Best Manteca, CA Car Insurance in 2024
Car insurance in Manteca, CA averages $300 a month. Manteca, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Manteca car insurance rates, compare quotes from the top car insurance companies in Manteca, CA.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Manteca for teen drivers is USAA
- Average car insurance rates in Manteca, CA are $3,602/year
- The cheapest car insurance company in Manteca is USAA
If you need to buy Manteca, California car insurance, the options can be confusing. Everything you need to know about car insurance in Manteca, CA is right here.
You’ll find Manteca car insurance rates, the cheapest Manteca, CA car insurance companies, and information on California car insurance laws. You can also compare Manteca, California car insurance rates to San Diego car insurance rates, Fresno car insurance rates, and Long Beach car insurance rates.
Ready to find affordable Manteca, CA car insurance today? Enter your ZIP code for fast, free Manteca car insurance quotes.
Cheapest Manteca, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Manteca, CA car insurance rates? Every Manteca, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,927 | $2,934 | $2,127 | $2,151 | $8,052 | $10,135 | $3,752 | $4,135 |
| Farmers | $2,590 | $2,590 | $2,336 | $2,336 | $8,228 | $13,467 | $3,066 | $3,412 |
| Geico | $1,819 | $1,820 | $1,712 | $1,712 | $5,503 | $5,595 | $2,609 | $2,669 |
| Liberty Mutual | $2,304 | $2,181 | $2,140 | $2,072 | $5,004 | $5,328 | $2,597 | $2,623 |
| Nationwide | $3,077 | $2,939 | $2,700 | $2,546 | $7,798 | $8,618 | $3,674 | $3,626 |
| Progressive | $1,848 | $1,901 | $1,580 | $1,871 | $4,972 | $5,978 | $2,671 | $2,870 |
| State Farm | $3,164 | $3,164 | $2,825 | $2,825 | $5,804 | $7,202 | $3,501 | $3,609 |
| Travelers | $2,432 | $2,357 | $2,148 | $2,125 | $4,991 | $5,730 | $3,164 | $3,097 |
| USAA | $1,843 | $1,747 | $1,797 | $1,805 | $4,199 | $4,226 | $2,552 | $2,413 |
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Minimum Car Insurance in Manteca, CA
Every driver must carry the minimum car insurance required by the state in Manteca, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Manteca, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Manteca, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,724 | $4,589 | $7,217 | $3,577 |
| Farmers | $3,515 | $4,786 | $5,961 | $4,751 |
| Geico | $2,050 | $3,157 | $3,970 | $2,543 |
| Liberty Mutual | $2,630 | $3,525 | $3,181 | $2,788 |
| Nationwide | $3,051 | $3,913 | $6,612 | $3,913 |
| Progressive | $1,935 | $3,299 | $3,820 | $2,791 |
| State Farm | $2,861 | $3,413 | $6,451 | $3,321 |
| Travelers | $2,177 | $3,536 | $4,115 | $3,194 |
| USAA | $1,710 | $2,544 | $4,163 | $1,873 |
Cheapest Manteca, CA Car Insurance for Teen Drivers
Teen car insurance in Manteca, CA can be expensive. Take a look at rates from the top car insurance companies in Manteca for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,052 | $10,135 |
| Farmers | $8,228 | $13,467 |
| Geico | $5,503 | $5,595 |
| Liberty Mutual | $5,004 | $5,328 |
| Nationwide | $7,798 | $8,618 |
| Progressive | $4,972 | $5,978 |
| State Farm | $5,804 | $7,202 |
| Travelers | $4,991 | $5,730 |
| USAA | $4,199 | $4,226 |
Cheapest Manteca, CA Car Insurance for Seniors
Take a look at Manteca, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,127 | $2,151 |
| Farmers | $2,336 | $2,336 |
| Geico | $1,712 | $1,712 |
| Liberty Mutual | $2,140 | $2,072 |
| Nationwide | $2,700 | $2,546 |
| Progressive | $1,580 | $1,871 |
| State Farm | $2,825 | $2,825 |
| Travelers | $2,148 | $2,125 |
| USAA | $1,797 | $1,805 |
Cheapest Manteca, CA Car Insurance Rates After a DUI
A DUI in Manteca, CA increases car insurance rates. Compare Manteca, California car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,217 |
| Farmers | $5,961 |
| Geico | $3,970 |
| Liberty Mutual | $3,181 |
| Nationwide | $6,612 |
| Progressive | $3,820 |
| State Farm | $6,451 |
| Travelers | $4,115 |
| USAA | $4,163 |
Cheapest Manteca, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Manteca, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,078 | $4,976 |
| Farmers | $4,313 | $5,194 |
| Geico | $2,661 | $3,198 |
| Liberty Mutual | $2,781 | $3,281 |
| Nationwide | $3,865 | $4,879 |
| Progressive | $2,685 | $3,238 |
| State Farm | $3,866 | $4,157 |
| Travelers | $2,929 | $3,582 |
| USAA | $2,371 | $2,774 |
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Cheapest Manteca, CA Car Insurance Rates by ZIP Code
Manteca car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Manteca, CA.
| ZIP Code | Average Annual Rates |
|---|---|
| 95336 | $4,895 |
| 95337 | $4,952 |
The Best Cheap Car Insurance Companies in Manteca, CA
Take a look at a side-by-side comparison of the top car insurance companies in Manteca, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,527 |
| Farmers | $4,753 |
| Geico | $2,930 |
| Liberty Mutual | $3,031 |
| Nationwide | $4,372 |
| Progressive | $2,961 |
| State Farm | $4,012 |
| Travelers | $3,255 |
| USAA | $2,573 |
Category Winners: Cheapest Car Insurance in Manteca, California
Find the cheapest car insurance companies in Manteca, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Cheapest Manteca, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Manteca car insurance rates. Find the cheapest Manteca, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,276 | $4,567 | $4,737 |
| Farmers | $4,421 | $4,789 | $5,049 |
| Geico | $2,633 | $2,964 | $3,192 |
| Liberty Mutual | $2,830 | $3,055 | $3,209 |
| Nationwide | $3,911 | $4,453 | $4,753 |
| Progressive | $2,631 | $3,057 | $3,195 |
| State Farm | $3,630 | $4,077 | $4,327 |
| Travelers | $2,859 | $3,338 | $3,569 |
| USAA | $2,340 | $2,621 | $2,757 |
What affects car insurance rates in Manteca, California?
What are the factors that affect car insurance rates in Manteca, CA? There are several reasons why Manteca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manteca, California.
Car Theft in Manteca
High levels of vehicle theft can make car insurance more expensive. Manteca, CA car theft statistics from the FBI indicate 380 vehicle thefts a year.
Commute Time in Manteca
The more time you spend in your car the higher the risk of an accident. The average commute length in Manteca, CA is 38.2 minutes according to City-Data.
Compare Car Insurance Quotes in Manteca, CA
Ready to find affordable Manteca, California car insurance today? Enter your ZIP code for fast, free Manteca, CA car insurance quotes.
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Frequently Asked Questions
What factors determine car insurance rates in Manteca, CA?
Car insurance rates in Manteca, CA are influenced by various factors. These factors include your driving history, age, gender, the type of vehicle you drive, your credit score, the coverage options you choose, and the deductible amount. Additionally, factors specific to Manteca, CA, such as local traffic patterns, crime rates, and accident statistics, can also impact insurance rates.
How can I compare car insurance rates in Manteca, CA?
To compare car insurance rates in Manteca, CA, you can follow these steps:
- Gather necessary information: Collect details about your vehicle, driving history, and coverage preferences.
- Research insurance companies: Look for reputable insurance providers that offer coverage in Manteca, CA.
- Request quotes: Contact different insurance companies or use online platforms to obtain quotes based on your information.
- Compare rates and coverage: Review the quotes received, considering both the premium amounts and the coverage options provided.
- Evaluate customer reviews and satisfaction ratings: Check customer feedback and ratings to gauge the quality of service provided by each insurer.
- Choose the best option: Select an insurance policy that offers the coverage you need at a competitive rate.
Are car insurance rates in Manteca, CA higher than average?
Car insurance rates in Manteca, CA can vary depending on several factors, including your individual circumstances and the insurance company you choose. While rates in Manteca may differ from the national or state average, it is essential to compare rates from multiple insurers to get an accurate understanding of the costs specific to your situation.
Can I lower my car insurance rates in Manteca, CA?
Yes, there are several ways you can potentially lower your car insurance rates in Manteca, CA:
- Maintain a clean driving record: Avoid accidents and traffic violations.
- Opt for a higher deductible: Choosing a higher deductible amount can lower your premium, but keep in mind that you’ll pay more out of pocket in the event of a claim.
- Bundle policies: Consider bundling your car insurance with other policies, such as home or renters insurance, as many insurers offer discounts for multiple policies.
- Improve your credit score: A good credit score can help reduce insurance premiums.
- Explore discounts: Inquire about available discounts, such as safe driver discounts, multi-car discounts, or discounts for completing defensive driving courses.
Are there any specific car insurance requirements in Manteca, CA?
Yes, like all states in the U.S., California has specific car insurance requirements. In Manteca, CA, drivers must carry liability insurance coverage with the following minimum limits:
- $15,000 for bodily injury or death per person
- $30,000 for bodily injury or death per accident
- $5,000 for property damage per accident
How often should I compare car insurance rates in Manteca, CA?
It’s a good idea to compare car insurance rates in Manteca, CA at least once a year or whenever you experience a significant change in your circumstances, such as getting a new vehicle, moving to a different address, or experiencing changes in your credit score or driving record. Regularly reviewing your options can help ensure you’re getting the best coverage at the most competitive rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.