Compare Johnstown, PA Car Insurance Rates [2023]
Car insurance in Johnstown, PA averages $319 a month. Johnstown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Johnstown car insurance rates, compare quotes from the top car insurance companies in Johnstown, PA.
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Written by
Laura Berry |
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Reviewed by
Joel Ohman
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UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Johnstown, PA after a DUI are $4,193/year
- The cheapest car insurance company in Johnstown for teen drivers is USAA
- The cheapest ZIP code in Johnstown is 15902
If you need to buy Johnstown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Johnstown, PA is right here.
You’ll find Johnstown car insurance rates, the cheapest Johnstown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Johnstown, Pennsylvania car insurance rates to York car insurance rates, Altoona car insurance rates, and Pittsburgh car insurance rates.
Ready to find affordable Johnstown, PA car insurance today? Enter your ZIP code for fast, free Johnstown car insurance quotes.
Cheapest Johnstown, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Johnstown, PA car insurance rates? Every Johnstown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,470 | $2,470 | $2,269 | $2,269 | $8,169 | $8,169 | $2,728 | $2,728 |
| Geico | $2,025 | $1,752 | $1,899 | $1,644 | $5,149 | $4,465 | $2,042 | $1,767 |
| Liberty Mutual | $3,286 | $3,286 | $3,011 | $3,011 | $9,553 | $9,553 | $4,165 | $4,165 |
| Nationwide | $1,841 | $1,841 | $1,739 | $1,739 | $5,146 | $5,146 | $2,061 | $2,061 |
| Progressive | $2,884 | $2,884 | $2,578 | $2,578 | $9,442 | $9,442 | $3,696 | $3,696 |
| State Farm | $1,475 | $1,475 | $1,304 | $1,304 | $5,308 | $5,308 | $1,628 | $1,628 |
| Travelers | $1,714 | $1,714 | $1,846 | $1,846 | $25,182 | $25,182 | $2,066 | $2,066 |
| USAA | $1,062 | $1,062 | $960 | $960 | $3,175 | $3,175 | $1,406 | $1,406 |
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Minimum Car Insurance in Johnstown, PA
Every driver must carry the minimum car insurance in Johnstown, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Johnstown, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Johnstown, PA. Compare credit history car insurance rates in Johnstown from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,000 | $3,725 | $3,002 |
| Geico | $3,893 | $2,192 | $1,694 |
| Liberty Mutual | $6,385 | $4,581 | $4,046 |
| Nationwide | $3,167 | $2,599 | $2,323 |
| Progressive | $6,148 | $4,324 | $3,478 |
| State Farm | $3,455 | $2,141 | $1,690 |
| Travelers | $8,378 | $7,573 | $7,155 |
| USAA | $2,061 | $1,533 | $1,359 |
Cheapest Johnstown, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnstown, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,743 | $4,408 | $3,743 | $3,743 |
| Geico | $1,907 | $3,282 | $2,544 | $2,638 |
| Liberty Mutual | $4,555 | $5,240 | $5,110 | $5,110 |
| Nationwide | $1,940 | $2,597 | $3,639 | $2,611 |
| Progressive | $4,207 | $5,842 | $4,333 | $4,218 |
| State Farm | $2,219 | $2,638 | $2,429 | $2,429 |
| Travelers | $5,467 | $7,773 | $9,795 | $7,773 |
| USAA | $1,331 | $1,833 | $1,953 | $1,487 |
Cheapest Johnstown, PA Car Insurance for Teen Drivers
Teen car insurance in Johnstown, PA can be expensive. Take a look at rates from the top car insurance companies in Johnstown for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,169 | $8,169 |
| Geico | $5,149 | $4,465 |
| Liberty Mutual | $9,553 | $9,553 |
| Nationwide | $5,146 | $5,146 |
| Progressive | $9,442 | $9,442 |
| State Farm | $5,308 | $5,308 |
| Travelers | $25,182 | $25,182 |
| USAA | $3,175 | $3,175 |
Cheapest Johnstown, PA Car Insurance for Seniors
Take a look at Johnstown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,269 | $2,269 |
| Geico | $1,899 | $1,644 |
| Liberty Mutual | $3,011 | $3,011 |
| Nationwide | $1,739 | $1,739 |
| Progressive | $2,578 | $2,578 |
| State Farm | $1,304 | $1,304 |
| Travelers | $1,846 | $1,846 |
| USAA | $960 | $960 |
Cheapest Johnstown, PA Car Insurance Rates After a DUI
A DUI in Johnstown, PA increases car insurance rates. Compare Johnstown, Pennsylvania DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,743 |
| Geico | $2,544 |
| Liberty Mutual | $5,110 |
| Nationwide | $3,639 |
| Progressive | $4,333 |
| State Farm | $2,429 |
| Travelers | $9,795 |
| USAA | $1,953 |
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Cheapest Johnstown, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Johnstown, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,832 | $3,986 |
| Geico | $2,552 | $2,634 |
| Liberty Mutual | $4,876 | $5,131 |
| Nationwide | $2,697 | $2,697 |
| Progressive | $4,650 | $4,650 |
| State Farm | $2,358 | $2,500 |
| Travelers | $7,702 | $7,702 |
| USAA | $1,604 | $1,698 |
Cheapest Johnstown, PA Car Insurance Rates by ZIP Code
Johnstown car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Johnstown, PA.
| ZIP Code | Average Annual Rates |
|---|---|
| 15901 | $4,636 |
| 15902 | $4,438 |
| 15904 | $4,494 |
| 15905 | $4,613 |
| 15906 | $4,509 |
| 15909 | $4,467 |
| 15915 | $4,897 |
The Best Cheap Car Insurance Companies in Johnstown, PA
Take a look at a side-by-side comparison of the top car insurance companies in Johnstown, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,909 |
| Geico | $2,593 |
| Liberty Mutual | $5,004 |
| Nationwide | $2,697 |
| Progressive | $4,650 |
| State Farm | $2,429 |
| Travelers | $7,702 |
| USAA | $1,651 |
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Category Winners: Cheapest Car Insurance in Johnstown, Pennsylvania
Find the cheapest car insurance companies in Johnstown, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Johnstown, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Johnstown car insurance rates. Find the cheapest Johnstown, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,742 | $3,932 | $4,053 |
| Geico | $2,392 | $2,616 | $2,771 |
| Liberty Mutual | $4,761 | $5,040 | $5,211 |
| Nationwide | $2,731 | $2,728 | $2,631 |
| Progressive | $4,234 | $4,685 | $5,030 |
| State Farm | $2,270 | $2,461 | $2,556 |
| Travelers | $7,775 | $7,708 | $7,623 |
| USAA | $1,537 | $1,666 | $1,750 |
What affects car insurance rates in Johnstown, Pennsylvania?
What factors can have an impact on Johnstown, PA car insurance? There are several reasons why Johnstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnstown, Pennsylvania.
Commute Time in Johnstown
The more time you spend in your car the higher the risk of an accident. The average commute length in Johnstown, PA is 13.8 minutes according to City-Data.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Compare Car Insurance Quotes in Johnstown, PA
Ready to find affordable Johnstown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Johnstown, PA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Laura Berry |
|
Reviewed by
Joel Ohman
|