Compare Lake Helen, FL Car Insurance Rates [2024]
Car insurance in Lake Helen, FL averages $343 a month. Lake Helen, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Helen car insurance rates, compare quotes from the top car insurance companies in Lake Helen, FL.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Lake Helen is USAA
- The cheapest car insurance company in Lake Helen for teen drivers is USAA
- Average car insurance rates in Lake Helen, FL are $4,113/year
If you need to buy Lake Helen, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Helen, FL is right here.
You’ll find Lake Helen car insurance rates, the cheapest Lake Helen, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lake Helen, Florida car insurance rates to Port St. Lucie car insurance rates, Fort Lauderdale car insurance rates, and Orlando car insurance rates.
Ready to find affordable Lake Helen, FL car insurance today? Enter your ZIP code for fast, free Lake Helen car insurance quotes.
Cheapest Lake Helen, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lake Helen, FL car insurance rates? Every Lake Helen, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,916 | $3,783 | $3,433 | $3,508 | $13,801 | $15,117 | $3,955 | $4,034 |
| Geico | $2,671 | $2,685 | $2,501 | $2,501 | $4,733 | $5,943 | $2,941 | $2,990 |
| Liberty Mutual | $3,276 | $3,276 | $3,006 | $3,006 | $6,868 | $10,554 | $3,276 | $4,425 |
| Nationwide | $2,622 | $2,588 | $2,345 | $2,424 | $6,256 | $7,694 | $2,883 | $2,998 |
| Progressive | $3,440 | $3,258 | $2,964 | $3,166 | $9,742 | $10,645 | $4,160 | $3,998 |
| State Farm | $1,846 | $1,846 | $1,677 | $1,677 | $5,336 | $6,800 | $2,048 | $2,190 |
| USAA | $1,411 | $1,386 | $1,319 | $1,307 | $4,823 | $5,602 | $1,760 | $1,899 |
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Minimum Car Insurance in Lake Helen, FL
Every driver must carry the minimum car insurance in Lake Helen, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Lake Helen, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lake Helen, FL. Compare credit history car insurance rates in Lake Helen from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,978 | $5,706 | $4,647 |
| Geico | $4,878 | $2,979 | $2,255 |
| Liberty Mutual | $6,055 | $4,456 | $3,621 |
| Nationwide | $4,654 | $3,425 | $3,099 |
| Progressive | $6,734 | $4,785 | $3,996 |
| State Farm | $3,993 | $2,629 | $2,161 |
| USAA | $3,955 | $1,944 | $1,416 |
Cheapest Lake Helen, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Helen, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,549 | $6,639 | $7,416 | $6,171 |
| Geico | $2,369 | $3,009 | $4,444 | $3,661 |
| Liberty Mutual | $3,404 | $4,412 | $6,389 | $4,638 |
| Nationwide | $3,186 | $3,492 | $4,692 | $3,535 |
| Progressive | $4,071 | $6,049 | $5,081 | $5,484 |
| State Farm | $2,679 | $3,176 | $2,928 | $2,928 |
| USAA | $1,908 | $2,356 | $3,487 | $2,001 |
Cheapest Lake Helen, FL Car Insurance for Teen Drivers
Teen car insurance in Lake Helen, FL can be expensive. Take a look at rates from the top car insurance companies in Lake Helen for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,801 | $15,117 |
| Geico | $4,733 | $5,943 |
| Liberty Mutual | $6,868 | $10,554 |
| Nationwide | $6,256 | $7,694 |
| Progressive | $9,742 | $10,645 |
| State Farm | $5,336 | $6,800 |
| USAA | $4,823 | $5,602 |
Cheapest Lake Helen, FL Car Insurance for Seniors
Take a look at Lake Helen, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,433 | $3,508 |
| Geico | $2,501 | $2,501 |
| Liberty Mutual | $3,006 | $3,006 |
| Nationwide | $2,345 | $2,424 |
| Progressive | $2,964 | $3,166 |
| State Farm | $1,677 | $1,677 |
| USAA | $1,319 | $1,307 |
Cheapest Lake Helen, FL Car Insurance Rates After a DUI
A DUI in Lake Helen, FL increases car insurance rates. Compare Lake Helen, Florida DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,416 |
| Geico | $4,444 |
| Liberty Mutual | $6,389 |
| Nationwide | $4,692 |
| Progressive | $5,081 |
| State Farm | $2,928 |
| USAA | $3,487 |
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Cheapest Lake Helen, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lake Helen, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,259 | $6,628 |
| Geico | $3,354 | $3,387 |
| Liberty Mutual | $4,560 | $4,861 |
| Nationwide | $3,726 | $3,726 |
| Progressive | $5,171 | $5,171 |
| State Farm | $2,828 | $3,027 |
| USAA | $2,411 | $2,466 |
The Best Cheap Car Insurance Companies in Lake Helen, FL
Take a look at a side-by-side comparison of the top car insurance companies in Lake Helen, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,443 |
| Geico | $3,371 |
| Liberty Mutual | $4,711 |
| Nationwide | $3,726 |
| Progressive | $5,171 |
| State Farm | $2,928 |
| USAA | $2,438 |
Category Winners: Cheapest Car Insurance in Lake Helen, Florida
Find the cheapest car insurance companies in Lake Helen, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Lake Helen, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Lake Helen car insurance rates. Find the cheapest Lake Helen, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,931 | $6,787 | $7,613 |
| Geico | $2,721 | $3,495 | $3,896 |
| Liberty Mutual | $4,290 | $4,787 | $5,054 |
| Nationwide | $2,937 | $3,875 | $4,366 |
| Progressive | $4,395 | $5,284 | $5,835 |
| State Farm | $2,487 | $2,999 | $3,296 |
| USAA | $2,103 | $2,526 | $2,686 |
What affects car insurance rates in Lake Helen, Florida?
What factors can have an impact on Lake Helen, FL car insurance? There are several reasons why Lake Helen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Helen, Florida.
Car Theft in Lake Helen
High levels of vehicle theft can make car insurance more expensive. Lake Helen, FL car theft statistics from the FBI indicate 0 vehicle thefts a year.
Commute Time in Lake Helen
The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Helen, FL is 32.7 minutes according to City-Data.
Compare Car Insurance Quotes in Lake Helen, FL
Ready to find affordable Lake Helen, Florida car insurance today? Enter your ZIP code for fast, free Lake Helen, FL car insurance quotes.
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Frequently Asked Questions
How do age, gender, and marital status affect car insurance rates in Lake Helen, FL?
Age, gender, and marital status can affect car insurance rates in Lake Helen, FL. Younger drivers, males, and unmarried individuals may have higher rates due to higher perceived risk.
What are the minimum car insurance requirements in Lake Helen, FL?
The minimum car insurance requirements in Lake Helen, FL are 10/20/10, which means $10,000 for bodily injury per person, $20,000 for bodily injury per accident, and $10,000 for property damage.
How does credit score affect car insurance rates in Lake Helen, FL?
Your credit score can impact car insurance rates in Lake Helen, FL. Individuals with good credit scores usually receive lower rates, while those with poor credit may have higher rates.
How does driving record affect car insurance rates in Lake Helen, FL?
Your driving record influences car insurance rates in Lake Helen, FL. A clean record can lead to lower rates, while a history of accidents, tickets, or DUI offenses may result in higher rates.
How can seniors find affordable car insurance rates in Lake Helen, FL?
Seniors in Lake Helen, FL can find affordable car insurance rates by comparing quotes from different insurers and considering factors such as coverage options and available discounts.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.