449
Progressive $2,121 $2,318
State Farm $4,976 $4,976
Travelers $3,858 $3,858
USAA $2,342 $2,215

Cheapest Grand Haven, MI Car Insurance Rates After a DUI

A DUI in Grand Haven, MI increases car insurance rates. Compare Grand Haven, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Haven, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,448
Farmers $4,915
GEICO $11,662
Liberty Mutual $25,467
Nationwide $5,713
Progressive $4,128
State Farm $14,664
Travelers $10,331
USAA $4,532

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Cheapest Grand Haven, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Haven, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Haven, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,318 $20,318
Farmers $4,654 $4,654
GEICO $5,039 $5,267
Liberty Mutual $15,648 $16,757
Nationwide $5,510 $5,510
Progressive $4,139 $4,139
State Farm $8,640 $9,096
Travelers $6,611 $6,686
USAA $3,411 $3,489

The Best Cheap Car Insurance Companies in Grand Haven, MI

Take a look at a side-by-side comparison of the top car insurance companies in Grand Haven, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Haven, Michigan

Insurance Company Average Annual Rates
Allstate $20,318
Farmers $4,654
GEICO $5,153
Liberty Mutual $16,202
Nationwide $5,510
Progressive $4,139
State Farm $8,868
Travelers $6,649
USAA $3,450

Category Winners: Cheapest Car Insurance in Grand Haven, Michigan

Find the cheapest car insurance companies in Grand Haven, MI for each category right here.

Best Annual Car Insurance Rates by Company in Grand Haven, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Grand Haven, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Haven car insurance rates. Find the cheapest Grand Haven, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Haven, Michigan

Insurance Company Low Medium High
Allstate $19,835 $20,360 $20,758
Farmers $4,539 $4,644 $4,780
GEICO $4,826 $5,108 $5,525
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $5,768 $5,416 $5,347
Progressive $4,020 $4,144 $4,254
State Farm $8,471 $8,917 $9,216
Travelers $6,575 $6,656 $6,715
USAA $3,361 $3,457 $3,532

What affects car insurance rates in Grand Haven, Michigan?

What factors can have an impact on Grand Haven, MI car insurance? There are several reasons why Grand Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Haven, Michigan.

Car Theft in Grand Haven

High levels of vehicle theft can make car insurance more expensive. Grand Haven, MI car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Grand Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Haven, MI is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Haven, MI

Ready to find affordable Grand Haven, Michigan car insurance today? Enter your ZIP code for fast, free Grand Haven, MI car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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