Compare Mayport, PA Car Insurance Rates [2024]
Car insurance in Mayport, PA averages $319 a month. Mayport, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mayport car insurance rates, compare quotes from the top car insurance companies in Mayport, PA.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Mayport for teen drivers is USAA
- Average car insurance rates in Mayport, PA are $3,825/year
- Average car insurance rates in Mayport, PA after a DUI are $4,177/year
If you need to buy Mayport, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Mayport, PA is right here.
You’ll find Mayport car insurance rates, the cheapest Mayport, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Mayport, Pennsylvania car insurance rates to Lancaster car insurance rates, Reading car insurance rates, and Scranton car insurance rates.
Ready to find affordable Mayport, PA car insurance today? Enter your ZIP code for fast, free Mayport car insurance quotes.
Cheapest Mayport, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mayport, PA car insurance rates? Every Mayport, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
---|---|---|---|---|---|---|---|---|
Allstate | $2,496 | $2,496 | $2,268 | $2,268 | $7,921 | $7,921 | $2,783 | $2,783 |
Geico | $2,049 | $1,773 | $1,878 | $1,627 | $4,984 | $4,320 | $2,093 | $1,811 |
Liberty Mutual | $3,612 | $3,612 | $3,308 | $3,308 | $10,575 | $10,575 | $4,589 | $4,589 |
Nationwide | $1,783 | $1,783 | $1,682 | $1,682 | $4,935 | $4,935 | $1,993 | $1,993 |
Progressive | $2,726 | $2,726 | $2,427 | $2,427 | $8,459 | $8,459 | $3,510 | $3,510 |
State Farm | $1,766 | $1,766 | $1,537 | $1,537 | $5,945 | $5,945 | $1,929 | $1,929 |
Travelers | $1,617 | $1,617 | $1,722 | $1,722 | $23,175 | $23,175 | $1,967 | $1,967 |
USAA | $1,189 | $1,189 | $1,073 | $1,073 | $3,570 | $3,570 | $1,583 | $1,583 |
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Minimum Car Insurance in Mayport, PA
Every driver must carry the minimum car insurance in Mayport, PA. Take a look at the Pennsylvania car insurance requirements.
Liability Insurance Required | Minimum Coverage Limits Required |
---|---|
Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
Property Damage Liability Coverage | $5,000 minimum |
Cheapest Mayport, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mayport, PA. Compare credit history car insurance rates in Mayport from top companies for good, fair, and poor credit.
Insurance Company | Poor | Fair | Good |
---|---|---|---|
Allstate | $4,950 | $3,681 | $2,970 |
Geico | $3,853 | $2,171 | $1,677 |
Liberty Mutual | $7,048 | $5,053 | $4,462 |
Nationwide | $3,054 | $2,502 | $2,238 |
Progressive | $5,689 | $3,969 | $3,183 |
State Farm | $3,973 | $2,463 | $1,946 |
Travelers | $7,763 | $6,998 | $6,600 |
USAA | $2,319 | $1,720 | $1,523 |
Cheapest Mayport, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mayport, PA to rates for a clean record with top companies.
Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
---|---|---|---|---|
Allstate | $3,707 | $4,346 | $3,707 | $3,707 |
Geico | $1,893 | $3,177 | $2,555 | $2,643 |
Liberty Mutual | $5,051 | $5,758 | $5,638 | $5,638 |
Nationwide | $1,867 | $2,497 | $3,509 | $2,520 |
Progressive | $3,897 | $5,313 | $4,002 | $3,909 |
State Farm | $2,593 | $2,995 | $2,794 | $2,794 |
Travelers | $5,098 | $7,186 | $9,012 | $7,186 |
USAA | $1,492 | $2,058 | $2,198 | $1,668 |
Cheapest Mayport, PA Car Insurance for Teen Drivers
Teen car insurance in Mayport, PA can be expensive. Take a look at rates from the top car insurance companies in Mayport for teenagers.
Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
---|---|---|
Allstate | $7,921 | $7,921 |
Geico | $4,984 | $4,320 |
Liberty Mutual | $10,575 | $10,575 |
Nationwide | $4,935 | $4,935 |
Progressive | $8,459 | $8,459 |
State Farm | $5,945 | $5,945 |
Travelers | $23,175 | $23,175 |
USAA | $3,570 | $3,570 |
Cheapest Mayport, PA Car Insurance for Seniors
Take a look at Mayport, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
---|---|---|
Allstate | $2,268 | $2,268 |
Geico | $1,878 | $1,627 |
Liberty Mutual | $3,308 | $3,308 |
Nationwide | $1,682 | $1,682 |
Progressive | $2,427 | $2,427 |
State Farm | $1,537 | $1,537 |
Travelers | $1,722 | $1,722 |
USAA | $1,073 | $1,073 |
Cheapest Mayport, PA Car Insurance Rates After a DUI
A DUI in Mayport, PA increases car insurance rates. Compare Mayport, Pennsylvania DUI car insurance by company to find the cheapest option.
Insurance Company | Annual Car Insurance Rates With a DUI |
---|---|
Allstate | $3,707 |
Geico | $2,555 |
Liberty Mutual | $5,638 |
Nationwide | $3,509 |
Progressive | $4,002 |
State Farm | $2,794 |
Travelers | $9,012 |
USAA | $2,198 |
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Cheapest Mayport, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mayport, PA by commute? Take a look at a comparison of the top companies by commute length.
Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
---|---|---|
Allstate | $3,794 | $3,940 |
Geico | $2,520 | $2,614 |
Liberty Mutual | $5,379 | $5,663 |
Nationwide | $2,598 | $2,598 |
Progressive | $4,280 | $4,280 |
State Farm | $2,712 | $2,876 |
Travelers | $7,120 | $7,120 |
USAA | $1,801 | $1,907 |
The Best Cheap Car Insurance Companies in Mayport, PA
Take a look at a side-by-side comparison of the top car insurance companies in Mayport, PA to find the best option for your needs.
Insurance Company | Average Annual Rates |
---|---|
Allstate | $3,867 |
Geico | $2,567 |
Liberty Mutual | $5,521 |
Nationwide | $2,598 |
Progressive | $4,280 |
State Farm | $2,794 |
Travelers | $7,120 |
USAA | $1,854 |
Category Winners: Cheapest Car Insurance in Mayport, Pennsylvania
Find the cheapest car insurance companies in Mayport, PA for each category right here.
Category | Insurance Company |
---|---|
Teenagers | USAA |
Seniors | USAA |
Clean Record | USAA |
With 1 Accident | USAA |
With 1 DUI | USAA |
With 1 Speeding Violation | USAA |
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Cheapest Mayport, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Mayport car insurance rates. Find the cheapest Mayport, PA car insurance rates by coverage level.
Insurance Company | Low | Medium | High |
---|---|---|---|
Allstate | $3,732 | $3,886 | $3,983 |
Geico | $2,392 | $2,583 | $2,726 |
Liberty Mutual | $5,281 | $5,556 | $5,726 |
Nationwide | $2,637 | $2,626 | $2,532 |
Progressive | $3,987 | $4,310 | $4,544 |
State Farm | $2,654 | $2,819 | $2,910 |
Travelers | $7,229 | $7,114 | $7,019 |
USAA | $1,726 | $1,871 | $1,964 |
Compare Car Insurance Quotes in Mayport, PA
Ready to find affordable Mayport, Pennsylvania car insurance today? Enter your ZIP code for fast, free Mayport, PA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Mayport, PA?
To compare car insurance rates in Mayport, PA, you can follow these steps:
- Research insurance providers: Start by researching insurance companies that offer coverage in Mayport, PA. Look for reputable companies with good customer reviews and financial stability.
- Gather information: Collect relevant information about your vehicle, driving history, and insurance needs. This includes details such as your car’s make and model, your driving record, and the coverage levels you require.
- Request quotes: Contact insurance providers directly or use online platforms that allow you to obtain quotes from multiple insurers at once. Provide the requested information accurately to receive accurate quotes.
- Compare coverage and rates: Review the quotes you receive, paying attention to the coverage limits, deductibles, and any additional features or discounts offered. Consider the overall value and not just the price.
- Assess customer service: Research each insurer’s customer service reputation and claims process. Look for reviews or ratings to get an idea of how well they handle claims and assist their customers.
- Make a decision: Once you have compared the rates, coverage, and customer service of different insurers, make an informed decision based on your needs and budget.
What factors can affect car insurance rates in Mayport, PA?
Several factors can influence car insurance rates in Mayport, PA. Here are some common factors insurers consider when determining premiums:
- Driving record: Your driving history plays a significant role in determining insurance rates. If you have a clean record with no accidents or traffic violations, you’re likely to receive lower rates compared to someone with a history of accidents or tickets.
- Vehicle type: The make, model, and age of your vehicle can impact insurance rates. Expensive cars or models with high theft rates and expensive repair costs may have higher premiums.
- Coverage and deductibles: The coverage levels you choose and the deductible amount can affect your insurance rates. Higher coverage limits and lower deductibles typically result in higher premiums.
- Location: Where you live and park your car in Mayport, PA can influence your rates. If the area has a higher incidence of accidents, theft, or vandalism, insurers may charge higher premiums.
- Credit history: In some states, including Pennsylvania, insurance companies may consider your credit history when determining rates. A good credit score can lead to lower premiums.
- Age and gender: Younger and less experienced drivers, particularly teenagers, typically pay higher premiums due to a higher risk of accidents. Additionally, statistics show that males tend to have higher accident rates than females, which may also impact rates.
- Insurance history: If you have a history of gaps in insurance coverage or previous claims, insurers may view you as a higher risk and charge higher premiums.
Are there any discounts available to lower car insurance rates in Mayport, PA?
Yes, there are various discounts that may help lower car insurance rates in Mayport, PA. While the availability of specific discounts can vary among insurance providers, here are some common ones to inquire about:
- Good driver discount: If you have a clean driving record without any accidents or violations, you may be eligible for a good driver discount.
- Multi-policy discount: If you have multiple insurance policies with the same company, such as car and home insurance, you may qualify for a multi-policy discount.
- Safety features discount: Vehicles equipped with safety features like anti-lock brakes, airbags, or anti-theft systems may be eligible for discounts.
- Good student discount: Full-time students who maintain good grades may be eligible for a good student discount.
- Low mileage discount: If you drive your car less than the average annual mileage, you may qualify for a low mileage discount.
- Defensive driving course discount: Completing a defensive driving course can sometimes result in a discount on your insurance premiums.
- Loyalty discount: Some insurers offer discounts to customers who have been with them for an extended period.
Can I change my car insurance provider if I find a better rate in Mayport, PA?
Yes, you have the freedom to change your car insurance provider if you find a better rate in Mayport, PA. However, there are a few factors to consider before switching:
- Policy expiration: Make sure your current policy is close to expiration or that you can cancel it without incurring any penalties. Switching mid-policy may result in fees or a loss of premium.
- Coverage comparison: Ensure that the new policy offers the same or better coverage than your current one. Review the coverage limits, deductibles, and any additional features to ensure they meet your needs.
- Customer service and claims process: Research the new insurance provider’s reputation for customer service and their claims process. Read reviews and consider their responsiveness and reliability.
- Discounts and benefits: Compare the discounts and benefits offered by your current insurer and the potential new one. Ensure that you won’t lose any valuable discounts by switching.
- Cancellation process: Before switching, inquire about the cancellation process with your current insurer. Be aware of any cancellation fees or potential refunds.
How often should I compare car insurance rates in Mayport, PA?
It’s a good idea to compare car insurance rates in Mayport, PA periodically, especially when certain situations arise. Here are some instances when you should consider comparing rates:
- Policy renewal: When your current policy is up for renewal, take the opportunity to compare rates from different insurers. This ensures that you are getting the best possible rate for your coverage needs.
- Life changes: Certain life events, such as getting married, moving, or buying a new car, can impact your insurance rates. When these changes occur, it’s wise to compare rates to see if there are better options available.
- Significant rate increase: If you receive a notice of a significant rate increase from your current insurer, it’s worth shopping around to see if you can find a more affordable policy elsewhere.
- Changes in driving habits: If your driving habits change, such as reducing your mileage significantly or adding a new driver to your policy, it may be a good time to compare rates to ensure you’re still getting the best deal.
- Market changes: The insurance market is constantly evolving, with new companies entering the scene and existing companies adjusting their rates. Keeping an eye on market trends and periodically comparing rates can help you take advantage of any favorable changes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.