Compare Plano, IL Car Insurance Rates [2024]
Car insurance in Plano, IL averages $264 a month. Plano, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Plano car insurance rates, compare quotes from the top car insurance companies in Plano, IL.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Plano for teen drivers is Geico
- Average car insurance rates in Plano, IL are $3,168/year
- The cheapest car insurance company in Plano is Geico
If you need to buy Plano, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Plano, IL is right here.
You’ll find Plano car insurance rates, the cheapest Plano, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Plano, Illinois car insurance rates to Champaign car insurance rates, Peoria car insurance rates, and Springfield car insurance rates.
Ready to find affordable Plano, IL car insurance today? Enter your ZIP code for fast, free Plano car insurance quotes.
Cheapest Plano, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Plano, IL car insurance rates? Every Plano, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,186 | $3,200 | $3,343 | $3,343 | $8,407 | $10,930 | $3,834 | $4,145 |
| American Family | $2,423 | $2,423 | $2,223 | $2,223 | $6,940 | $9,585 | $2,423 | $3,133 |
| Farmers | $2,391 | $2,388 | $2,117 | $2,244 | $10,529 | $10,976 | $2,735 | $2,853 |
| Geico | $1,489 | $1,509 | $1,429 | $1,724 | $4,524 | $4,715 | $1,873 | $1,790 |
| Liberty Mutual | $1,427 | $1,537 | $1,180 | $1,317 | $4,989 | $5,546 | $1,493 | $1,574 |
| Nationwide | $1,682 | $1,706 | $1,503 | $1,585 | $4,616 | $5,894 | $1,959 | $2,114 |
| Progressive | $1,884 | $1,766 | $1,558 | $1,636 | $7,067 | $7,910 | $2,240 | $2,414 |
| State Farm | $1,534 | $1,534 | $1,384 | $1,384 | $4,583 | $5,793 | $1,738 | $2,010 |
| Travelers | $1,499 | $1,579 | $1,384 | $1,473 | $4,484 | $5,660 | $1,584 | $1,667 |
| USAA | $1,524 | $1,542 | $1,420 | $1,389 | $4,992 | $5,487 | $2,000 | $2,184 |
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Minimum Car Insurance in Plano, IL
Every driver must carry the minimum car insurance in Plano, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Plano, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Plano, IL. Compare credit history car insurance rates in Plano from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,421 | $4,652 | $4,072 |
| American Family | $5,207 | $3,551 | $3,006 |
| Farmers | $5,137 | $4,331 | $4,119 |
| Geico | $3,813 | $1,870 | $1,461 |
| Liberty Mutual | $3,367 | $2,108 | $1,673 |
| Nationwide | $3,134 | $2,540 | $2,224 |
| Progressive | $3,767 | $3,200 | $2,961 |
| State Farm | $3,626 | $2,173 | $1,686 |
| Travelers | $2,938 | $2,382 | $1,929 |
| USAA | $3,410 | $2,351 | $1,941 |
Cheapest Plano, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plano, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,557 | $6,164 | $5,742 | $4,730 |
| American Family | $2,883 | $4,088 | $5,444 | $3,270 |
| Farmers | $3,820 | $4,936 | $4,813 | $4,547 |
| Geico | $1,745 | $2,359 | $3,243 | $2,179 |
| Liberty Mutual | $1,978 | $2,826 | $2,476 | $2,251 |
| Nationwide | $2,133 | $2,743 | $3,213 | $2,441 |
| Progressive | $2,722 | $4,063 | $3,018 | $3,434 |
| State Farm | $2,268 | $2,722 | $2,495 | $2,495 |
| Travelers | $1,920 | $2,521 | $2,815 | $2,408 |
| USAA | $1,827 | $2,636 | $3,601 | $2,205 |
Cheapest Plano, IL Car Insurance for Teen Drivers
Teen car insurance in Plano, IL can be expensive. Take a look at rates from the top car insurance companies in Plano for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,407 | $10,930 |
| American Family | $6,940 | $9,585 |
| Farmers | $10,529 | $10,976 |
| Geico | $4,524 | $4,715 |
| Liberty Mutual | $4,989 | $5,546 |
| Nationwide | $4,616 | $5,894 |
| Progressive | $7,067 | $7,910 |
| State Farm | $4,583 | $5,793 |
| Travelers | $4,484 | $5,660 |
| USAA | $4,992 | $5,487 |
Cheapest Plano, IL Car Insurance for Seniors
Take a look at Plano, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,343 | $3,343 |
| American Family | $2,223 | $2,223 |
| Farmers | $2,117 | $2,244 |
| Geico | $1,429 | $1,724 |
| Liberty Mutual | $1,180 | $1,317 |
| Nationwide | $1,503 | $1,585 |
| Progressive | $1,558 | $1,636 |
| State Farm | $1,384 | $1,384 |
| Travelers | $1,384 | $1,473 |
| USAA | $1,420 | $1,389 |
Cheapest Plano, IL Car Insurance Rates After a DUI
A DUI in Plano, IL increases car insurance rates. Compare Plano, Illinois DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,742 |
| American Family | $5,444 |
| Farmers | $4,813 |
| Geico | $3,243 |
| Liberty Mutual | $2,476 |
| Nationwide | $3,213 |
| Progressive | $3,018 |
| State Farm | $2,495 |
| Travelers | $2,815 |
| USAA | $3,601 |
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Cheapest Plano, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Plano, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,048 | $5,048 |
| American Family | $3,871 | $3,972 |
| Farmers | $4,529 | $4,529 |
| Geico | $2,338 | $2,425 |
| Liberty Mutual | $2,383 | $2,383 |
| Nationwide | $2,632 | $2,632 |
| Progressive | $3,310 | $3,310 |
| State Farm | $2,432 | $2,558 |
| Travelers | $2,322 | $2,511 |
| USAA | $2,495 | $2,639 |
The Best Cheap Car Insurance Companies in Plano, IL
Take a look at a side-by-side comparison of the top car insurance companies in Plano, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,048 |
| American Family | $3,922 |
| Farmers | $4,529 |
| Geico | $2,382 |
| Liberty Mutual | $2,383 |
| Nationwide | $2,632 |
| Progressive | $3,310 |
| State Farm | $2,495 |
| Travelers | $2,416 |
| USAA | $2,567 |
Category Winners: Cheapest Car Insurance in Plano, Illinois
Find the cheapest car insurance companies in Plano, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Geico |
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Cheapest Plano, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Plano car insurance rates. Find the cheapest Plano, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,891 | $5,044 | $5,210 |
| American Family | $3,776 | $4,065 | $3,924 |
| Farmers | $4,301 | $4,418 | $4,868 |
| Geico | $2,164 | $2,374 | $2,607 |
| Liberty Mutual | $2,254 | $2,378 | $2,517 |
| Nationwide | $2,596 | $2,658 | $2,643 |
| Progressive | $3,024 | $3,292 | $3,612 |
| State Farm | $2,350 | $2,499 | $2,636 |
| Travelers | $2,258 | $2,413 | $2,577 |
| USAA | $2,389 | $2,565 | $2,748 |
What affects car insurance rates in Plano, Illinois?
What factors can have an impact on Plano, IL car insurance? There are several reasons why Plano car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plano, Illinois.
Commute Time in Plano
The more time you spend in your car the higher the risk of an accident. The average commute length in Plano, IL is 33.1 minutes according to City-Data.
Compare Car Insurance Quotes in Plano, IL
Ready to find affordable Plano, Illinois car insurance today? Enter your ZIP code for fast, free Plano, IL car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors influence car insurance rates in Plano, IL?
Several factors affect car insurance rates in Plano, IL, including your driving record, age, gender, type of vehicle, coverage limits, deductible amount, and the level of insurance coverage you choose.
How can I find car insurance rates in Plano, IL?
To find car insurance rates in Plano, IL, you can reach out to insurance providers directly and request quotes. Additionally, you can use online comparison tools that allow you to compare rates from multiple insurers at once.
Are car insurance rates higher for certain types of vehicles in Plano, IL?
Yes, the type of vehicle you drive can impact your car insurance rates in Plano, IL. Generally, high-performance cars, luxury vehicles, and cars with a higher risk of theft or expensive repairs tend to have higher insurance premiums.
Do car insurance rates vary based on the driver’s age in Plano, IL?
Yes, age is a significant factor in determining car insurance rates in Plano, IL. Typically, younger and less-experienced drivers tend to have higher premiums due to their increased risk profile. On the other hand, mature and experienced drivers often receive lower rates.
How does my driving record affect car insurance rates in Plano, IL?
Your driving record plays a crucial role in determining car insurance rates in Plano, IL. If you have a history of accidents, traffic violations, or claims, insurance providers may consider you a higher risk, resulting in higher premiums. A clean driving record, on the other hand, can help you secure lower rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.