Compare La Grande, OR Car Insurance Rates [2023]
Car insurance in La Grande, OR averages $246 a month. La Grande, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap La Grande car insurance rates, compare quotes from the top car insurance companies in La Grande, OR.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in La Grande is State Farm
- Average car insurance rates in La Grande, OR are $2,954/year
- Average car insurance rates in La Grande, OR after a DUI are $3,475/year
If you need to buy La Grande, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in La Grande, OR is right here.
You’ll find La Grande car insurance rates, the cheapest La Grande, OR car insurance companies, and information on Oregon car insurance laws. You can also compare La Grande, Oregon car insurance rates to Bend car insurance rates, Salem car insurance rates, and Beaverton car insurance rates.
Ready to find affordable La Grande, OR car insurance today? Enter your ZIP code for fast, free La Grande car insurance quotes.
Cheapest La Grande, OR Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect La Grande, OR car insurance rates? Every La Grande, Oregon car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,833 | $2,650 | $2,566 | $2,593 | $8,216 | $9,219 | $3,010 | $3,052 |
| American Family | $2,021 | $2,021 | $1,801 | $1,801 | $4,951 | $7,723 | $2,021 | $2,123 |
| Farmers | $1,853 | $1,811 | $1,642 | $1,742 | $7,451 | $7,603 | $2,081 | $2,145 |
| Geico | $2,218 | $2,139 | $2,031 | $2,016 | $5,663 | $5,205 | $2,366 | $2,075 |
| Liberty Mutual | $2,445 | $2,579 | $2,122 | $2,350 | $7,343 | $7,906 | $2,370 | $2,405 |
| Nationwide | $1,882 | $1,883 | $1,678 | $1,761 | $4,186 | $5,250 | $2,178 | $2,301 |
| Progressive | $1,640 | $1,496 | $1,420 | $1,463 | $6,876 | $7,587 | $1,961 | $1,870 |
| State Farm | $1,266 | $1,266 | $1,150 | $1,150 | $3,908 | $4,901 | $1,433 | $1,649 |
| Travelers | $1,479 | $1,493 | $1,313 | $1,367 | $3,921 | $4,660 | $1,550 | $1,579 |
| USAA | $1,476 | $1,443 | $1,442 | $1,410 | $4,290 | $4,648 | $1,899 | $1,998 |
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Minimum Car Insurance in La Grande, OR
Every driver must carry the minimum car insurance in La Grande, OR. Take a look at the Oregon car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest La Grande, OR Car Insurance Rates by Credit Score
Your credit affects car insurance costs in La Grande, OR. Compare credit history car insurance rates in La Grande from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,596 | $3,946 | $3,260 |
| American Family | $3,888 | $2,862 | $2,424 |
| Farmers | $3,811 | $3,112 | $2,950 |
| Geico | $3,575 | $2,964 | $2,354 |
| Liberty Mutual | $5,412 | $3,186 | $2,471 |
| Nationwide | $3,189 | $2,530 | $2,201 |
| Progressive | $3,421 | $2,949 | $2,747 |
| State Farm | $2,916 | $1,863 | $1,492 |
| Travelers | $2,721 | $2,118 | $1,672 |
| USAA | $3,491 | $1,942 | $1,545 |
Cheapest La Grande, OR Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Grande, OR to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,470 | $4,623 | $4,777 | $4,199 |
| American Family | $2,122 | $3,288 | $4,101 | $2,720 |
| Farmers | $2,774 | $3,570 | $3,491 | $3,329 |
| Geico | $1,970 | $3,104 | $4,051 | $2,732 |
| Liberty Mutual | $3,277 | $3,654 | $4,191 | $3,638 |
| Nationwide | $2,242 | $2,399 | $3,385 | $2,533 |
| Progressive | $2,307 | $4,154 | $2,957 | $2,738 |
| State Farm | $1,862 | $2,411 | $2,045 | $2,045 |
| Travelers | $1,771 | $2,253 | $2,500 | $2,157 |
| USAA | $1,705 | $2,356 | $3,252 | $1,990 |
Cheapest La Grande, OR Car Insurance for Teen Drivers
Teen car insurance in La Grande, OR can be expensive. Take a look at rates from the top car insurance companies in La Grande for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,216 | $9,219 |
| American Family | $4,951 | $7,723 |
| Farmers | $7,451 | $7,603 |
| Geico | $5,663 | $5,205 |
| Liberty Mutual | $7,343 | $7,906 |
| Nationwide | $4,186 | $5,250 |
| Progressive | $6,876 | $7,587 |
| State Farm | $3,908 | $4,901 |
| Travelers | $3,921 | $4,660 |
| USAA | $4,290 | $4,648 |
Cheapest La Grande, OR Car Insurance for Seniors
Take a look at La Grande, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,566 | $2,593 |
| American Family | $1,801 | $1,801 |
| Farmers | $1,642 | $1,742 |
| Geico | $2,031 | $2,016 |
| Liberty Mutual | $2,122 | $2,350 |
| Nationwide | $1,678 | $1,761 |
| Progressive | $1,420 | $1,463 |
| State Farm | $1,150 | $1,150 |
| Travelers | $1,313 | $1,367 |
| USAA | $1,442 | $1,410 |
Cheapest La Grande, OR Car Insurance Rates After a DUI
A DUI in La Grande, OR increases car insurance rates. Compare La Grande, Oregon DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,777 |
| American Family | $4,101 |
| Farmers | $3,491 |
| Geico | $4,051 |
| Liberty Mutual | $4,191 |
| Nationwide | $3,385 |
| Progressive | $2,957 |
| State Farm | $2,045 |
| Travelers | $2,500 |
| USAA | $3,252 |
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Cheapest La Grande, OR Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in La Grande, OR by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,267 | $4,267 |
| American Family | $3,011 | $3,105 |
| Farmers | $3,291 | $3,291 |
| Geico | $2,914 | $3,015 |
| Liberty Mutual | $3,690 | $3,690 |
| Nationwide | $2,640 | $2,640 |
| Progressive | $3,039 | $3,039 |
| State Farm | $2,038 | $2,142 |
| Travelers | $2,085 | $2,256 |
| USAA | $2,259 | $2,392 |
The Best Cheap Car Insurance Companies in La Grande, OR
Take a look at a side-by-side comparison of the top car insurance companies in La Grande, OR to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,267 |
| American Family | $3,058 |
| Farmers | $3,291 |
| Geico | $2,964 |
| Liberty Mutual | $3,690 |
| Nationwide | $2,640 |
| Progressive | $3,039 |
| State Farm | $2,090 |
| Travelers | $2,170 |
| USAA | $2,326 |
Category Winners: Cheapest Car Insurance in La Grande, Oregon
Find the cheapest car insurance companies in La Grande, OR for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest La Grande, OR Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your La Grande car insurance rates. Find the cheapest La Grande, OR car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,152 | $4,259 | $4,391 |
| American Family | $3,055 | $3,230 | $2,890 |
| Farmers | $3,108 | $3,253 | $3,512 |
| Geico | $2,776 | $2,976 | $3,141 |
| Liberty Mutual | $3,491 | $3,681 | $3,897 |
| Nationwide | $2,530 | $2,709 | $2,680 |
| Progressive | $2,944 | $3,026 | $3,147 |
| State Farm | $1,984 | $2,092 | $2,195 |
| Travelers | $2,072 | $2,161 | $2,278 |
| USAA | $2,232 | $2,327 | $2,418 |
What affects car insurance rates in La Grande, Oregon?
What factors can have an impact on La Grande, OR car insurance? There are several reasons why La Grande car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Grande, Oregon.
Car Theft in La Grande
High levels of vehicle theft can make car insurance more expensive. La Grande, OR car theft statistics from the FBI indicate 18 vehicle thefts a year.
Commute Time in La Grande
The more time you spend in your car the higher the risk of an accident. The average commute length in La Grande, OR is 12.7 minutes according to City-Data.
Compare Car Insurance Quotes in La Grande, OR
Ready to find affordable La Grande, Oregon car insurance today? Enter your ZIP code for fast, free La Grande, OR car insurance quotes.
Frequently Asked Questions
Why is it important to compare car insurance rates in La Grande, OR?
Comparing car insurance rates in La Grande, OR is important because it allows you to find the best coverage at the most affordable price. Different insurance companies offer varying rates and coverage options, so comparing rates can help you identify potential savings and ensure you’re getting the best value for your money.
How can I compare car insurance rates in La Grande, OR?
To compare car insurance rates in La Grande, OR, you can take the following steps:
- Research insurance companies: Look for reputable insurance companies that operate in La Grande, OR.
- Gather information: Collect details about your vehicle, driving history, and coverage needs.
- Request quotes: Contact insurance companies directly or use online tools to obtain quotes based on your information.
- Compare quotes: Review the quotes you receive, considering both the coverage options and the associated premiums.
- Assess the coverage: Compare not only the prices but also the coverage limits, deductibles, and any additional benefits or discounts offered.
- Choose the best option: Select the car insurance policy that provides the desired coverage at a competitive rate.
What factors can influence car insurance rates in La Grande, OR?
Several factors can affect car insurance rates in La Grande, OR. These factors may include:
- Your driving record: A history of accidents or traffic violations can increase rates.
- Vehicle type: The make, model, and age of your vehicle can impact premiums.
- Coverage limits: Higher coverage limits may result in higher premiums.
- Deductible amount: Opting for a higher deductible can lower your premiums, but you’ll pay more out of pocket in the event of a claim.
- Location: Your ZIP code and where you park your car can affect rates.
- Age and gender: Younger drivers and males often face higher insurance rates.
- Credit history: In some states, your credit score can influence your car insurance rates.
- Annual mileage: The more you drive, the higher the risk, which can lead to higher rates.
Are there any discounts available for car insurance in La Grande, OR?
Yes, many insurance companies in La Grande, OR offer various discounts that can help lower your car insurance premiums. Some common discounts include:
- Multi-policy discount: Insuring multiple vehicles or combining car insurance with other policies like home insurance from the same company.
- Good driver discount: Having a clean driving record without any accidents or violations.
- Good student discount: If you’re a student who maintains good grades, you may be eligible for a discount.
- Safety features discount: Installing safety devices like anti-lock brakes, airbags, or anti-theft systems.
- Low mileage discount: If you don’t drive much, you may qualify for a discount.
- Mature driver discount: Senior drivers who complete a defensive driving course may be eligible for this discount.
- Loyalty discount: Some insurers offer discounts to long-term customers who renew their policies.
Should I only consider price when comparing car insurance rates?
No, while price is an important factor, it’s essential to consider more than just the cost when comparing car insurance rates. You should also evaluate the coverage options, deductibles, policy limits, and the reputation and financial stability of the insurance company. Ensure that the policy you choose provides adequate coverage for your needs and has good customer service in case you need to file a claim.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.