Compare Miami, OK Car Insurance Rates [2024]
Car insurance in Miami, OK averages $335 a month. Miami, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Miami car insurance rates, compare quotes from the top car insurance companies in Miami, OK.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Miami, OK after a DUI are $4,554/year
- Average car insurance rates in Miami, OK are $4,024/year
- The cheapest car insurance company in Miami is State Farm
If you need to buy Miami, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Miami, OK is right here.
You’ll find Miami car insurance rates, the cheapest Miami, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Miami, Oklahoma car insurance rates to Tulsa car insurance rates, Edmond car insurance rates, and Midwest City car insurance rates.
Ready to find affordable Miami, OK car insurance today? Enter your ZIP code for fast, free Miami car insurance quotes.
Cheapest Miami, OK Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Miami, OK car insurance rates? Every Miami, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,202 | $2,212 | $2,024 | $2,125 | $6,801 | $7,994 | $2,380 | $2,521 |
| Farmers | $2,481 | $2,466 | $2,233 | $2,354 | $9,223 | $9,453 | $2,818 | $2,961 |
| Geico | $2,341 | $2,562 | $2,465 | $2,763 | $6,880 | $7,375 | $2,059 | $2,106 |
| Liberty Mutual | $4,327 | $4,570 | $3,805 | $4,139 | $11,713 | $12,851 | $4,500 | $4,660 |
| Progressive | $2,471 | $2,350 | $2,033 | $2,154 | $9,856 | $11,049 | $2,893 | $3,037 |
| State Farm | $1,942 | $1,942 | $1,704 | $1,704 | $4,812 | $6,085 | $2,036 | $2,281 |
| USAA | $1,899 | $1,906 | $1,817 | $1,839 | $6,166 | $6,883 | $2,450 | $2,694 |
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Minimum Car Insurance in Miami, OK
Every driver must carry the minimum car insurance in Miami, OK. Take a look at the Oklahoma car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Miami, OK Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Miami, OK. Compare credit history car insurance rates in Miami from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,360 | $3,313 | $2,924 |
| Farmers | $4,898 | $4,022 | $3,826 |
| Geico | $4,301 | $3,569 | $2,836 |
| Liberty Mutual | $9,085 | $5,533 | $4,344 |
| Progressive | $5,086 | $4,330 | $4,026 |
| State Farm | $3,914 | $2,507 | $2,018 |
| USAA | $4,759 | $2,706 | $2,155 |
Cheapest Miami, OK Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Miami, OK to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,032 | $3,555 | $4,125 | $3,418 |
| Farmers | $3,588 | $4,599 | $4,488 | $4,320 |
| Geico | $2,606 | $3,978 | $4,401 | $3,290 |
| Liberty Mutual | $4,269 | $7,106 | $8,043 | $5,865 |
| Progressive | $3,489 | $6,483 | $3,851 | $4,098 |
| State Farm | $2,620 | $3,007 | $2,813 | $2,813 |
| USAA | $2,365 | $3,394 | $4,159 | $2,909 |
Cheapest Miami, OK Car Insurance for Teen Drivers
Teen car insurance in Miami, OK can be expensive. Take a look at rates from the top car insurance companies in Miami for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,801 | $7,994 |
| Farmers | $9,223 | $9,453 |
| Geico | $6,880 | $7,375 |
| Liberty Mutual | $11,713 | $12,851 |
| Progressive | $9,856 | $11,049 |
| State Farm | $4,812 | $6,085 |
| USAA | $6,166 | $6,883 |
Cheapest Miami, OK Car Insurance for Seniors
Take a look at Miami, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,024 | $2,125 |
| Farmers | $2,233 | $2,354 |
| Geico | $2,465 | $2,763 |
| Liberty Mutual | $3,805 | $4,139 |
| Progressive | $2,033 | $2,154 |
| State Farm | $1,704 | $1,704 |
| USAA | $1,817 | $1,839 |
Cheapest Miami, OK Car Insurance Rates After a DUI
A DUI in Miami, OK increases car insurance rates. Compare Miami, Oklahoma DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,125 |
| Farmers | $4,488 |
| Geico | $4,401 |
| Liberty Mutual | $8,043 |
| Progressive | $3,851 |
| State Farm | $2,813 |
| USAA | $4,159 |
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Cheapest Miami, OK Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Miami, OK by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,532 | $3,532 |
| Farmers | $4,249 | $4,249 |
| Geico | $3,498 | $3,640 |
| Liberty Mutual | $6,321 | $6,321 |
| Progressive | $4,480 | $4,480 |
| State Farm | $2,765 | $2,862 |
| USAA | $3,168 | $3,245 |
The Best Cheap Car Insurance Companies in Miami, OK
Take a look at a side-by-side comparison of the top car insurance companies in Miami, OK to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,532 |
| Farmers | $4,249 |
| Geico | $3,569 |
| Liberty Mutual | $6,321 |
| Progressive | $4,480 |
| State Farm | $2,813 |
| USAA | $3,207 |
Category Winners: Cheapest Car Insurance in Miami, Oklahoma
Find the cheapest car insurance companies in Miami, OK for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Miami, OK Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Miami car insurance rates. Find the cheapest Miami, OK car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,340 | $3,520 | $3,737 |
| Farmers | $4,074 | $4,204 | $4,468 |
| Geico | $3,343 | $3,576 | $3,788 |
| Liberty Mutual | $6,000 | $6,298 | $6,664 |
| Progressive | $4,157 | $4,451 | $4,833 |
| State Farm | $2,648 | $2,793 | $2,998 |
| USAA | $3,088 | $3,198 | $3,334 |
What affects car insurance rates in Miami, Oklahoma?
What factors can have an impact on Miami, OK car insurance? There are several reasons why Miami car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Miami, Oklahoma.
Commute Time in Miami
The more time you spend in your car the higher the risk of an accident. The average commute length in Miami, OK is 17.0 minutes according to City-Data.
Traffic in Miami
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Miami, OK traffic data from INRIX ranks Miami as the 60th-most congested in the world.
Compare Car Insurance Quotes in Miami, OK
Ready to find affordable Miami, Oklahoma car insurance today? Enter your ZIP code for fast, free Miami, OK car insurance quotes.
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Frequently Asked Questions
How does car insurance in Miami, OK compare to other cities in Oklahoma?
Car insurance rates in Miami, OK can vary compared to other cities in Oklahoma. Factors such as population density, local traffic patterns, crime rates, and the number of insurance claims in the area can influence insurance premiums. It’s recommended to compare quotes from multiple insurance providers to get an accurate understanding of the cost of car insurance in Miami.
What factors affect car insurance rates in Miami, OK?
Several factors can impact car insurance rates in Miami, OK, including:
- Age and driving experience
- Vehicle make, model, and year
- Personal driving record and claims history
- Annual mileage and usage of the vehicle
- Credit history
- Coverage options and deductibles chosen
- Local crime rates and accident statistics
Which insurance companies provide car insurance coverage in Miami, OK?
There are various insurance companies that offer car insurance coverage in Miami, OK. Some popular options include State Farm, GEICO, Allstate, Progressive, and Farmers Insurance. It’s recommended to research and compare quotes from different providers to find the best coverage and rates for your needs.
How can I find affordable car insurance in Miami, OK?
To find affordable car insurance in Miami, OK, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs in case of a claim.
- Inquire about available discounts, such as multi-policy discounts, good student discounts, or discounts for safety features in your vehicle.
- Bundle your car insurance with other policies, such as home or renters insurance, for potential savings.
Are there any local factors specific to Miami, OK that affect car insurance rates?
Local factors in Miami, OK that may influence car insurance rates include traffic patterns, accident rates, crime rates, and the prevalence of auto theft in the area. Insurance companies take these factors into account when determining premiums. Additionally, Oklahoma state laws and regulations can also impact insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.