Best Marion, OH Car Insurance in 2025
Car insurance in Marion, OH averages $212 a month. Marion, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Marion car insurance rates, compare quotes from the top car insurance companies in Marion, OH.
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Insurance and Finance Expert
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated October 2024
- The cheapest car insurance company in Marion for teen drivers is American Family
- Average car insurance rates in Marion, OH after a DUI are $2,962/year
- The cheapest car insurance company in Marion is American Family
If you need to buy Marion, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Marion, OH is right here.
You’ll find Marion car insurance rates, the cheapest Marion, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Marion, Ohio car insurance rates to Lorain car insurance rates, Hamilton car insurance rates, and Akron car insurance rates.
Ready to find affordable Marion, OH car insurance today? Enter your ZIP code for fast, free Marion car insurance quotes.
Cheapest Marion, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Marion, OH car insurance rates? Every Marion, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,945 | $1,937 | $1,753 | $1,873 | $5,360 | $6,132 | $2,044 | $2,184 |
| American Family | $874 | $906 | $791 | $796 | $2,554 | $2,765 | $1,071 | $1,125 |
| Farmers | $1,627 | $1,620 | $1,433 | $1,511 | $7,175 | $7,445 | $1,827 | $1,911 |
| Geico | $1,322 | $1,284 | $1,232 | $1,237 | $3,519 | $3,281 | $1,469 | $1,252 |
| Liberty Mutual | $1,581 | $1,724 | $1,222 | $1,481 | $8,139 | $9,191 | $1,682 | $1,836 |
| Nationwide | $2,049 | $2,059 | $1,851 | $1,864 | $5,256 | $6,767 | $2,194 | $2,550 |
| Progressive | $1,618 | $1,528 | $1,349 | $1,391 | $7,098 | $7,990 | $1,937 | $1,999 |
| State Farm | $1,496 | $1,496 | $1,339 | $1,339 | $4,684 | $5,884 | $1,738 | $1,993 |
| Travelers | $1,307 | $1,328 | $1,293 | $1,286 | $5,501 | $8,641 | $1,360 | $1,567 |
| USAA | $892 | $900 | $849 | $848 | $2,754 | $3,066 | $1,193 | $1,286 |
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Minimum Car Insurance in Marion, OH
Every driver must carry the minimum car insurance required by the state in Marion, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Marion, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Marion, OH. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Marion from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,725 | $2,715 | $2,270 |
| American Family | $1,797 | $1,236 | $1,048 |
| Farmers | $3,475 | $2,936 | $2,795 |
| Geico | $2,187 | $1,824 | $1,462 |
| Liberty Mutual | $4,802 | $2,951 | $2,319 |
| Nationwide | $3,708 | $2,989 | $2,525 |
| Progressive | $3,502 | $3,020 | $2,819 |
| State Farm | $3,557 | $2,198 | $1,733 |
| Travelers | $3,116 | $2,710 | $2,530 |
| USAA | $1,912 | $1,354 | $1,154 |
Cheapest Marion, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Marion, OH to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,444 | $2,950 | $3,458 | $2,762 |
| American Family | $1,305 | $1,379 | $1,379 | $1,379 |
| Farmers | $2,528 | $3,258 | $3,176 | $3,312 |
| Geico | $1,244 | $1,788 | $2,571 | $1,695 |
| Liberty Mutual | $2,826 | $3,616 | $3,696 | $3,291 |
| Nationwide | $2,467 | $3,133 | $3,969 | $2,726 |
| Progressive | $2,687 | $3,645 | $2,861 | $3,262 |
| State Farm | $2,273 | $2,719 | $2,496 | $2,496 |
| Travelers | $2,057 | $2,674 | $4,021 | $2,389 |
| USAA | $1,131 | $1,516 | $1,993 | $1,253 |
Cheapest Marion, OH Car Insurance for Teen Drivers
Teen car insurance in Marion, OH can be expensive. Take a look at rates from the top car insurance companies in Marion for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,360 | $6,132 |
| American Family | $2,554 | $2,765 |
| Farmers | $7,175 | $7,445 |
| Geico | $3,519 | $3,281 |
| Liberty Mutual | $8,139 | $9,191 |
| Nationwide | $5,256 | $6,767 |
| Progressive | $7,098 | $7,990 |
| State Farm | $4,684 | $5,884 |
| Travelers | $5,501 | $8,641 |
| USAA | $2,754 | $3,066 |
Cheapest Marion, OH Car Insurance for Seniors
Take a look at Marion, OH rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,753 | $1,873 |
| American Family | $791 | $796 |
| Farmers | $1,433 | $1,511 |
| Geico | $1,232 | $1,237 |
| Liberty Mutual | $1,222 | $1,481 |
| Nationwide | $1,851 | $1,864 |
| Progressive | $1,349 | $1,391 |
| State Farm | $1,339 | $1,339 |
| Travelers | $1,293 | $1,286 |
| USAA | $849 | $848 |
Cheapest Marion, OH Car Insurance Rates After a DUI
A DUI in Marion, OH increases car insurance rates. Compare Marion, Ohio car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,458 |
| American Family | $1,379 |
| Farmers | $3,176 |
| Geico | $2,571 |
| Liberty Mutual | $3,696 |
| Nationwide | $3,969 |
| Progressive | $2,861 |
| State Farm | $2,496 |
| Travelers | $4,021 |
| USAA | $1,993 |
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Cheapest Marion, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Marion, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,904 | $2,904 |
| American Family | $1,344 | $1,376 |
| Farmers | $3,068 | $3,068 |
| Geico | $1,792 | $1,857 |
| Liberty Mutual | $3,357 | $3,357 |
| Nationwide | $3,074 | $3,074 |
| Progressive | $3,114 | $3,114 |
| State Farm | $2,434 | $2,558 |
| Travelers | $2,785 | $2,785 |
| USAA | $1,417 | $1,530 |
The Best Cheap Car Insurance Companies in Marion, OH
Take a look at a side-by-side comparison of the top car insurance companies in Marion, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,903 |
| American Family | $1,360 |
| Farmers | $3,068 |
| Geico | $1,824 |
| Liberty Mutual | $3,357 |
| Nationwide | $3,074 |
| Progressive | $3,114 |
| State Farm | $2,496 |
| Travelers | $2,785 |
| USAA | $1,473 |
Category Winners: Cheapest Car Insurance in Marion, Ohio
Find the cheapest car insurance companies in Marion, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Marion, OH Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Marion car insurance rates. Find the cheapest Marion, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,813 | $2,898 | $2,999 |
| American Family | $1,342 | $1,370 | $1,369 |
| Farmers | $2,914 | $3,025 | $3,266 |
| Geico | $1,771 | $1,817 | $1,886 |
| Liberty Mutual | $3,233 | $3,373 | $3,466 |
| Nationwide | $3,400 | $2,979 | $2,843 |
| Progressive | $2,999 | $3,088 | $3,254 |
| State Farm | $2,373 | $2,504 | $2,611 |
| Travelers | $2,725 | $2,820 | $2,811 |
| USAA | $1,408 | $1,472 | $1,540 |
What affects car insurance rates in Marion, Ohio?
What are the factors that affect car insurance rates in Marion, OH? There are several reasons why Marion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Marion, Ohio.
Car Theft in Marion
High levels of vehicle theft can make car insurance more expensive. Marion, OH car theft statistics from the FBI indicate 54 vehicle thefts a year.
Commute Time in Marion
The more time you spend in your car the higher the risk of an accident. The average commute length in Marion, OH is 20.4 minutes according to City-Data.
Compare Car Insurance Quotes in Marion, OH
Ready to find affordable Marion, Ohio car insurance today? Enter your ZIP code for fast, free Marion, OH car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Marion, OH?
To compare car insurance rates in Marion, OH, you have several options. You can contact insurance providers directly and request quotes from them. Another option is to use online insurance comparison tools that allow you to compare rates from multiple insurers in one place. Additionally, you can consider working with an independent insurance agent who can help you gather quotes from different companies and provide personalized advice.
What factors influence car insurance rates in Marion, OH?
Several factors can influence car insurance rates in Marion, OH. These factors typically include your age, driving record, type of vehicle, coverage limits, deductible amount, credit history, and even your ZIP code. Insurance companies use these factors to assess the level of risk you present as a policyholder and determine the premium you will pay.
Are there any specific requirements for car insurance in Marion, OH?
Yes, Marion, OH, like most places in the United States, has specific requirements for car insurance. Ohio law mandates that all drivers carry liability insurance coverage with minimum limits of $25,000 per person injured in an accident, up to $50,000 for all persons injured, and $25,000 for property damage. These are the minimum limits, but it’s often advisable to consider higher coverage limits to protect yourself adequately.
Can I get discounts on car insurance in Marion, OH?
Yes, many insurance companies offer various discounts that can help you save money on your car insurance in Marion, OH. Common discounts include good driver discounts, multi-policy discounts (if you bundle your car insurance with other policies like home insurance), anti-theft device discounts, safe driving course discounts, and more. It’s recommended to inquire about available discounts when obtaining insurance quotes.
How can I lower my car insurance rates in Marion, OH?
There are several ways you can potentially lower your car insurance rates in Marion, OH. You can maintain a clean driving record and avoid accidents and traffic violations. Consider choosing a higher deductible, as a higher deductible often results in lower premiums. You can also explore discounts offered by insurance companies and see if you qualify for any. Additionally, comparing rates from multiple insurers can help you find the most competitive price.
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