Best Guilford, CT Car Insurance in 2024
Car insurance in Guilford, CT averages $385 a month. Guilford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Guilford car insurance rates, compare quotes from the top car insurance companies in Guilford, CT.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Guilford, CT are $4,621/year
- Average car insurance rates in Guilford, CT after a DUI are $5,594/year
- The cheapest car insurance company in Guilford is State Farm
If you need to buy Guilford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Guilford, CT is right here.
You’ll find Guilford car insurance rates, the cheapest Guilford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Guilford, Connecticut car insurance rates to Bridgeport car insurance rates, Bristol car insurance rates, and New Britain car insurance rates.
Ready to find affordable Guilford, CT car insurance today? Enter your ZIP code for fast, free Guilford car insurance quotes.
Cheapest Guilford, CT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Guilford, CT car insurance rates? Every Guilford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,313 | $3,291 | $3,042 | $3,255 | $10,042 | $11,850 | $3,483 | $3,677 |
| Geico | $2,204 | $2,210 | $2,044 | $2,061 | $5,114 | $6,034 | $2,124 | $2,058 |
| Liberty Mutual | $3,773 | $4,111 | $2,901 | $3,585 | $18,939 | $21,364 | $3,812 | $4,165 |
| Nationwide | $2,271 | $2,295 | $2,043 | $2,141 | $6,284 | $7,960 | $2,634 | $2,829 |
| Progressive | $2,854 | $2,652 | $2,431 | $2,538 | $11,938 | $13,234 | $3,250 | $3,632 |
| State Farm | $1,638 | $1,638 | $1,506 | $1,506 | $4,921 | $6,180 | $1,838 | $2,108 |
| Travelers | $1,774 | $1,799 | $1,777 | $1,772 | $13,892 | $22,579 | $1,931 | $2,148 |
| USAA | $2,086 | $2,061 | $1,951 | $1,922 | $6,637 | $6,949 | $2,798 | $2,892 |
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Minimum Car Insurance in Guilford, CT
Every driver must carry the minimum car insurance in Guilford, CT. Take a look at the Connecticut car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Guilford, CT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Guilford, CT. Compare credit history car insurance rates in Guilford from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,664 | $5,053 | $4,015 |
| Geico | $4,336 | $2,616 | $1,992 |
| Liberty Mutual | $11,136 | $6,922 | $5,435 |
| Nationwide | $4,702 | $3,165 | $2,804 |
| Progressive | $5,785 | $5,191 | $4,972 |
| State Farm | $3,705 | $2,378 | $1,917 |
| Travelers | $6,755 | $5,640 | $5,482 |
| USAA | $4,507 | $3,048 | $2,681 |
Cheapest Guilford, CT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guilford, CT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,474 | $5,504 | $6,524 | $4,474 |
| Geico | $1,883 | $2,470 | $5,260 | $2,312 |
| Liberty Mutual | $6,854 | $8,590 | $8,506 | $7,375 |
| Nationwide | $2,902 | $3,779 | $4,321 | $3,227 |
| Progressive | $4,535 | $6,584 | $4,775 | $5,371 |
| State Farm | $2,485 | $2,727 | $2,727 | $2,727 |
| Travelers | $4,800 | $5,199 | $7,563 | $6,275 |
| USAA | $2,631 | $3,311 | $5,075 | $2,631 |
Cheapest Guilford, CT Car Insurance for Teen Drivers
Teen car insurance in Guilford, CT can be expensive. Take a look at rates from the top car insurance companies in Guilford for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,042 | $11,850 |
| Geico | $5,114 | $6,034 |
| Liberty Mutual | $18,939 | $21,364 |
| Nationwide | $6,284 | $7,960 |
| Progressive | $11,938 | $13,234 |
| State Farm | $4,921 | $6,180 |
| Travelers | $13,892 | $22,579 |
| USAA | $6,637 | $6,949 |
Cheapest Guilford, CT Car Insurance for Seniors
Take a look at Guilford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,042 | $3,255 |
| Geico | $2,044 | $2,061 |
| Liberty Mutual | $2,901 | $3,585 |
| Nationwide | $2,043 | $2,141 |
| Progressive | $2,431 | $2,538 |
| State Farm | $1,506 | $1,506 |
| Travelers | $1,777 | $1,772 |
| USAA | $1,951 | $1,922 |
Cheapest Guilford, CT Car Insurance Rates After a DUI
A DUI in Guilford, CT increases car insurance rates. Compare Guilford, Connecticut DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,524 |
| Geico | $5,260 |
| Liberty Mutual | $8,506 |
| Nationwide | $4,321 |
| Progressive | $4,775 |
| State Farm | $2,727 |
| Travelers | $7,563 |
| USAA | $5,075 |
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Cheapest Guilford, CT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Guilford, CT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,244 | $5,244 |
| Geico | $2,935 | $3,027 |
| Liberty Mutual | $7,831 | $7,831 |
| Nationwide | $3,557 | $3,557 |
| Progressive | $5,316 | $5,316 |
| State Farm | $2,602 | $2,732 |
| Travelers | $5,959 | $5,959 |
| USAA | $3,371 | $3,453 |
The Best Cheap Car Insurance Companies in Guilford, CT
Take a look at a side-by-side comparison of the top car insurance companies in Guilford, CT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,244 |
| Geico | $2,981 |
| Liberty Mutual | $7,831 |
| Nationwide | $3,557 |
| Progressive | $5,316 |
| State Farm | $2,667 |
| Travelers | $5,959 |
| USAA | $3,412 |
Category Winners: Cheapest Car Insurance in Guilford, Connecticut
Find the cheapest car insurance companies in Guilford, CT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Guilford, CT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Guilford car insurance rates. Find the cheapest Guilford, CT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,989 | $5,238 | $5,505 |
| Geico | $2,746 | $2,942 | $3,256 |
| Liberty Mutual | $7,502 | $7,765 | $8,226 |
| Nationwide | $3,604 | $3,584 | $3,483 |
| Progressive | $4,909 | $5,265 | $5,774 |
| State Farm | $2,504 | $2,671 | $2,826 |
| Travelers | $5,464 | $5,913 | $6,500 |
| USAA | $3,174 | $3,416 | $3,646 |
What affects car insurance rates in Guilford, Connecticut?
What factors can have an impact on Guilford, CT car insurance? There are several reasons why Guilford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guilford, Connecticut.
Commute Time in Guilford
The more time you spend in your car the higher the risk of an accident. The average commute length in Guilford, CT is 22.7 minutes according to City-Data.
Compare Car Insurance Quotes in Guilford, CT
Ready to find affordable Guilford, Connecticut car insurance today? Enter your ZIP code for fast, free Guilford, CT car insurance quotes.
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Frequently Asked Questions
What is the average monthly car insurance rate in Guilford, CT?
The average monthly car insurance rate in Guilford, CT is $385.
What are the car insurance requirements in Guilford, CT?
The car insurance requirements in Guilford, CT are 25/50/20.
Do I need full coverage insurance if my car is financed?
Yes, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Guilford, CT?
To find cheap car insurance rates in Guilford, CT, compare quotes from the top insurance companies.
How do age, gender, and marital status affect car insurance rates in Guilford, CT?
Every insurance company weighs these factors differently, so rates may vary. Comparing quotes is recommended.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.