Compare Hayward, CA Car Insurance Rates (2022)

Car insurance in Hayward, CA averages $315 a month. Hayward, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hayward car insurance rates, compare quotes from the top car insurance companies in Hayward, CA.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Hayward is USAA
  • Average car insurance rates in Hayward, CA are $3,780/year
  • The cheapest car insurance company in Hayward for teen drivers is USAA

If you need to buy Hayward, California car insurance, the options can be confusing. Everything you need to know about car insurance in Hayward, CA is right here.

You’ll find Hayward car insurance rates, the cheapest Hayward, CA car insurance companies, and information on California car insurance laws. You can also compare Hayward, California car insurance rates to Sacramento car insurance rates, Long Beach car insurance rates, and San Jose car insurance rates.

Ready to find affordable Hayward, CA car insurance today? Enter your ZIP code for fast, free Hayward car insurance quotes.

Cheapest Hayward, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hayward, CA car insurance rates? Every Hayward, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hayward, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,783 $2,788 $2,035 $2,055 $7,760 $9,774 $3,571 $3,930
Farmers $2,822 $2,822 $2,542 $2,542 $9,024 $14,834 $3,346 $3,729
GEICO $1,714 $1,715 $1,613 $1,613 $5,205 $5,296 $2,460 $2,517
Liberty Mutual $2,336 $2,214 $2,168 $2,102 $5,117 $5,433 $2,639 $2,656
Nationwide $3,592 $3,431 $3,120 $2,943 $9,139 $10,079 $4,297 $4,259
Progressive $1,887 $1,944 $1,587 $1,894 $5,004 $6,056 $2,714 $2,922
State Farm $3,343 $3,343 $2,986 $2,986 $6,140 $7,609 $3,702 $3,818
Travelers $2,616 $2,535 $2,309 $2,283 $5,408 $6,227 $3,415 $3,346
USAA $1,971 $1,868 $1,922 $1,931 $4,494 $4,530 $2,737 $2,587

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Minimum Car Insurance in Hayward, CA

Every driver must carry the minimum car insurance in Hayward, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Hayward, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hayward, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hayward, CA to rates for a clean record with top companies.

Annual Hayward, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,615 $4,402 $6,900 $3,432
Farmers $3,846 $5,241 $6,536 $5,208
GEICO $1,936 $2,981 $3,747 $2,402
Liberty Mutual $2,676 $3,586 $3,235 $2,835
Nationwide $3,562 $4,564 $7,741 $4,564
Progressive $1,967 $3,334 $3,869 $2,833
State Farm $3,025 $3,608 $6,819 $3,511
Travelers $2,347 $3,813 $4,458 $3,452
USAA $1,830 $2,725 $4,460 $2,005

Cheapest Hayward, CA Car Insurance for Teen Drivers

Teen car insurance in Hayward, CA can be expensive. Take a look at rates from the top car insurance companies in Hayward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hayward, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,760 $9,774
Farmers $9,024 $14,834
GEICO $5,205 $5,296
Liberty Mutual $5,117 $5,433
Nationwide $9,139 $10,079
Progressive $5,004 $6,056
State Farm $6,140 $7,609
Travelers $5,408 $6,227
USAA $4,494 $4,530

Cheapest Hayward, CA Car Insurance for Seniors

Take a look at Hayward, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hayward, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,035 $2,055
Farmers $2,542 $2,542
GEICO $1,613 $1,613
Liberty Mutual $2,168 $2,102
Nationwide $3,120 $2,943
Progressive $1,587 $1,894
State Farm $2,986 $2,986
Travelers $2,309 $2,283
USAA $1,922 $1,931

Cheapest Hayward, CA Car Insurance Rates After a DUI

A DUI in Hayward, CA increases car insurance rates. Compare Hayward, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hayward, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,900
Farmers $6,536
GEICO $3,747
Liberty Mutual $3,235
Nationwide $7,741
Progressive $3,869
State Farm $6,819
Travelers $4,458
USAA $4,460

Cheapest Hayward, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hayward, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hayward, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,914 $4,760
Farmers $4,726 $5,690
GEICO $2,513 $3,020
Liberty Mutual $2,831 $3,335
Nationwide $4,506 $5,709
Progressive $2,722 $3,280
State Farm $4,088 $4,394
Travelers $3,159 $3,876
USAA $2,540 $2,970

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Hayward, CA Car Insurance Rates by ZIP Code

Hayward car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hayward, CA.

Annual Car Insurance Rates by ZIP Code in Hayward, California

ZIP Code Average Annual Rates
94541 $5,320
94542 $5,181
94544 $5,341
94545 $4,992

The Best Cheap Car Insurance Companies in Hayward, CA

Take a look at a side-by-side comparison of the top car insurance companies in Hayward, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hayward, California

Insurance Company Average Annual Rates
Allstate $4,337
Farmers $5,208
GEICO $2,767
Liberty Mutual $3,083
Nationwide $5,108
Progressive $3,001
State Farm $4,241
Travelers $3,517
USAA $2,755

Category Winners: Cheapest Car Insurance in Hayward, California

Find the cheapest car insurance companies in Hayward, CA for each category right here.

Best Annual Car Insurance Rates by Company in Hayward, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Hayward, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hayward car insurance rates. Find the cheapest Hayward, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hayward, California

Insurance Company Low Medium High
Allstate $4,122 $4,373 $4,516
Farmers $4,868 $5,245 $5,509
GEICO $2,535 $2,797 $2,968
Liberty Mutual $2,883 $3,110 $3,257
Nationwide $4,644 $5,191 $5,488
Progressive $2,726 $3,084 $3,193
State Farm $3,852 $4,309 $4,561
Travelers $3,106 $3,609 $3,837
USAA $2,514 $2,805 $2,945

What affects car insurance rates in Hayward, California?

What factors can have an impact on Hayward, CA car insurance? There are several reasons why Hayward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hayward, California.

Car Theft in Hayward

High levels of vehicle theft can make car insurance more expensive. Hayward, CA car theft statistics from the FBI indicate 1,376 vehicle thefts a year.

Commute Time in Hayward

The more time you spend in your car the higher the risk of an accident. The average commute length in Hayward, CA is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hayward, CA

Ready to find affordable Hayward, California car insurance today? Enter your ZIP code for fast, free Hayward, CA car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption