Compare Kannapolis, NC Car Insurance Rates (2022)

Car insurance in Kannapolis, NC averages $282 a month. Kannapolis, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Kannapolis car insurance rates, compare quotes from the top car insurance companies in Kannapolis, NC.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Kannapolis, NC are $3,386/year
  • Average car insurance rates in Kannapolis, NC after a DUI are $6,398/year
  • The cheapest car insurance company in Kannapolis is Liberty Mutual

If you need to buy Kannapolis, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Kannapolis, NC is right here.

You’ll find Kannapolis car insurance rates, the cheapest Kannapolis, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Kannapolis, North Carolina car insurance rates to Concord car insurance rates, Fayetteville car insurance rates, and High Point car insurance rates.

Ready to find affordable Kannapolis, NC car insurance today? Enter your ZIP code for fast, free Kannapolis car insurance quotes.

Cheapest Kannapolis, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kannapolis, NC car insurance rates? Every Kannapolis, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kannapolis, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,078 $5,078 $4,164 $4,164 $12,220 $12,220 $5,178 $5,178
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,849 $1,849 $1,697 $1,697 $4,378 $4,378 $2,055 $2,055
State Farm $2,561 $2,561 $2,216 $2,216 $3,788 $3,788 $3,164 $3,164
Travelers $2,770 $2,770 $2,748 $2,748 $4,722 $4,722 $2,843 $2,843

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Minimum Car Insurance in Kannapolis, NC

Every driver must carry the minimum car insurance in Kannapolis, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Kannapolis, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kannapolis, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kannapolis, NC. Compare credit history car insurance rates in Kannapolis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kannapolis, North Carolina

Insurance Company Poor Fair Good
Allstate $8,959 $5,859 $5,162
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,793 $2,436 $2,256
State Farm $4,116 $2,634 $2,047
Travelers $3,532 $3,179 $3,102

Cheapest Kannapolis, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kannapolis, NC to rates for a clean record with top companies.

Annual Kannapolis, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,610 $6,385 $11,774 $4,871
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,188 $1,726 $5,397 $1,668
State Farm $1,561 $2,261 $5,646 $2,261
Travelers $1,869 $2,585 $6,138 $2,491

Cheapest Kannapolis, NC Car Insurance for Teen Drivers

Teen car insurance in Kannapolis, NC can be expensive. Take a look at rates from the top car insurance companies in Kannapolis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kannapolis, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,220 $12,220
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,378 $4,378
State Farm $3,788 $3,788
Travelers $4,722 $4,722

Cheapest Kannapolis, NC Car Insurance for Seniors

Take a look at Kannapolis, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kannapolis, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,164 $4,164
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,697 $1,697
State Farm $2,216 $2,216
Travelers $2,748 $2,748

Cheapest Kannapolis, NC Car Insurance Rates After a DUI

A DUI in Kannapolis, NC increases car insurance rates. Compare Kannapolis, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kannapolis, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,774
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,397
State Farm $5,646
Travelers $6,138

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Cheapest Kannapolis, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kannapolis, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kannapolis, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,660 $6,660
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,495 $2,495
State Farm $2,924 $2,941
Travelers $3,271 $3,271

The Best Cheap Car Insurance Companies in Kannapolis, NC

Take a look at a side-by-side comparison of the top car insurance companies in Kannapolis, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kannapolis, North Carolina

Insurance Company Average Annual Rates
Allstate $6,660
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,495
State Farm $2,932
Travelers $3,271

Category Winners: Cheapest Car Insurance in Kannapolis, North Carolina

Find the cheapest car insurance companies in Kannapolis, NC for each category right here.

Best Annual Car Insurance Rates by Company in Kannapolis, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Kannapolis, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kannapolis car insurance rates. Find the cheapest Kannapolis, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kannapolis, North Carolina

Insurance Company Low Medium High
Allstate $6,370 $6,631 $6,980
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,354 $2,480 $2,652
State Farm $2,795 $2,916 $3,085
Travelers $3,122 $3,253 $3,438

What affects car insurance rates in Kannapolis, North Carolina?

What factors can have an impact on Kannapolis, NC car insurance? There are several reasons why Kannapolis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kannapolis, North Carolina.

Commute Time in Kannapolis

The more time you spend in your car the higher the risk of an accident. The average commute length in Kannapolis, NC is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Kannapolis, NC

Ready to find affordable Kannapolis, North Carolina car insurance today? Enter your ZIP code for fast, free Kannapolis, NC car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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