Compare Paradise, TX Car Insurance Rates [2024]
Car insurance in Paradise, TX averages $313 a month. Paradise, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Paradise car insurance rates, compare quotes from the top car insurance companies in Paradise, TX.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Paradise for teen drivers is USAA
- The cheapest car insurance company in Paradise is USAA
- Average car insurance rates in Paradise, TX after a DUI are $4,279/year
If you need to buy Paradise, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Paradise, TX is right here.
You’ll find Paradise car insurance rates, the cheapest Paradise, TX car insurance companies, and information on Texas car insurance laws. You can also compare Paradise, Texas car insurance rates to El Paso car insurance rates, Austin car insurance rates, and San Antonio car insurance rates.
Ready to find affordable Paradise, TX car insurance today? Enter your ZIP code for fast, free Paradise car insurance quotes.
Cheapest Paradise, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Paradise, TX car insurance rates? Every Paradise, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,551 | $3,580 | $3,509 | $3,509 | $9,331 | $11,248 | $4,380 | $4,553 |
| American Family | $2,336 | $2,588 | $2,168 | $2,469 | $5,982 | $7,846 | $3,308 | $3,768 |
| Geico | $2,662 | $2,853 | $2,526 | $2,830 | $5,789 | $6,044 | $2,884 | $2,906 |
| Nationwide | $2,433 | $2,475 | $2,150 | $2,277 | $6,875 | $8,832 | $2,856 | $3,091 |
| Progressive | $2,276 | $2,157 | $2,028 | $2,070 | $9,519 | $10,574 | $2,685 | $2,711 |
| State Farm | $1,956 | $1,956 | $1,742 | $1,742 | $4,702 | $5,998 | $2,128 | $2,198 |
| USAA | $1,593 | $1,603 | $1,519 | $1,508 | $4,474 | $4,878 | $2,123 | $2,279 |
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Minimum Car Insurance in Paradise, TX
Every driver must carry the minimum car insurance in Paradise, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Paradise, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Paradise, TX. Compare credit history car insurance rates in Paradise from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,954 | $5,077 | $4,342 |
| American Family | $5,263 | $3,285 | $2,877 |
| Geico | $5,508 | $3,110 | $2,068 |
| Nationwide | $4,651 | $3,730 | $3,240 |
| Progressive | $4,779 | $4,139 | $3,839 |
| State Farm | $3,969 | $2,470 | $1,968 |
| USAA | $3,676 | $2,116 | $1,700 |
Cheapest Paradise, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paradise, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,235 | $6,549 | $6,811 | $4,235 |
| American Family | $3,481 | $4,402 | $3,869 | $3,481 |
| Geico | $3,020 | $3,975 | $3,354 | $3,898 |
| Nationwide | $3,359 | $3,359 | $4,980 | $3,795 |
| Progressive | $3,712 | $4,795 | $4,326 | $4,177 |
| State Farm | $2,490 | $2,857 | $3,374 | $2,490 |
| USAA | $1,862 | $2,747 | $3,241 | $2,138 |
Cheapest Paradise, TX Car Insurance for Teen Drivers
Teen car insurance in Paradise, TX can be expensive. Take a look at rates from the top car insurance companies in Paradise for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,331 | $11,248 |
| American Family | $5,982 | $7,846 |
| Geico | $5,789 | $6,044 |
| Nationwide | $6,875 | $8,832 |
| Progressive | $9,519 | $10,574 |
| State Farm | $4,702 | $5,998 |
| USAA | $4,474 | $4,878 |
Cheapest Paradise, TX Car Insurance for Seniors
Take a look at Paradise, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,509 | $3,509 |
| American Family | $2,168 | $2,469 |
| Geico | $2,526 | $2,830 |
| Nationwide | $2,150 | $2,277 |
| Progressive | $2,028 | $2,070 |
| State Farm | $1,742 | $1,742 |
| USAA | $1,519 | $1,508 |
Cheapest Paradise, TX Car Insurance Rates After a DUI
A DUI in Paradise, TX increases car insurance rates. Compare Paradise, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,811 |
| American Family | $3,869 |
| Geico | $3,354 |
| Nationwide | $4,980 |
| Progressive | $4,326 |
| State Farm | $3,374 |
| USAA | $3,241 |
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Cheapest Paradise, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Paradise, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,326 | $5,589 |
| American Family | $3,808 | $3,808 |
| Geico | $3,494 | $3,630 |
| Nationwide | $3,873 | $3,873 |
| Progressive | $4,252 | $4,252 |
| State Farm | $2,803 | $2,803 |
| USAA | $2,466 | $2,529 |
The Best Cheap Car Insurance Companies in Paradise, TX
Take a look at a side-by-side comparison of the top car insurance companies in Paradise, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,458 |
| American Family | $3,808 |
| Geico | $3,562 |
| Nationwide | $3,873 |
| Progressive | $4,252 |
| State Farm | $2,803 |
| USAA | $2,497 |
Category Winners: Cheapest Car Insurance in Paradise, Texas
Find the cheapest car insurance companies in Paradise, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Paradise, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Paradise car insurance rates. Find the cheapest Paradise, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,307 | $5,401 | $5,665 |
| American Family | $3,558 | $3,676 | $4,191 |
| Geico | $3,405 | $3,530 | $3,751 |
| Nationwide | $4,173 | $3,708 | $3,739 |
| Progressive | $4,051 | $4,231 | $4,476 |
| State Farm | $2,668 | $2,796 | $2,945 |
| USAA | $2,417 | $2,488 | $2,586 |
What affects car insurance rates in Paradise, Texas?
What factors can have an impact on Paradise, TX car insurance? There are several reasons why Paradise car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paradise, Texas.
Commute Time in Paradise
The more time you spend in your car the higher the risk of an accident. The average commute length in Paradise, TX is 36.8 minutes according to City-Data.
Compare Car Insurance Quotes in Paradise, TX
Ready to find affordable Paradise, Texas car insurance today? Enter your ZIP code for fast, free Paradise, TX car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average car insurance rate in Paradise, TX?
The average car insurance rate in Paradise, TX can vary depending on several factors such as the driver’s age, driving record, type of vehicle, and coverage options. It’s best to obtain personalized quotes from insurance providers to get an accurate idea of the rates specific to your situation.
Are there any specific auto insurance requirements in Paradise, TX?
Yes, in Paradise, TX, as in the rest of Texas, drivers are required to carry minimum liability insurance coverage. The minimum liability limits mandated by the state of Texas are:
- $30,000 bodily injury coverage per person
- $60,000 bodily injury coverage per accident
- $25,000 property damage coverage per accident
Can I customize my car insurance coverage in Paradise, TX?
Yes, you can customize your car insurance coverage in Paradise, TX to fit your needs. While the state sets minimum coverage requirements, you have the option to increase your coverage limits and add additional coverage options such as comprehensive, collision, uninsured/underinsured motorist, medical payments, and roadside assistance. It’s important to discuss your coverage needs with insurance providers to ensure you have adequate protection.
How can I find affordable car insurance in Paradise, TX?
To find affordable car insurance in Paradise, TX, you can consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Maintain a clean driving record: Avoid accidents and traffic violations as they can increase your insurance premiums.
- Consider higher deductibles: Opting for higher deductibles can lower your premium, but make sure you can afford to pay the deductible amount if you need to file a claim.
- Inquire about discounts: Ask insurance providers about available discounts such as multi-policy, safe driver, good student, and others that you may qualify for.
- Bundle policies: If you have multiple insurance needs, consider bundling your auto insurance with other policies, such as homeowners or renters insurance, to potentially qualify for a multi-policy discount.
How often should I review my car insurance policy in Paradise, TX?
It’s a good practice to review your car insurance policy annually or whenever you experience significant life changes, such as moving, buying a new vehicle, or adding/removing drivers from your policy. Reviewing your policy allows you to ensure your coverage still meets your needs and to explore potential cost-saving opportunities.
What factors affect car insurance rates in Paradise, TX?
Several factors can influence car insurance rates in Paradise, TX, including:
- Age and driving experience of the primary driver
- Location where the vehicle will be primarily driven and parked in Paradise, TX
- The make, model, and year of the vehicle
- Safety features and anti-theft devices installed in the car
- Annual mileage and usage of the vehicle
- Driving record and claims history of the primary driver
- Credit history (in some cases)
- Coverage options and deductibles selected
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.