Best Greenwood, IN Car Insurance in 2025
Car insurance in Greenwood, IN averages $261 a month. Greenwood, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Greenwood car insurance rates, compare quotes from the top car insurance companies in Greenwood, IN.
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Table of Contents
Table of Contents
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated December 2025
- The cheapest ZIP code in Greenwood is 46143
- Average car insurance rates in Greenwood, IN are $3,135/year
- The cheapest car insurance company in Greenwood for teen drivers is USAA
If you need to buy Greenwood, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Greenwood, IN is right here.
You’ll find Greenwood car insurance rates, the cheapest Greenwood, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Greenwood, Indiana car insurance rates to Bloomington car insurance rates, Fishers car insurance rates, and Gary car insurance rates.
Ready to find affordable Greenwood, IN car insurance today? Enter your ZIP code for fast, free Greenwood car insurance quotes.
Cheapest Greenwood, IN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Greenwood, IN car insurance rates? Every Greenwood, Indiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,174 | $2,213 | $1,931 | $2,111 | $6,961 | $8,841 | $2,168 | $2,351 |
| American Family | $2,195 | $2,195 | $1,980 | $1,980 | $6,210 | $8,933 | $2,195 | $2,677 |
| Farmers | $1,436 | $1,418 | $1,225 | $1,377 | $7,825 | $8,357 | $1,904 | $2,059 |
| Geico | $1,604 | $1,599 | $1,510 | $1,568 | $4,797 | $4,448 | $1,842 | $1,613 |
| Liberty Mutual | $3,256 | $3,256 | $2,998 | $2,998 | $7,045 | $10,603 | $3,256 | $4,438 |
| Nationwide | $1,597 | $1,629 | $1,403 | $1,493 | $4,709 | $6,091 | $1,880 | $2,051 |
| Progressive | $1,663 | $1,567 | $1,512 | $1,520 | $9,963 | $11,181 | $2,087 | $2,121 |
| State Farm | $1,492 | $1,492 | $1,342 | $1,342 | $4,712 | $6,019 | $1,659 | $1,848 |
| Travelers | $1,161 | $1,179 | $1,094 | $1,092 | $7,326 | $11,574 | $1,233 | $1,414 |
| USAA | $1,014 | $996 | $949 | $950 | $2,881 | $3,205 | $1,368 | $1,455 |
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Minimum Car Insurance in Greenwood, IN
Every driver must carry the minimum car insurance in Greenwood, IN. Take a look at the Indiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Greenwood, IN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Greenwood, IN. Compare credit history car insurance rates in Greenwood from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,432 | $3,323 | $3,026 |
| American Family | $4,861 | $3,145 | $2,631 |
| Farmers | $3,728 | $3,048 | $2,825 |
| Geico | $2,856 | $2,373 | $1,890 |
| Liberty Mutual | $6,299 | $4,101 | $3,793 |
| Nationwide | $2,967 | $2,506 | $2,347 |
| Progressive | $4,346 | $3,862 | $3,647 |
| State Farm | $3,627 | $2,163 | $1,676 |
| Travelers | $3,625 | $3,077 | $3,075 |
| USAA | $2,155 | $1,427 | $1,224 |
Cheapest Greenwood, IN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Greenwood, IN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,856 | $4,225 | $3,892 | $3,402 |
| American Family | $2,442 | $3,897 | $4,932 | $2,911 |
| Farmers | $2,861 | $3,341 | $3,440 | $3,158 |
| Geico | $1,543 | $2,454 | $3,353 | $2,141 |
| Liberty Mutual | $3,638 | $4,329 | $6,929 | $4,029 |
| Nationwide | $2,246 | $2,886 | $2,769 | $2,525 |
| Progressive | $2,958 | $5,209 | $3,530 | $4,110 |
| State Farm | $2,426 | $2,675 | $2,426 | $2,426 |
| Travelers | $2,771 | $3,421 | $3,874 | $2,970 |
| USAA | $1,207 | $1,724 | $1,980 | $1,499 |
Cheapest Greenwood, IN Car Insurance for Teen Drivers
Teen car insurance in Greenwood, IN can be expensive. Take a look at rates from the top car insurance companies in Greenwood for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,961 | $8,841 |
| American Family | $6,210 | $8,933 |
| Farmers | $7,825 | $8,357 |
| Geico | $4,797 | $4,448 |
| Liberty Mutual | $7,045 | $10,603 |
| Nationwide | $4,709 | $6,091 |
| Progressive | $9,963 | $11,181 |
| State Farm | $4,712 | $6,019 |
| Travelers | $7,326 | $11,574 |
| USAA | $2,881 | $3,205 |
Cheapest Greenwood, IN Car Insurance for Seniors
Take a look at Greenwood, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,931 | $2,111 |
| American Family | $1,980 | $1,980 |
| Farmers | $1,225 | $1,377 |
| Geico | $1,510 | $1,568 |
| Liberty Mutual | $2,998 | $2,998 |
| Nationwide | $1,403 | $1,493 |
| Progressive | $1,512 | $1,520 |
| State Farm | $1,342 | $1,342 |
| Travelers | $1,094 | $1,092 |
| USAA | $949 | $950 |
Cheapest Greenwood, IN Car Insurance Rates After a DUI
A DUI in Greenwood, IN increases car insurance rates. Compare Greenwood, Indiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,892 |
| American Family | $4,932 |
| Farmers | $3,440 |
| Geico | $3,353 |
| Liberty Mutual | $6,929 |
| Nationwide | $2,769 |
| Progressive | $3,530 |
| State Farm | $2,426 |
| Travelers | $3,874 |
| USAA | $1,980 |
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Cheapest Greenwood, IN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Greenwood, IN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,594 | $3,594 |
| American Family | $3,502 | $3,589 |
| Farmers | $3,200 | $3,200 |
| Geico | $2,334 | $2,412 |
| Liberty Mutual | $4,607 | $4,855 |
| Nationwide | $2,607 | $2,607 |
| Progressive | $3,952 | $3,952 |
| State Farm | $2,418 | $2,558 |
| Travelers | $3,259 | $3,259 |
| USAA | $1,581 | $1,623 |
Cheapest Greenwood, IN Car Insurance Rates by ZIP Code
Greenwood car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Greenwood, IN.
| ZIP Code | Average Annual Rates |
|---|---|
| 46142 | $3,084 |
| 46143 | $3,052 |
The Best Cheap Car Insurance Companies in Greenwood, IN
Take a look at a side-by-side comparison of the top car insurance companies in Greenwood, IN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,594 |
| American Family | $3,546 |
| Farmers | $3,200 |
| Geico | $2,373 |
| Liberty Mutual | $4,731 |
| Nationwide | $2,607 |
| Progressive | $3,952 |
| State Farm | $2,488 |
| Travelers | $3,259 |
| USAA | $1,602 |
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Category Winners: Cheapest Car Insurance in Greenwood, Indiana
Find the cheapest car insurance companies in Greenwood, IN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Greenwood, IN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Greenwood car insurance rates. Find the cheapest Greenwood, IN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,392 | $3,577 | $3,812 |
| American Family | $3,492 | $3,662 | $3,483 |
| Farmers | $3,093 | $3,196 | $3,312 |
| Geico | $2,229 | $2,366 | $2,523 |
| Liberty Mutual | $4,542 | $4,716 | $4,935 |
| Nationwide | $2,644 | $2,587 | $2,589 |
| Progressive | $3,737 | $3,892 | $4,226 |
| State Farm | $2,361 | $2,488 | $2,616 |
| Travelers | $3,197 | $3,289 | $3,291 |
| USAA | $1,544 | $1,599 | $1,664 |
What affects car insurance rates in Greenwood, Indiana?
What factors can have an impact on Greenwood, IN car insurance? There are several reasons why Greenwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Greenwood, Indiana.
Car Theft in Greenwood
High levels of vehicle theft can make car insurance more expensive. Greenwood, IN car theft statistics from the FBI indicate 141 vehicle thefts a year.
Commute Time in Greenwood
The more time you spend in your car the higher the risk of an accident. The average commute length in Greenwood, IN is 26.5 minutes according to City-Data.
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Compare Car Insurance Quotes in Greenwood, IN
Ready to find affordable Greenwood, Indiana car insurance today? Enter your ZIP code for fast, free Greenwood, IN car insurance quotes.
Frequently Asked Questions
How much does car insurance in Greenwood, IN cost on average?
Car insurance in Greenwood, IN averages $261 a month.
What are the car insurance requirements in Greenwood, Indiana?
The car insurance requirements in Greenwood, IN are 25/50/25. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Greenwood, IN?
To find cheap car insurance rates in Greenwood, IN, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Greenwood, IN?
Every car insurance company in Greenwood, IN weighs age, gender, and marital status differently. It’s important to check out the comparison rates to understand their impact.
What is the minimum car insurance required in Greenwood, IN?
Every driver in Greenwood, IN must carry the minimum car insurance required by Indiana law.
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