Best Keota, OK Car Insurance in 2026
Car insurance in Keota, OK averages $339 a month. Keota, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Keota car insurance rates, compare quotes from the top car insurance companies in Keota, OK.
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Table of Contents
Table of Contents
Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Updated January 2026
- Average car insurance rates in Keota, OK after a DUI are $4,611/year
- The cheapest car insurance company in Keota is State Farm
- Average car insurance rates in Keota, OK are $4,063/year
If you need to buy Keota, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Keota, OK is right here.
You’ll find Keota car insurance rates, the cheapest Keota, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Keota, Oklahoma car insurance rates to Enid car insurance rates, Stillwater car insurance rates, and Edmond car insurance rates.
Ready to find affordable Keota, OK car insurance today? Enter your ZIP code for fast, free Keota car insurance quotes.
Cheapest Keota, OK Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Keota, OK car insurance rates? Every Keota, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,222 | $2,235 | $2,040 | $2,142 | $6,762 | $7,929 | $2,407 | $2,548 |
| Farmers | $2,087 | $2,066 | $1,874 | $1,978 | $8,087 | $8,286 | $2,389 | $2,510 |
| Geico | $2,341 | $2,562 | $2,465 | $2,763 | $6,880 | $7,375 | $2,059 | $2,106 |
| Liberty Mutual | $4,684 | $4,955 | $4,103 | $4,478 | $13,106 | $14,409 | $4,881 | $5,074 |
| Progressive | $2,565 | $2,440 | $2,110 | $2,234 | $10,266 | $11,513 | $3,008 | $3,165 |
| State Farm | $1,944 | $1,944 | $1,702 | $1,702 | $4,742 | $6,001 | $2,036 | $2,280 |
| USAA | $1,960 | $1,968 | $1,878 | $1,907 | $6,167 | $6,912 | $2,524 | $2,779 |
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Minimum Car Insurance in Keota, OK
Every driver must carry the minimum car insurance in Keota, OK. Take a look at the Oklahoma car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Keota, OK Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Keota, OK. Compare credit history car insurance rates in Keota from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,369 | $3,313 | $2,925 |
| Farmers | $4,205 | $3,473 | $3,301 |
| Geico | $4,301 | $3,569 | $2,836 |
| Liberty Mutual | $10,005 | $6,098 | $4,781 |
| Progressive | $5,292 | $4,506 | $4,190 |
| State Farm | $3,887 | $2,490 | $2,005 |
| USAA | $4,832 | $2,755 | $2,198 |
Cheapest Keota, OK Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Keota, OK to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,043 | $3,565 | $4,113 | $3,421 |
| Farmers | $3,079 | $3,968 | $3,870 | $3,722 |
| Geico | $2,606 | $3,978 | $4,401 | $3,290 |
| Liberty Mutual | $4,682 | $7,841 | $8,872 | $6,450 |
| Progressive | $3,629 | $6,751 | $4,006 | $4,264 |
| State Farm | $2,607 | $2,981 | $2,794 | $2,794 |
| USAA | $2,411 | $3,453 | $4,221 | $2,963 |
Cheapest Keota, OK Car Insurance for Teen Drivers
Teen car insurance in Keota, OK can be expensive. Take a look at rates from the top car insurance companies in Keota for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,762 | $7,929 |
| Farmers | $8,087 | $8,286 |
| Geico | $6,880 | $7,375 |
| Liberty Mutual | $13,106 | $14,409 |
| Progressive | $10,266 | $11,513 |
| State Farm | $4,742 | $6,001 |
| USAA | $6,167 | $6,912 |
Cheapest Keota, OK Car Insurance for Seniors
Take a look at Keota, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,040 | $2,142 |
| Farmers | $1,874 | $1,978 |
| Geico | $2,465 | $2,763 |
| Liberty Mutual | $4,103 | $4,478 |
| Progressive | $2,110 | $2,234 |
| State Farm | $1,702 | $1,702 |
| USAA | $1,878 | $1,907 |
Cheapest Keota, OK Car Insurance Rates After a DUI
A DUI in Keota, OK increases car insurance rates. Compare Keota, Oklahoma DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,113 |
| Farmers | $3,870 |
| Geico | $4,401 |
| Liberty Mutual | $8,872 |
| Progressive | $4,006 |
| State Farm | $2,794 |
| USAA | $4,221 |
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Cheapest Keota, OK Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Keota, OK by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,536 | $3,536 |
| Farmers | $3,660 | $3,660 |
| Geico | $3,498 | $3,640 |
| Liberty Mutual | $6,961 | $6,961 |
| Progressive | $4,663 | $4,663 |
| State Farm | $2,746 | $2,842 |
| USAA | $3,222 | $3,302 |
The Best Cheap Car Insurance Companies in Keota, OK
Take a look at a side-by-side comparison of the top car insurance companies in Keota, OK to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,536 |
| Farmers | $3,660 |
| Geico | $3,569 |
| Liberty Mutual | $6,961 |
| Progressive | $4,663 |
| State Farm | $2,794 |
| USAA | $3,262 |
Category Winners: Cheapest Car Insurance in Keota, Oklahoma
Find the cheapest car insurance companies in Keota, OK for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Keota, OK Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Keota car insurance rates. Find the cheapest Keota, OK car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,334 | $3,522 | $3,751 |
| Farmers | $3,516 | $3,622 | $3,841 |
| Geico | $3,343 | $3,576 | $3,788 |
| Liberty Mutual | $6,612 | $6,937 | $7,335 |
| Progressive | $4,338 | $4,634 | $5,016 |
| State Farm | $2,636 | $2,774 | $2,973 |
| USAA | $3,125 | $3,252 | $3,409 |
What affects car insurance rates in Keota, Oklahoma?
What factors can have an impact on Keota, OK car insurance? There are several reasons why Keota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Keota, Oklahoma.
Commute Time in Keota
The more time you spend in your car the higher the risk of an accident. The average commute length in Keota, OK is 21.8 minutes according to City-Data.
Compare Car Insurance Quotes in Keota, OK
Ready to find affordable Keota, Oklahoma car insurance today? Enter your ZIP code for fast, free Keota, OK car insurance quotes.
Frequently Asked Questions
How much does car insurance in Keota, OK cost on average?
Car insurance in Keota, OK averages $339 a month.
What are the car insurance requirements in Keota, Oklahoma?
The car insurance requirements in Keota, OK are 25/50/25. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Keota, OK?
To find cheap car insurance rates in Keota, OK, compare quotes from the top car insurance companies in the area.
How do factors like age, gender, and marital status affect car insurance rates in Keota, OK?
Every car insurance company in Keota, OK weighs factors like age, gender, and marital status differently when determining rates. It’s best to compare rates from multiple companies to find the most affordable option for your specific situation.
What are the minimum car insurance requirements in Keota, OK?
Every driver in Keota, OK must carry the minimum car insurance coverage, which is 25/50/25. These numbers represent the liability limits for bodily injury per person, bodily injury per accident, and property damage, respectively.
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