Compare Jamaica Plain, MA Car Insurance Rates [2024]
Car insurance in Jamaica Plain, MA averages $325 a month. Jamaica Plain, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Jamaica Plain car insurance rates, compare quotes from the top car insurance companies in Jamaica Plain, MA.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Jamaica Plain, MA are $3,895/year
- The cheapest car insurance company in Jamaica Plain for teen drivers is State Farm
- The cheapest car insurance company in Jamaica Plain is State Farm
If you need to buy Jamaica Plain, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Jamaica Plain, MA is right here.
You’ll find Jamaica Plain car insurance rates, the cheapest Jamaica Plain, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Jamaica Plain, Massachusetts car insurance rates to New Bedford car insurance rates, Quincy car insurance rates, and Lynn car insurance rates.
Ready to find affordable Jamaica Plain, MA car insurance today? Enter your ZIP code for fast, free Jamaica Plain car insurance quotes.
Cheapest Jamaica Plain, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Jamaica Plain, MA car insurance rates? Every Jamaica Plain, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,957 | $2,957 | $2,957 | $2,957 | $7,253 | $7,253 | $3,293 | $3,293 |
| Geico | $2,565 | $2,565 | $2,374 | $2,374 | $5,865 | $5,865 | $2,664 | $2,664 |
| Liberty Mutual | $4,153 | $4,153 | $3,617 | $3,617 | $9,439 | $9,439 | $4,346 | $4,346 |
| Progressive | $2,926 | $2,926 | $2,804 | $2,804 | $11,093 | $11,093 | $3,160 | $3,160 |
| State Farm | $1,298 | $1,298 | $1,298 | $1,298 | $3,183 | $3,183 | $1,298 | $1,298 |
| Travelers | $3,708 | $3,708 | $3,253 | $3,253 | $7,648 | $7,648 | $4,117 | $4,117 |
| USAA | $2,171 | $2,171 | $2,134 | $2,134 | $5,070 | $5,070 | $2,407 | $2,407 |
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Minimum Car Insurance in Jamaica Plain, MA
Every driver must carry the minimum car insurance in Jamaica Plain, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Jamaica Plain, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamaica Plain, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,172 | $4,783 | $5,331 | $3,172 |
| Geico | $2,694 | $3,703 | $4,212 | $2,859 |
| Liberty Mutual | $4,228 | $5,817 | $6,955 | $4,554 |
| Progressive | $4,182 | $5,928 | $4,692 | $5,180 |
| State Farm | $1,408 | $1,907 | $2,252 | $1,509 |
| Travelers | $3,624 | $5,051 | $5,422 | $4,629 |
| USAA | $2,083 | $2,708 | $4,654 | $2,338 |
Cheapest Jamaica Plain, MA Car Insurance for Teen Drivers
Teen car insurance in Jamaica Plain, MA can be expensive. Take a look at rates from the top car insurance companies in Jamaica Plain for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,253 | $7,253 |
| Geico | $5,865 | $5,865 |
| Liberty Mutual | $9,439 | $9,439 |
| Progressive | $11,093 | $11,093 |
| State Farm | $3,183 | $3,183 |
| Travelers | $7,648 | $7,648 |
| USAA | $5,070 | $5,070 |
Cheapest Jamaica Plain, MA Car Insurance for Seniors
Take a look at Jamaica Plain, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,957 | $2,957 |
| Geico | $2,374 | $2,374 |
| Liberty Mutual | $3,617 | $3,617 |
| Progressive | $2,804 | $2,804 |
| State Farm | $1,298 | $1,298 |
| Travelers | $3,253 | $3,253 |
| USAA | $2,134 | $2,134 |
Cheapest Jamaica Plain, MA Car Insurance Rates After a DUI
A DUI in Jamaica Plain, MA increases car insurance rates. Compare Jamaica Plain, Massachusetts DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,331 |
| Geico | $4,212 |
| Liberty Mutual | $6,955 |
| Progressive | $4,692 |
| State Farm | $2,252 |
| Travelers | $5,422 |
| USAA | $4,654 |
Cheapest Jamaica Plain, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Jamaica Plain, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,978 | $4,251 |
| Geico | $3,313 | $3,421 |
| Liberty Mutual | $5,187 | $5,591 |
| Progressive | $4,996 | $4,996 |
| State Farm | $1,729 | $1,809 |
| Travelers | $4,452 | $4,910 |
| USAA | $2,862 | $3,028 |
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The Best Cheap Car Insurance Companies in Jamaica Plain, MA
Take a look at a side-by-side comparison of the top car insurance companies in Jamaica Plain, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,115 |
| Geico | $3,367 |
| Liberty Mutual | $5,389 |
| Progressive | $4,996 |
| State Farm | $1,769 |
| Travelers | $4,681 |
| USAA | $2,945 |
Category Winners: Cheapest Car Insurance in Jamaica Plain, Massachusetts
Find the cheapest car insurance companies in Jamaica Plain, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Jamaica Plain, MA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Jamaica Plain car insurance rates. Find the cheapest Jamaica Plain, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,755 | $4,182 | $4,407 |
| Geico | $3,089 | $3,429 | $3,583 |
| Liberty Mutual | $5,031 | $5,458 | $5,678 |
| Progressive | $4,547 | $5,080 | $5,360 |
| State Farm | $1,603 | $1,799 | $1,905 |
| Travelers | $4,207 | $4,778 | $5,059 |
| USAA | $2,744 | $2,989 | $3,103 |
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Compare Car Insurance Quotes in Jamaica Plain, MA
Ready to find affordable Jamaica Plain, Massachusetts car insurance today? Enter your ZIP code for fast, free Jamaica Plain, MA car insurance quotes.
Frequently Asked Questions
What factors affect car insurance rates in Jamaica Plain, MA?
Several factors can influence car insurance rates in Jamaica Plain, MA. The most common factors include your driving history, age, gender, the make and model of your vehicle, your credit score, the coverage options you choose, and the deductible amount.
How can I compare car insurance rates in Jamaica Plain, MA?
To compare car insurance rates in Jamaica Plain, MA, you can follow these steps:
- Gather relevant information: Prepare details about your vehicle, driving history, and personal information.
- Research insurance companies: Look for reputable insurance providers that offer coverage in Jamaica Plain.
- Obtain quotes: Contact insurance companies or use online tools to request quotes based on your information.
- Compare rates and coverage: Review the quotes received and compare the premiums, deductibles, coverage limits, and additional benefits offered.
- Consider customer reviews and ratings: Take into account the reputation and customer satisfaction of the insurance companies.
- Make an informed decision: Select the policy that best suits your needs and provides adequate coverage at a competitive price.
Are car insurance rates higher in Jamaica Plain, MA compared to other areas?
Car insurance rates can vary depending on several factors, including the area in which you live. While rates in Jamaica Plain, MA may differ from other areas, it is important to note that insurance premiums are determined by various local factors, such as crime rates, traffic density, and accident statistics. Comparing rates from different areas can help provide a better understanding of the variations in insurance costs.
Can I get discounts on car insurance in Jamaica Plain, MA?
Yes, many insurance companies offer various discounts that can help lower your car insurance premiums in Jamaica Plain, MA. Common discounts include good driver discounts, multi-policy discounts, good student discounts, safety feature discounts, and discounts for completing defensive driving courses. It’s advisable to inquire with insurance providers about the available discounts to determine which ones you may qualify for.
Are there any specific coverage requirements for car insurance in Jamaica Plain, MA?
Yes, like most states, Massachusetts has specific minimum coverage requirements for car insurance. In Jamaica Plain, MA, you must carry at least the following coverage:
- Bodily Injury Liability: $20,000 per person and $40,000 per accident.
- Property Damage Liability: $5,000 per accident.
- Personal Injury Protection (PIP): $8,000 per person, per accident.
- Uninsured Motorist Coverage: $20,000 per person and $40,000 per accident.
- Underinsured Motorist Coverage: $20,000 per person and $40,000 per accident.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.