Compare Medford, MA Car Insurance Rates (2022)

Car insurance in Medford, MA averages $312 a month. Medford, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Medford car insurance rates, compare quotes from the top car insurance companies in Medford, MA.

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UPDATED: Jun 22, 2022

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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Medford, MA after a DUI are $4,591/year
  • Average car insurance rates in Medford, MA are $3,748/year
  • The cheapest car insurance company in Medford is State Farm

If you need to buy Medford, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Medford, MA is right here.

You’ll find Medford car insurance rates, the cheapest Medford, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Medford, Massachusetts car insurance rates to Brockton car insurance rates, New Bedford car insurance rates, and Quincy car insurance rates.

Ready to find affordable Medford, MA car insurance today? Enter your ZIP code for fast, free Medford car insurance quotes.

Cheapest Medford, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Medford, MA car insurance rates? Every Medford, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medford, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,897 $2,897 $2,897 $2,897 $8,624 $8,624 $3,259 $3,259
GEICO $2,283 $2,283 $2,113 $2,113 $5,922 $5,922 $2,368 $2,368
Liberty Mutual $3,562 $3,562 $3,101 $3,101 $9,922 $9,922 $3,727 $3,727
Progressive $2,947 $2,947 $2,825 $2,825 $11,389 $11,389 $3,196 $3,196
State Farm $1,205 $1,205 $1,205 $1,205 $3,081 $3,081 $1,205 $1,205
Travelers $3,456 $3,456 $3,040 $3,040 $7,178 $7,178 $3,851 $3,851
USAA $1,775 $1,775 $1,748 $1,748 $4,199 $4,199 $1,964 $1,964

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Minimum Car Insurance in Medford, MA

Every driver must carry the minimum car insurance in Medford, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Medford, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Medford, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Medford, MA to rates for a clean record with top companies.

Annual Medford, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,391 $5,118 $5,776 $3,391
GEICO $2,539 $3,489 $3,972 $2,685
Liberty Mutual $3,973 $5,481 $6,591 $4,267
Progressive $4,262 $6,042 $4,774 $5,279
State Farm $1,319 $1,809 $2,151 $1,417
Travelers $3,394 $4,735 $5,059 $4,337
USAA $1,716 $2,237 $3,810 $1,922

Cheapest Medford, MA Car Insurance for Teen Drivers

Teen car insurance in Medford, MA can be expensive. Take a look at rates from the top car insurance companies in Medford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Medford, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,624 $8,624
GEICO $5,922 $5,922
Liberty Mutual $9,922 $9,922
Progressive $11,389 $11,389
State Farm $3,081 $3,081
Travelers $7,178 $7,178
USAA $4,199 $4,199

Cheapest Medford, MA Car Insurance for Seniors

Take a look at Medford, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Medford, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,897 $2,897
GEICO $2,113 $2,113
Liberty Mutual $3,101 $3,101
Progressive $2,825 $2,825
State Farm $1,205 $1,205
Travelers $3,040 $3,040
USAA $1,748 $1,748

Cheapest Medford, MA Car Insurance Rates After a DUI

A DUI in Medford, MA increases car insurance rates. Compare Medford, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Medford, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,776
GEICO $3,972
Liberty Mutual $6,591
Progressive $4,774
State Farm $2,151
Travelers $5,059
USAA $3,810

Cheapest Medford, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Medford, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Medford, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,278 $4,561
GEICO $3,114 $3,229
Liberty Mutual $4,880 $5,276
Progressive $5,089 $5,089
State Farm $1,635 $1,713
Travelers $4,171 $4,592
USAA $2,354 $2,489

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The Best Cheap Car Insurance Companies in Medford, MA

Take a look at a side-by-side comparison of the top car insurance companies in Medford, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Medford, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,419
GEICO $3,171
Liberty Mutual $5,078
Progressive $5,089
State Farm $1,674
Travelers $4,381
USAA $2,421

Category Winners: Cheapest Car Insurance in Medford, Massachusetts

Find the cheapest car insurance companies in Medford, MA for each category right here.

Best Annual Car Insurance Rates by Company in Medford, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Medford, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Medford car insurance rates. Find the cheapest Medford, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Medford, Massachusetts

Insurance Company Low Medium High
Allstate $4,108 $4,484 $4,665
GEICO $2,912 $3,233 $3,369
Liberty Mutual $4,736 $5,146 $5,352
Progressive $4,675 $5,184 $5,408
State Farm $1,517 $1,704 $1,801
Travelers $3,953 $4,471 $4,719
USAA $2,243 $2,461 $2,560

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What affects car insurance rates in Medford, Massachusetts?

What factors can have an impact on Medford, MA car insurance? There are several reasons why Medford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Medford, Massachusetts.

Commute Time in Medford

The more time you spend in your car the higher the risk of an accident. The average commute length in Medford, MA is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Medford, MA

Ready to find affordable Medford, Massachusetts car insurance today? Enter your ZIP code for fast, free Medford, MA car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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