Best Logan, UT Car Insurance in 2024
Car insurance in Logan, UT averages $280 a month. Logan, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Logan car insurance rates, compare quotes from the top car insurance companies in Logan, UT.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Logan is USAA
- The cheapest car insurance company in Logan for teen drivers is USAA
- The cheapest ZIP code in Logan is 84341
If you need to buy Logan, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Logan, UT is right here.
You’ll find Logan car insurance rates, the cheapest Logan, UT car insurance companies, and information on Utah car insurance laws. You can also compare Logan, Utah car insurance rates to Orem car insurance rates, Sandy car insurance rates, and West Valley City car insurance rates.
Ready to find affordable Logan, UT car insurance today? Enter your ZIP code for fast, free Logan car insurance quotes.
Cheapest Logan, UT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Logan, UT car insurance rates? Every Logan, Utah car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,148 | $1,995 | $1,951 | $1,953 | $6,598 | $7,351 | $2,282 | $2,266 |
| American Family | $1,979 | $1,979 | $1,815 | $1,815 | $7,096 | $9,328 | $1,979 | $2,345 |
| Farmers | $2,047 | $2,024 | $1,807 | $1,923 | $8,733 | $9,009 | $2,321 | $2,402 |
| Geico | $1,780 | $1,988 | $1,968 | $2,293 | $5,330 | $5,685 | $1,541 | $1,543 |
| Liberty Mutual | $2,454 | $2,643 | $2,034 | $2,268 | $9,411 | $10,457 | $2,592 | $2,757 |
| Nationwide | $1,828 | $1,847 | $1,636 | $1,720 | $4,983 | $6,329 | $2,114 | $2,264 |
| Progressive | $1,708 | $1,586 | $1,403 | $1,496 | $6,873 | $7,619 | $1,963 | $2,028 |
| State Farm | $2,609 | $2,609 | $2,377 | $2,377 | $8,060 | $10,017 | $2,960 | $3,397 |
| USAA | $1,338 | $1,315 | $1,201 | $1,201 | $4,636 | $5,424 | $1,628 | $1,778 |
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Minimum Car Insurance in Logan, UT
Every driver must carry the minimum car insurance in Logan, UT. Take a look at the Utah car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Logan, UT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Logan, UT. Compare credit history car insurance rates in Logan from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,436 | $2,978 | $2,540 |
| American Family | $4,451 | $3,337 | $2,838 |
| Farmers | $4,323 | $3,603 | $3,423 |
| Geico | $4,211 | $2,336 | $1,750 |
| Liberty Mutual | $6,177 | $3,801 | $3,003 |
| Nationwide | $3,505 | $2,664 | $2,352 |
| Progressive | $3,489 | $2,988 | $2,776 |
| State Farm | $6,997 | $3,524 | $2,382 |
| USAA | $3,319 | $2,115 | $1,511 |
Cheapest Logan, UT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Logan, UT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,810 | $3,381 | $3,922 | $3,159 |
| American Family | $2,928 | $3,646 | $4,307 | $3,286 |
| Farmers | $3,219 | $4,187 | $4,066 | $3,660 |
| Geico | $1,993 | $3,110 | $3,642 | $2,318 |
| Liberty Mutual | $3,396 | $4,643 | $5,006 | $4,263 |
| Nationwide | $2,258 | $3,034 | $3,551 | $2,517 |
| Progressive | $2,620 | $3,923 | $2,741 | $3,053 |
| State Farm | $3,906 | $4,696 | $4,301 | $4,301 |
| USAA | $1,824 | $2,300 | $3,093 | $2,042 |
Cheapest Logan, UT Car Insurance for Teen Drivers
Teen car insurance in Logan, UT can be expensive. Take a look at rates from the top car insurance companies in Logan for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,598 | $7,351 |
| American Family | $7,096 | $9,328 |
| Farmers | $8,733 | $9,009 |
| Geico | $5,330 | $5,685 |
| Liberty Mutual | $9,411 | $10,457 |
| Nationwide | $4,983 | $6,329 |
| Progressive | $6,873 | $7,619 |
| State Farm | $8,060 | $10,017 |
| USAA | $4,636 | $5,424 |
Cheapest Logan, UT Car Insurance for Seniors
Take a look at Logan, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,951 | $1,953 |
| American Family | $1,815 | $1,815 |
| Farmers | $1,807 | $1,923 |
| Geico | $1,968 | $2,293 |
| Liberty Mutual | $2,034 | $2,268 |
| Nationwide | $1,636 | $1,720 |
| Progressive | $1,403 | $1,496 |
| State Farm | $2,377 | $2,377 |
| USAA | $1,201 | $1,201 |
Cheapest Logan, UT Car Insurance Rates After a DUI
A DUI in Logan, UT increases car insurance rates. Compare Logan, Utah DUI car insurance by company to find the cheapest option.
Read more: What are the DUI insurance laws in Utah?
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,922 |
| American Family | $4,307 |
| Farmers | $4,066 |
| Geico | $3,642 |
| Liberty Mutual | $5,006 |
| Nationwide | $3,551 |
| Progressive | $2,741 |
| State Farm | $4,301 |
| USAA | $3,093 |
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Cheapest Logan, UT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Logan, UT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,318 | $3,318 |
| American Family | $3,539 | $3,544 |
| Farmers | $3,783 | $3,783 |
| Geico | $2,720 | $2,811 |
| Liberty Mutual | $4,255 | $4,399 |
| Nationwide | $2,840 | $2,840 |
| Progressive | $3,084 | $3,084 |
| State Farm | $4,192 | $4,410 |
| USAA | $2,289 | $2,341 |
Cheapest Logan, UT Car Insurance Rates by ZIP Code
Logan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Logan, UT.
| ZIP Code | Average Annual Rates |
|---|---|
| 84322 | $3,370 |
| 84341 | $3,358 |
The Best Cheap Car Insurance Companies in Logan, UT
Take a look at a side-by-side comparison of the top car insurance companies in Logan, UT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,318 |
| American Family | $3,542 |
| Farmers | $3,783 |
| Geico | $2,766 |
| Liberty Mutual | $4,327 |
| Nationwide | $2,840 |
| Progressive | $3,084 |
| State Farm | $4,301 |
| USAA | $2,315 |
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Category Winners: Cheapest Car Insurance in Logan, Utah
Find the cheapest car insurance companies in Logan, UT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
Cheapest Logan, UT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Logan car insurance rates. Find the cheapest Logan, UT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,168 | $3,311 | $3,475 |
| American Family | $3,455 | $3,588 | $3,582 |
| Farmers | $3,460 | $3,730 | $4,159 |
| Geico | $2,563 | $2,754 | $2,980 |
| Liberty Mutual | $4,115 | $4,310 | $4,556 |
| Nationwide | $3,096 | $2,700 | $2,724 |
| Progressive | $2,795 | $2,975 | $3,483 |
| State Farm | $4,031 | $4,313 | $4,559 |
| USAA | $2,220 | $2,316 | $2,409 |
What affects car insurance rates in Logan, Utah?
What factors can have an impact on Logan, UT car insurance? There are several reasons why Logan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Logan, Utah.
Commute Time in Logan
The more time you spend in your car the higher the risk of an accident. The average commute length in Logan, UT is 15.7 minutes according to City-Data.
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Compare Car Insurance Quotes in Logan, UT
Ready to find affordable Logan, Utah car insurance today? Enter your ZIP code for fast, free Logan, UT car insurance quotes.
Frequently Asked Questions
How do car insurance rates in Logan, UT compare to other areas?
Car insurance rates in Logan, UT can vary depending on several factors such as your age, driving history, type of vehicle, and coverage needs. While Logan, UT may have lower average car insurance rates compared to larger cities, it’s essential to obtain personalized quotes from different insurance providers to compare rates accurately.
What factors influence car insurance rates in Logan, UT?
Several factors can influence car insurance rates in Logan, UT, including:
- Driving record: Your driving history, including accidents, traffic violations, and claims, can impact your rates.
- Age and gender: Younger and inexperienced drivers typically pay higher premiums. Additionally, males statistically have higher insurance rates than females.
- Vehicle type: The make, model, year, and safety features of your car can affect insurance rates.
- Coverage and deductibles: The level of coverage you choose and the deductible amount you select can impact your premiums.
- Location: Factors like crime rates, population density, and local weather patterns can affect insurance rates in a specific area.
How can I find the best car insurance rates in Logan, UT?
To find the best car insurance rates in Logan, UT, follow these steps:
- Research insurance providers: Look for reputable insurance companies that operate in Logan, UT.
- Compare quotes: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Evaluate coverage options: Consider the coverage levels and additional features offered by each insurance provider.
- Review customer reviews: Check online reviews and ratings to gauge the customer satisfaction and claims handling of each company.
- Consider discounts: Inquire about available discounts such as safe driver discounts, multi-policy discounts, or discounts for anti-theft devices.
Are there any specific auto insurance requirements in Logan, UT?
Yes, Logan, UT follows the auto insurance requirements set by the state of Utah. These requirements include:
- Liability coverage: Drivers in Utah must have liability insurance that covers at least $25,000 for bodily injury per person, $65,000 for bodily injury per accident, and $15,000 for property damage per accident.
- Personal injury protection (PIP): Utah is a no-fault insurance state, requiring drivers to carry PIP coverage that provides medical expenses and other benefits for the policyholder and passengers, regardless of fault.
How can I lower my car insurance rates in Logan, UT?
Here are a few tips to help lower your car insurance rates in Logan, UT:
- Maintain a good driving record: Avoid accidents, traffic violations, and claims to maintain a clean driving record.
- Consider higher deductibles: Opting for a higher deductible can lower your premiums, but make sure you can afford the out-of-pocket expenses if an incident occurs.
- Bundle insurance policies: If you have multiple insurance policies (e.g., home, renters), consider bundling them with the same insurance provider to receive a discount.
- Take advantage of discounts: Inquire about available discounts such as safe driver discounts, good student discounts, or discounts for completing a defensive driving course.
- Shop around: Periodically compare quotes from different insurance providers to ensure you’re getting the best rates available.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.