Compare Imperial, CA Car Insurance Rates [2024]
Car insurance in Imperial, CA averages $268 a month. Imperial, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Imperial car insurance rates, compare quotes from the top car insurance companies in Imperial, CA.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jul 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Imperial, CA are $3,218/year
- The cheapest car insurance company in Imperial is Progressive
- The cheapest car insurance company in Imperial for teen drivers is Progressive
If you need to buy Imperial, California car insurance, the options can be confusing. Everything you need to know about car insurance in Imperial, CA is right here.
You’ll find Imperial car insurance rates, the cheapest Imperial, CA car insurance companies, and information on California car insurance laws. You can also compare Imperial, California car insurance rates to Los Angeles car insurance rates, San Jose car insurance rates, and Bakersfield car insurance rates.
Ready to find affordable Imperial, CA car insurance today? Enter your ZIP code for fast, free Imperial car insurance quotes.
Cheapest Imperial, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Imperial, CA car insurance rates? Every Imperial, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,044 | $3,109 | $2,149 | $2,242 | $7,763 | $9,890 | $4,080 | $4,720 |
| Farmers | $2,087 | $2,087 | $1,865 | $1,865 | $6,624 | $10,936 | $2,468 | $2,742 |
| Geico | $1,604 | $1,606 | $1,509 | $1,509 | $4,880 | $4,973 | $2,304 | $2,361 |
| Liberty Mutual | $1,969 | $1,867 | $1,823 | $1,769 | $4,256 | $4,524 | $2,220 | $2,238 |
| Nationwide | $2,912 | $2,788 | $2,537 | $2,399 | $7,262 | $8,037 | $3,466 | $3,437 |
| Progressive | $1,466 | $1,505 | $1,244 | $1,472 | $3,795 | $4,575 | $2,107 | $2,261 |
| State Farm | $2,838 | $2,838 | $2,528 | $2,528 | $5,138 | $6,381 | $3,135 | $3,231 |
| Travelers | $2,111 | $2,052 | $1,855 | $1,838 | $4,207 | $4,778 | $2,693 | $2,661 |
| USAA | $1,844 | $1,751 | $1,798 | $1,809 | $4,190 | $4,207 | $2,549 | $2,413 |
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Minimum Car Insurance in Imperial, CA
Every driver must carry the minimum car insurance in Imperial, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Imperial, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Imperial, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,734 | $4,746 | $7,392 | $3,626 |
| Farmers | $2,831 | $3,857 | $4,815 | $3,833 |
| Geico | $1,815 | $2,796 | $3,512 | $2,251 |
| Liberty Mutual | $2,241 | $3,005 | $2,712 | $2,375 |
| Nationwide | $2,865 | $3,672 | $6,210 | $3,672 |
| Progressive | $1,513 | $2,554 | $2,971 | $2,175 |
| State Farm | $2,546 | $3,041 | $5,764 | $2,958 |
| Travelers | $1,886 | $3,000 | $3,488 | $2,723 |
| USAA | $1,708 | $2,535 | $4,165 | $1,871 |
Cheapest Imperial, CA Car Insurance for Teen Drivers
Teen car insurance in Imperial, CA can be expensive. Take a look at rates from the top car insurance companies in Imperial for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,763 | $9,890 |
| Farmers | $6,624 | $10,936 |
| Geico | $4,880 | $4,973 |
| Liberty Mutual | $4,256 | $4,524 |
| Nationwide | $7,262 | $8,037 |
| Progressive | $3,795 | $4,575 |
| State Farm | $5,138 | $6,381 |
| Travelers | $4,207 | $4,778 |
| USAA | $4,190 | $4,207 |
Cheapest Imperial, CA Car Insurance for Seniors
Take a look at Imperial, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,149 | $2,242 |
| Farmers | $1,865 | $1,865 |
| Geico | $1,509 | $1,509 |
| Liberty Mutual | $1,823 | $1,769 |
| Nationwide | $2,537 | $2,399 |
| Progressive | $1,244 | $1,472 |
| State Farm | $2,528 | $2,528 |
| Travelers | $1,855 | $1,838 |
| USAA | $1,798 | $1,809 |
Cheapest Imperial, CA Car Insurance Rates After a DUI
A DUI in Imperial, CA increases car insurance rates. Compare Imperial, California DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,392 |
| Farmers | $4,815 |
| Geico | $3,512 |
| Liberty Mutual | $2,712 |
| Nationwide | $6,210 |
| Progressive | $2,971 |
| State Farm | $5,764 |
| Travelers | $3,488 |
| USAA | $4,165 |
Cheapest Imperial, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Imperial, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,166 | $5,084 |
| Farmers | $3,480 | $4,188 |
| Geico | $2,356 | $2,830 |
| Liberty Mutual | $2,372 | $2,794 |
| Nationwide | $3,631 | $4,578 |
| Progressive | $2,094 | $2,512 |
| State Farm | $3,447 | $3,708 |
| Travelers | $2,503 | $3,046 |
| USAA | $2,367 | $2,773 |
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The Best Cheap Car Insurance Companies in Imperial, CA
Take a look at a side-by-side comparison of the top car insurance companies in Imperial, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,625 |
| Farmers | $3,834 |
| Geico | $2,593 |
| Liberty Mutual | $2,583 |
| Nationwide | $4,105 |
| Progressive | $2,303 |
| State Farm | $3,577 |
| Travelers | $2,774 |
| USAA | $2,570 |
Category Winners: Cheapest Car Insurance in Imperial, California
Find the cheapest car insurance companies in Imperial, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Progressive |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Imperial, CA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Imperial car insurance rates. Find the cheapest Imperial, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,448 | $4,653 | $4,773 |
| Farmers | $3,601 | $3,858 | $4,043 |
| Geico | $2,370 | $2,620 | $2,789 |
| Liberty Mutual | $2,415 | $2,605 | $2,730 |
| Nationwide | $3,701 | $4,172 | $4,441 |
| Progressive | $2,074 | $2,365 | $2,470 |
| State Farm | $3,269 | $3,629 | $3,834 |
| Travelers | $2,421 | $2,846 | $3,056 |
| USAA | $2,335 | $2,618 | $2,757 |
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What affects car insurance rates in Imperial, California?
What factors can have an impact on Imperial, CA car insurance? There are several reasons why Imperial car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Imperial, California.
Car Theft in Imperial
High levels of vehicle theft can make car insurance more expensive. Imperial, CA car theft statistics from the FBI indicate 21 vehicle thefts a year.
Commute Time in Imperial
The more time you spend in your car the higher the risk of an accident. The average commute length in Imperial, CA is 20.8 minutes according to City-Data.
Compare Car Insurance Quotes in Imperial, CA
Ready to find affordable Imperial, California car insurance today? Enter your ZIP code for fast, free Imperial, CA car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in Imperial, CA?
The car insurance requirements in Imperial, CA are 15/30/5. This means you must have at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
Yes, if your car is financed, you will likely need full coverage insurance. Full coverage insurance typically includes comprehensive and collision coverage in addition to the minimum liability coverage required by the state. This helps protect your car in case of damage or theft.
How can I find cheap car insurance rates in Imperial, CA?
To find cheap car insurance rates in Imperial, CA, you can compare quotes from the top car insurance companies in the area. By comparing quotes, you can find the best rates and coverage options that suit your needs. Consider factors such as your driving record, age, and the coverage level you choose.
How does my driving record affect car insurance rates in Imperial, CA?
Your driving record is one of the major factors that affect car insurance rates in Imperial, CA. If you have a clean driving record with no accidents or traffic violations, you are likely to get lower rates. On the other hand, if you have a history of accidents or violations, your rates may be higher.
Are there any discounts available for car insurance in Imperial, CA?
Yes, many car insurance companies offer discounts that can help lower your rates in Imperial, CA. These discounts can vary, but common ones include safe driver discounts, multi-policy discounts, and good student discounts. It’s a good idea to ask your insurance provider about any available discounts that you may qualify for.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.