Compare Navarre, OH Car Insurance Rates [2024]
Car insurance in Navarre, OH averages $231 a month. Navarre, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Navarre car insurance rates, compare quotes from the top car insurance companies in Navarre, OH.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Navarre, OH after a DUI are $3,224/year
- Average car insurance rates in Navarre, OH are $2,778/year
- The cheapest car insurance company in Navarre is American Family
If you need to buy Navarre, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Navarre, OH is right here.
You’ll find Navarre car insurance rates, the cheapest Navarre, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Navarre, Ohio car insurance rates to Toledo car insurance rates, Akron car insurance rates, and Dayton car insurance rates.
Ready to find affordable Navarre, OH car insurance today? Enter your ZIP code for fast, free Navarre car insurance quotes.
Cheapest Navarre, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Navarre, OH car insurance rates? Every Navarre, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,079 | $2,077 | $1,872 | $2,004 | $5,678 | $6,493 | $2,190 | $2,342 |
| American Family | $989 | $1,029 | $902 | $907 | $3,058 | $3,329 | $1,223 | $1,292 |
| Farmers | $1,715 | $1,711 | $1,510 | $1,592 | $7,555 | $7,851 | $1,922 | $2,009 |
| Geico | $1,298 | $1,263 | $1,226 | $1,246 | $3,504 | $3,256 | $1,442 | $1,216 |
| Liberty Mutual | $2,009 | $2,195 | $1,543 | $1,884 | $10,534 | $11,895 | $2,131 | $2,324 |
| Nationwide | $2,185 | $2,195 | $1,972 | $1,985 | $5,625 | $7,246 | $2,340 | $2,722 |
| Progressive | $1,774 | $1,666 | $1,474 | $1,525 | $8,027 | $9,041 | $2,122 | $2,198 |
| State Farm | $1,486 | $1,486 | $1,335 | $1,335 | $4,713 | $5,917 | $1,729 | $1,983 |
| Travelers | $1,307 | $1,327 | $1,297 | $1,293 | $5,670 | $9,011 | $1,362 | $1,547 |
| USAA | $986 | $995 | $937 | $937 | $3,042 | $3,389 | $1,321 | $1,421 |
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Minimum Car Insurance in Navarre, OH
Every driver must carry the minimum car insurance in Navarre, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Navarre, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Navarre, OH. Compare credit history car insurance rates in Navarre from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,973 | $2,888 | $2,415 |
| American Family | $2,114 | $1,440 | $1,219 |
| Farmers | $3,659 | $3,094 | $2,946 |
| Geico | $2,165 | $1,806 | $1,447 |
| Liberty Mutual | $6,177 | $3,792 | $2,974 |
| Nationwide | $3,963 | $3,193 | $2,695 |
| Progressive | $3,897 | $3,378 | $3,161 |
| State Farm | $3,560 | $2,200 | $1,734 |
| Travelers | $3,184 | $2,776 | $2,595 |
| USAA | $2,114 | $1,497 | $1,275 |
Cheapest Navarre, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Navarre, OH to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,607 | $3,148 | $3,672 | $2,941 |
| American Family | $1,523 | $1,614 | $1,614 | $1,614 |
| Farmers | $2,667 | $3,434 | $3,348 | $3,484 |
| Geico | $1,223 | $1,768 | $2,577 | $1,657 |
| Liberty Mutual | $3,622 | $4,657 | $4,753 | $4,226 |
| Nationwide | $2,633 | $3,347 | $4,244 | $2,910 |
| Progressive | $2,997 | $4,084 | $3,192 | $3,640 |
| State Farm | $2,272 | $2,724 | $2,498 | $2,498 |
| Travelers | $2,106 | $2,738 | $4,124 | $2,439 |
| USAA | $1,246 | $1,672 | $2,213 | $1,382 |
Cheapest Navarre, OH Car Insurance for Teen Drivers
Teen car insurance in Navarre, OH can be expensive. Take a look at rates from the top car insurance companies in Navarre for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,678 | $6,493 |
| American Family | $3,058 | $3,329 |
| Farmers | $7,555 | $7,851 |
| Geico | $3,504 | $3,256 |
| Liberty Mutual | $10,534 | $11,895 |
| Nationwide | $5,625 | $7,246 |
| Progressive | $8,027 | $9,041 |
| State Farm | $4,713 | $5,917 |
| Travelers | $5,670 | $9,011 |
| USAA | $3,042 | $3,389 |
Cheapest Navarre, OH Car Insurance for Seniors
Take a look at Navarre, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,872 | $2,004 |
| American Family | $902 | $907 |
| Farmers | $1,510 | $1,592 |
| Geico | $1,226 | $1,246 |
| Liberty Mutual | $1,543 | $1,884 |
| Nationwide | $1,972 | $1,985 |
| Progressive | $1,474 | $1,525 |
| State Farm | $1,335 | $1,335 |
| Travelers | $1,297 | $1,293 |
| USAA | $937 | $937 |
Cheapest Navarre, OH Car Insurance Rates After a DUI
A DUI in Navarre, OH increases car insurance rates. Compare Navarre, Ohio DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,672 |
| American Family | $1,614 |
| Farmers | $3,348 |
| Geico | $2,577 |
| Liberty Mutual | $4,753 |
| Nationwide | $4,244 |
| Progressive | $3,192 |
| State Farm | $2,498 |
| Travelers | $4,124 |
| USAA | $2,213 |
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Cheapest Navarre, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Navarre, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,092 | $3,092 |
| American Family | $1,572 | $1,611 |
| Farmers | $3,233 | $3,233 |
| Geico | $1,775 | $1,838 |
| Liberty Mutual | $4,315 | $4,315 |
| Nationwide | $3,284 | $3,284 |
| Progressive | $3,478 | $3,478 |
| State Farm | $2,436 | $2,560 |
| Travelers | $2,852 | $2,852 |
| USAA | $1,565 | $1,692 |
The Best Cheap Car Insurance Companies in Navarre, OH
Take a look at a side-by-side comparison of the top car insurance companies in Navarre, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,092 |
| American Family | $1,591 |
| Farmers | $3,233 |
| Geico | $1,806 |
| Liberty Mutual | $4,315 |
| Nationwide | $3,284 |
| Progressive | $3,478 |
| State Farm | $2,498 |
| Travelers | $2,852 |
| USAA | $1,629 |
Category Winners: Cheapest Car Insurance in Navarre, Ohio
Find the cheapest car insurance companies in Navarre, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | Geico |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Navarre, OH Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Navarre car insurance rates. Find the cheapest Navarre, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,990 | $3,086 | $3,200 |
| American Family | $1,565 | $1,604 | $1,605 |
| Farmers | $3,067 | $3,186 | $3,446 |
| Geico | $1,744 | $1,798 | $1,877 |
| Liberty Mutual | $4,139 | $4,339 | $4,466 |
| Nationwide | $3,620 | $3,184 | $3,048 |
| Progressive | $3,339 | $3,449 | $3,647 |
| State Farm | $2,370 | $2,506 | $2,618 |
| Travelers | $2,762 | $2,891 | $2,902 |
| USAA | $1,550 | $1,627 | $1,709 |
What affects car insurance rates in Navarre, Ohio?
What factors can have an impact on Navarre, OH car insurance? There are several reasons why Navarre car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Navarre, Ohio.
Car Theft in Navarre
High levels of vehicle theft can make car insurance more expensive. Navarre, OH car theft statistics from the FBI indicate 0 vehicle thefts a year.
Commute Time in Navarre
The more time you spend in your car the higher the risk of an accident. The average commute length in Navarre, OH is 22.9 minutes according to City-Data.
Compare Car Insurance Quotes in Navarre, OH
Ready to find affordable Navarre, Ohio car insurance today? Enter your ZIP code for fast, free Navarre, OH car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance quotes in Navarre, OH?
To compare car insurance quotes in Navarre, OH, you can follow these steps:
- Gather relevant information about your vehicle, including make, model, and year.
- Prepare your personal information, such as your driver’s license number and driving history.
- Research reputable insurance companies that offer coverage in Navarre.
- Visit the websites of these companies or use online insurance comparison tools.
- Provide accurate information and request quotes from multiple insurers.
- Review the coverage options, deductibles, and premiums offered by each company.
- Consider factors like customer reviews, financial stability, and customer service reputation.
- Choose the insurance policy that best suits your needs and budget.
What factors influence car insurance rates in Navarre, OH?
Several factors can affect car insurance rates in Navarre, OH, including:
- Your age, gender, and marital status
- Your driving record and claims history
- The type of vehicle you drive and its safety features
- Your annual mileage and usage patterns
- Your credit history
- Your ZIP code and location
- The coverage limits and deductibles you choose
Are there any specific car insurance requirements in Navarre, OH?
Ohio requires drivers to carry certain minimum car insurance coverage, including:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability
- Uninsured/underinsured motorist coverage with the same minimum limits
What additional coverage options should I consider in Navarre, OH?
While the minimum required coverage is mandatory, there are additional coverage options you may want to consider for added protection. These can include:
- Collision coverage: Covers damage to your vehicle caused by a collision, regardless of fault.
- Comprehensive coverage: Provides coverage for non-collision incidents like theft, vandalism, or natural disasters.
- Medical payments coverage: Pays for medical expenses for you and your passengers in case of an accident.
- Rental car reimbursement: Helps cover the cost of a rental car while your vehicle is being repaired after an accident.
How can I lower my car insurance premiums in Navarre, OH?
To potentially lower your car insurance premiums in Navarre, OH, consider the following:
- Maintain a clean driving record and avoid accidents or traffic violations.
- Bundle your car insurance with other policies, such as homeowners or renters insurance.
- Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs if needed.
- Install safety features in your vehicle, such as anti-theft devices or anti-lock brakes.
- Shop around and compare quotes from different insurance companies to ensure you’re getting the best rate.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.