Compare Oakland, ME Car Insurance Rates [2023]
Car insurance in Oakland, ME averages $222 a month. Oakland, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Oakland car insurance rates, compare quotes from the top car insurance companies in Oakland, ME.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Oct 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Oakland for teen drivers is USAA
- Average car insurance rates in Oakland, ME are $2,660/year
- The cheapest car insurance company in Oakland is USAA
If you need to buy Oakland, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Oakland, ME is right here.
You’ll find Oakland car insurance rates, the cheapest Oakland, ME car insurance companies, and information on Maine car insurance laws. You can also compare Oakland, Maine car insurance rates to Biddeford car insurance rates, Sanford car insurance rates, and Portland car insurance rates.
Ready to find affordable Oakland, ME car insurance today? Enter your ZIP code for fast, free Oakland car insurance quotes.
Cheapest Oakland, ME Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Oakland, ME car insurance rates? Every Oakland, Maine car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,840 | $1,895 | $1,654 | $1,794 | $4,653 | $6,211 | $2,003 | $2,239 |
| Farmers | $1,686 | $1,702 | $1,584 | $1,697 | $5,439 | $5,995 | $1,991 | $2,061 |
| Geico | $1,106 | $1,146 | $1,106 | $1,106 | $2,717 | $3,532 | $1,207 | $1,288 |
| Liberty Mutual | $3,014 | $3,014 | $2,871 | $2,871 | $6,390 | $9,557 | $3,014 | $4,240 |
| Progressive | $1,886 | $1,849 | $1,886 | $1,849 | $7,884 | $8,858 | $2,196 | $2,480 |
| State Farm | $1,371 | $1,371 | $1,296 | $1,296 | $4,406 | $5,501 | $1,533 | $1,675 |
| Travelers | $1,191 | $1,230 | $1,079 | $1,103 | $4,871 | $6,580 | $1,174 | $1,344 |
| USAA | $870 | $857 | $865 | $845 | $2,864 | $3,159 | $1,106 | $1,162 |
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Minimum Car Insurance in Oakland, ME
Every driver must carry the minimum car insurance in Oakland, ME. Take a look at the Maine car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $50,000 per person $100,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Oakland, ME Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Oakland, ME. Compare credit history car insurance rates in Oakland from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,502 | $2,668 | $2,188 |
| Farmers | $3,224 | $2,646 | $2,438 |
| Geico | $2,222 | $1,474 | $1,257 |
| Liberty Mutual | $6,086 | $3,944 | $3,084 |
| Progressive | $4,081 | $3,501 | $3,252 |
| State Farm | $3,359 | $2,006 | $1,553 |
| Travelers | $2,734 | $2,238 | $1,993 |
| USAA | $1,923 | $1,323 | $1,152 |
Cheapest Oakland, ME Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakland, ME to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,272 | $3,087 | $3,217 | $2,569 |
| Farmers | $2,421 | $3,086 | $2,677 | $2,893 |
| Geico | $1,201 | $1,690 | $2,513 | $1,201 |
| Liberty Mutual | $3,368 | $3,956 | $6,500 | $3,662 |
| Progressive | $2,894 | $4,891 | $3,222 | $3,439 |
| State Farm | $2,092 | $2,521 | $2,306 | $2,306 |
| Travelers | $1,933 | $2,149 | $2,698 | $2,505 |
| USAA | $1,114 | $1,467 | $2,059 | $1,225 |
Cheapest Oakland, ME Car Insurance for Teen Drivers
Teen car insurance in Oakland, ME can be expensive. Take a look at rates from the top car insurance companies in Oakland for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $4,653 | $6,211 |
| Farmers | $5,439 | $5,995 |
| Geico | $2,717 | $3,532 |
| Liberty Mutual | $6,390 | $9,557 |
| Progressive | $7,884 | $8,858 |
| State Farm | $4,406 | $5,501 |
| Travelers | $4,871 | $6,580 |
| USAA | $2,864 | $3,159 |
Cheapest Oakland, ME Car Insurance for Seniors
Take a look at Oakland, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,654 | $1,794 |
| Farmers | $1,584 | $1,697 |
| Geico | $1,106 | $1,106 |
| Liberty Mutual | $2,871 | $2,871 |
| Progressive | $1,886 | $1,849 |
| State Farm | $1,296 | $1,296 |
| Travelers | $1,079 | $1,103 |
| USAA | $865 | $845 |
Cheapest Oakland, ME Car Insurance Rates After a DUI
A DUI in Oakland, ME increases car insurance rates. Compare Oakland, Maine DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,217 |
| Farmers | $2,677 |
| Geico | $2,513 |
| Liberty Mutual | $6,500 |
| Progressive | $3,222 |
| State Farm | $2,306 |
| Travelers | $2,698 |
| USAA | $2,059 |
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Cheapest Oakland, ME Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Oakland, ME by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,786 | $2,786 |
| Farmers | $2,769 | $2,769 |
| Geico | $1,624 | $1,678 |
| Liberty Mutual | $4,282 | $4,461 |
| Progressive | $3,611 | $3,611 |
| State Farm | $2,231 | $2,382 |
| Travelers | $2,321 | $2,321 |
| USAA | $1,425 | $1,507 |
The Best Cheap Car Insurance Companies in Oakland, ME
Take a look at a side-by-side comparison of the top car insurance companies in Oakland, ME to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,786 |
| Farmers | $2,769 |
| Geico | $1,651 |
| Liberty Mutual | $4,371 |
| Progressive | $3,611 |
| State Farm | $2,306 |
| Travelers | $2,321 |
| USAA | $1,466 |
Category Winners: Cheapest Car Insurance in Oakland, Maine
Find the cheapest car insurance companies in Oakland, ME for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | Geico |
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Cheapest Oakland, ME Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Oakland car insurance rates. Find the cheapest Oakland, ME car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,752 | $2,753 | $2,854 |
| Farmers | $2,657 | $2,675 | $2,977 |
| Geico | $1,619 | $1,629 | $1,706 |
| Liberty Mutual | $4,317 | $4,317 | $4,481 |
| Progressive | $3,534 | $3,541 | $3,760 |
| State Farm | $2,243 | $2,281 | $2,394 |
| Travelers | $2,280 | $2,285 | $2,399 |
| USAA | $1,437 | $1,448 | $1,513 |
What affects car insurance rates in Oakland, Maine?
What factors can have an impact on Oakland, ME car insurance? There are several reasons why Oakland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakland, Maine.
Commute Time in Oakland
The more time you spend in your car the higher the risk of an accident. The average commute length in Oakland, ME is 24.4 minutes according to City-Data.
Compare Car Insurance Quotes in Oakland, ME
Ready to find affordable Oakland, Maine car insurance today? Enter your ZIP code for fast, free Oakland, ME car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.