Compare Mankato, MN Car Insurance Rates (2022)

Car insurance in Mankato, MN averages $339 a month. Mankato, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Mankato car insurance rates, compare quotes from the top car insurance companies in Mankato, MN.

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UPDATED: Jun 22, 2022

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Mankato for teen drivers is State Farm
  • Average car insurance rates in Mankato, MN are $4,065/year
  • The cheapest car insurance company in Mankato is State Farm

If you need to buy Mankato, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Mankato, MN is right here.

You’ll find Mankato car insurance rates, the cheapest Mankato, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Mankato, Minnesota car insurance rates to St. Paul car insurance rates, St. Cloud car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Mankato, MN car insurance today? Enter your ZIP code for fast, free Mankato car insurance quotes.

Cheapest Mankato, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mankato, MN car insurance rates? Every Mankato, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mankato, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,899 $2,899 $2,794 $2,794 $6,695 $9,699 $3,529 $3,703
American Family $2,100 $2,100 $1,904 $1,904 $5,686 $8,253 $2,100 $2,372
Farmers $1,702 $1,699 $1,641 $1,734 $4,764 $4,795 $2,220 $2,122
GEICO $2,363 $2,341 $2,250 $2,187 $5,137 $6,497 $2,210 $2,311
Liberty Mutual $8,472 $8,472 $8,390 $8,390 $16,596 $24,865 $8,472 $11,765
Nationwide $1,753 $1,758 $1,564 $1,656 $4,515 $5,475 $2,063 $2,142
State Farm $1,425 $1,425 $1,276 $1,276 $3,154 $3,895 $1,654 $1,357
USAA $1,730 $1,715 $1,577 $1,573 $4,636 $5,073 $2,256 $2,395

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Minimum Car Insurance in Mankato, MN

Every driver must carry the minimum car insurance in Mankato, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Mankato, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mankato, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mankato, MN. Compare credit history car insurance rates in Mankato from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mankato, Minnesota

Insurance Company Poor Fair Good
Allstate $6,398 $3,491 $3,242
American Family $4,489 $2,999 $2,419
Farmers $3,247 $2,331 $2,177
GEICO $3,795 $3,106 $2,586
Liberty Mutual $16,628 $10,753 $8,403
Nationwide $3,107 $2,513 $2,228
State Farm $2,818 $1,723 $1,257
USAA $4,097 $2,010 $1,751

Cheapest Mankato, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mankato, MN to rates for a clean record with top companies.

Annual Mankato, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,122 $4,613 $5,622 $4,150
American Family $2,212 $4,026 $4,463 $2,508
Farmers $2,215 $2,787 $2,828 $2,510
GEICO $2,111 $3,339 $4,937 $2,262
Liberty Mutual $8,692 $11,968 $17,679 $9,373
Nationwide $2,087 $2,754 $3,159 $2,464
State Farm $1,771 $2,094 $1,933 $1,933
USAA $1,945 $2,479 $3,740 $2,313

Cheapest Mankato, MN Car Insurance for Teen Drivers

Teen car insurance in Mankato, MN can be expensive. Take a look at rates from the top car insurance companies in Mankato for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mankato, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,695 $9,699
American Family $5,686 $8,253
Farmers $4,764 $4,795
GEICO $5,137 $6,497
Liberty Mutual $16,596 $24,865
Nationwide $4,515 $5,475
State Farm $3,154 $3,895
USAA $4,636 $5,073

Cheapest Mankato, MN Car Insurance for Seniors

Take a look at Mankato, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mankato, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,794
American Family $1,904 $1,904
Farmers $1,641 $1,734
GEICO $2,250 $2,187
Liberty Mutual $8,390 $8,390
Nationwide $1,564 $1,656
State Farm $1,276 $1,276
USAA $1,577 $1,573

Cheapest Mankato, MN Car Insurance Rates After a DUI

A DUI in Mankato, MN increases car insurance rates. Compare Mankato, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mankato, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,622
American Family $4,463
Farmers $2,828
GEICO $4,937
Liberty Mutual $17,679
Nationwide $3,159
State Farm $1,933
USAA $3,740

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Cheapest Mankato, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mankato, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mankato, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,377 $4,377
American Family $3,264 $3,341
Farmers $2,585 $2,585
GEICO $3,119 $3,205
Liberty Mutual $11,580 $12,275
Nationwide $2,616 $2,616
State Farm $1,880 $1,985
USAA $2,585 $2,653

Cheapest Mankato, MN Car Insurance Rates by ZIP Code

Mankato car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mankato, MN.

Annual Car Insurance Rates by ZIP Code in Mankato, Minnesota

ZIP Code Average Annual Rates
56001 $3,081
56003 $3,123

The Best Cheap Car Insurance Companies in Mankato, MN

Take a look at a side-by-side comparison of the top car insurance companies in Mankato, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mankato, Minnesota

Insurance Company Average Annual Rates
Allstate $4,377
American Family $3,302
Farmers $2,585
GEICO $3,162
Liberty Mutual $11,928
Nationwide $2,616
State Farm $1,933
USAA $2,619

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Category Winners: Cheapest Car Insurance in Mankato, Minnesota

Find the cheapest car insurance companies in Mankato, MN for each category right here.

Best Annual Car Insurance Rates by Company in Mankato, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Mankato, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mankato car insurance rates. Find the cheapest Mankato, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mankato, Minnesota

Insurance Company Low Medium High
Allstate $4,317 $4,374 $4,440
American Family $3,295 $3,394 $3,219
Farmers $2,480 $2,596 $2,680
GEICO $3,057 $3,162 $3,266
Liberty Mutual $11,607 $11,939 $12,237
Nationwide $2,475 $2,636 $2,736
State Farm $1,848 $1,940 $2,009
USAA $2,543 $2,618 $2,697

What affects car insurance rates in Mankato, Minnesota?

What factors can have an impact on Mankato, MN car insurance? There are several reasons why Mankato car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mankato, Minnesota.

Commute Time in Mankato

The more time you spend in your car the higher the risk of an accident. The average commute length in Mankato, MN is 16.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Mankato, MN

Ready to find affordable Mankato, Minnesota car insurance today? Enter your ZIP code for fast, free Mankato, MN car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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