Compare Hodgenville, KY Car Insurance Rates (2022)

Car insurance in Hodgenville, KY averages $360 a month. Hodgenville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hodgenville car insurance rates, compare quotes from the top car insurance companies in Hodgenville, KY.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Hodgenville, KY after a DUI are $5,154/year
  • The cheapest car insurance company in Hodgenville is USAA
  • Average car insurance rates in Hodgenville, KY are $4,315/year

If you need to buy Hodgenville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hodgenville, KY is right here.

You’ll find Hodgenville car insurance rates, the cheapest Hodgenville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hodgenville, Kentucky car insurance rates to Owensboro car insurance rates, Richmond car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Hodgenville, KY car insurance today? Enter your ZIP code for fast, free Hodgenville car insurance quotes.

Cheapest Hodgenville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hodgenville, KY car insurance rates? Every Hodgenville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hodgenville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,070 $3,036 $2,783 $2,964 $11,310 $12,679 $3,387 $3,572
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,644 $2,868 $2,281 $2,550 $10,204 $11,263 $2,740 $2,812
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,219 $2,117 $1,985 $1,998 $10,662 $12,066 $2,753 $2,819
State Farm $2,209 $2,209 $1,980 $1,980 $6,479 $8,163 $2,455 $2,751
Travelers $2,328 $2,372 $2,280 $2,287 $11,161 $17,957 $2,430 $2,816
USAA $1,660 $1,661 $1,507 $1,528 $4,448 $4,675 $2,090 $2,284

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Minimum Car Insurance in Hodgenville, KY

Every driver must carry the minimum car insurance in Hodgenville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Hodgenville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hodgenville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hodgenville, KY. Compare credit history car insurance rates in Hodgenville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hodgenville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,089 $4,889 $4,072
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,664 $4,101 $3,246
Nationwide $5,239 $4,104 $3,569
Progressive $5,122 $4,458 $4,152
State Farm $5,070 $3,089 $2,425
Travelers $6,085 $5,148 $5,128
USAA $3,673 $2,075 $1,697

Cheapest Hodgenville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hodgenville, KY to rates for a clean record with top companies.

Annual Hodgenville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,441 $5,783 $6,170 $5,006
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,906 $5,979 $4,652 $4,144
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,787 $5,597 $4,320 $4,605
State Farm $3,229 $3,828 $3,528 $3,528
Travelers $4,758 $4,895 $7,064 $5,099
USAA $1,872 $2,642 $3,158 $2,254

Cheapest Hodgenville, KY Car Insurance for Teen Drivers

Teen car insurance in Hodgenville, KY can be expensive. Take a look at rates from the top car insurance companies in Hodgenville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hodgenville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,310 $12,679
GEICO $6,851 $8,131
Liberty Mutual $10,204 $11,263
Nationwide $6,819 $8,506
Progressive $10,662 $12,066
State Farm $6,479 $8,163
Travelers $11,161 $17,957
USAA $4,448 $4,675

Cheapest Hodgenville, KY Car Insurance for Seniors

Take a look at Hodgenville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hodgenville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,964
GEICO $3,510 $3,179
Liberty Mutual $2,281 $2,550
Nationwide $2,800 $2,930
Progressive $1,985 $1,998
State Farm $1,980 $1,980
Travelers $2,280 $2,287
USAA $1,507 $1,528

Cheapest Hodgenville, KY Car Insurance Rates After a DUI

A DUI in Hodgenville, KY increases car insurance rates. Compare Hodgenville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hodgenville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,731
Liberty Mutual $4,652
Nationwide $5,612
Progressive $4,320
State Farm $3,528
Travelers $7,064
USAA $3,158

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Cheapest Hodgenville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hodgenville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hodgenville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,350 $5,350
GEICO $4,119 $4,197
Liberty Mutual $4,670 $4,670
Nationwide $4,304 $4,304
Progressive $4,577 $4,577
State Farm $3,446 $3,611
Travelers $5,454 $5,454
USAA $2,389 $2,574

The Best Cheap Car Insurance Companies in Hodgenville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Hodgenville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hodgenville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,350
GEICO $4,158
Liberty Mutual $4,670
Nationwide $4,304
Progressive $4,577
State Farm $3,528
Travelers $5,454
USAA $2,482

Category Winners: Cheapest Car Insurance in Hodgenville, Kentucky

Find the cheapest car insurance companies in Hodgenville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Hodgenville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hodgenville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hodgenville car insurance rates. Find the cheapest Hodgenville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hodgenville, Kentucky

Insurance Company Low Medium High
Allstate $4,939 $5,327 $5,784
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,406 $4,634 $4,971
Nationwide $4,380 $4,252 $4,281
Progressive $4,232 $4,521 $4,978
State Farm $3,310 $3,515 $3,760
Travelers $5,175 $5,478 $5,709
USAA $2,354 $2,475 $2,616

What affects car insurance rates in Hodgenville, Kentucky?

What factors can have an impact on Hodgenville, KY car insurance? There are several reasons why Hodgenville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hodgenville, Kentucky.

Commute Time in Hodgenville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hodgenville, KY is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hodgenville, KY

Ready to find affordable Hodgenville, Kentucky car insurance today? Enter your ZIP code for fast, free Hodgenville, KY car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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