Best Provo, UT Car Insurance in 2024
Car insurance in Provo, UT averages $328 a month. Provo, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Provo car insurance rates, compare quotes from the top car insurance companies in Provo, UT.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Provo for teen drivers is USAA
- The cheapest car insurance company in Provo is USAA
- Average car insurance rates in Provo, UT are $3,938/year
If you need to buy Provo, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Provo, UT is right here.
You’ll find Provo car insurance rates, the cheapest Provo, UT car insurance companies, and information on Utah car insurance laws. You can also compare Provo, Utah car insurance rates to Ogden car insurance rates, St. George car insurance rates, and Orem car insurance rates.
Ready to find affordable Provo, UT car insurance today? Enter your ZIP code for fast, free Provo car insurance quotes.
Cheapest Provo, UT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Provo, UT car insurance rates? Every Provo, Utah car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,617 | $2,413 | $2,381 | $2,379 | $8,378 | $9,387 | $2,767 | $2,743 |
| American Family | $2,271 | $2,271 | $2,095 | $2,095 | $8,288 | $10,741 | $2,271 | $2,660 |
| Farmers | $2,069 | $2,041 | $1,827 | $1,950 | $8,859 | $9,113 | $2,339 | $2,409 |
| Geico | $1,975 | $2,202 | $2,202 | $2,596 | $5,975 | $6,347 | $1,707 | $1,689 |
| Liberty Mutual | $2,596 | $2,793 | $2,147 | $2,394 | $10,624 | $11,793 | $2,731 | $2,893 |
| Nationwide | $2,087 | $2,104 | $1,866 | $1,959 | $5,807 | $7,365 | $2,426 | $2,595 |
| Progressive | $2,261 | $2,086 | $1,851 | $1,983 | $9,342 | $10,361 | $2,588 | $2,690 |
| State Farm | $3,262 | $3,262 | $2,988 | $2,988 | $10,293 | $12,792 | $3,708 | $4,248 |
| USAA | $1,534 | $1,505 | $1,379 | $1,374 | $5,479 | $6,399 | $1,863 | $2,038 |
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Minimum Car Insurance in Provo, UT
Every driver must carry the minimum car insurance in Provo, UT. Take a look at the Utah car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Provo, UT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Provo, UT. Compare credit history car insurance rates in Provo from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,538 | $3,706 | $3,154 |
| American Family | $5,139 | $3,854 | $3,266 |
| Farmers | $4,376 | $3,643 | $3,459 |
| Geico | $4,707 | $2,604 | $1,948 |
| Liberty Mutual | $6,763 | $4,183 | $3,293 |
| Nationwide | $4,040 | $3,077 | $2,712 |
| Progressive | $4,675 | $4,020 | $3,742 |
| State Farm | $8,865 | $4,456 | $3,007 |
| USAA | $3,864 | $2,466 | $1,759 |
Cheapest Provo, UT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Provo, UT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,469 | $4,205 | $4,931 | $3,927 |
| American Family | $3,359 | $4,210 | $4,989 | $3,787 |
| Farmers | $3,254 | $4,238 | $4,114 | $3,699 |
| Geico | $2,203 | $3,465 | $4,112 | $2,566 |
| Liberty Mutual | $3,706 | $5,113 | $5,494 | $4,673 |
| Nationwide | $2,601 | $3,501 | $4,102 | $2,901 |
| Progressive | $3,505 | $5,308 | $3,673 | $4,095 |
| State Farm | $4,929 | $5,956 | $5,443 | $5,443 |
| USAA | $2,114 | $2,683 | $3,617 | $2,371 |
Cheapest Provo, UT Car Insurance for Teen Drivers
Teen car insurance in Provo, UT can be expensive. Take a look at rates from the top car insurance companies in Provo for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,378 | $9,387 |
| American Family | $8,288 | $10,741 |
| Farmers | $8,859 | $9,113 |
| Geico | $5,975 | $6,347 |
| Liberty Mutual | $10,624 | $11,793 |
| Nationwide | $5,807 | $7,365 |
| Progressive | $9,342 | $10,361 |
| State Farm | $10,293 | $12,792 |
| USAA | $5,479 | $6,399 |
Cheapest Provo, UT Car Insurance for Seniors
Take a look at Provo, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,381 | $2,379 |
| American Family | $2,095 | $2,095 |
| Farmers | $1,827 | $1,950 |
| Geico | $2,202 | $2,596 |
| Liberty Mutual | $2,147 | $2,394 |
| Nationwide | $1,866 | $1,959 |
| Progressive | $1,851 | $1,983 |
| State Farm | $2,988 | $2,988 |
| USAA | $1,379 | $1,374 |
Cheapest Provo, UT Car Insurance Rates After a DUI
A DUI in Provo, UT increases car insurance rates. Compare Provo, Utah DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,931 |
| American Family | $4,989 |
| Farmers | $4,114 |
| Geico | $4,112 |
| Liberty Mutual | $5,494 |
| Nationwide | $4,102 |
| Progressive | $3,673 |
| State Farm | $5,443 |
| USAA | $3,617 |
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Cheapest Provo, UT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Provo, UT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,133 | $4,133 |
| American Family | $4,084 | $4,089 |
| Farmers | $3,826 | $3,826 |
| Geico | $3,036 | $3,137 |
| Liberty Mutual | $4,671 | $4,822 |
| Nationwide | $3,276 | $3,276 |
| Progressive | $4,145 | $4,145 |
| State Farm | $5,302 | $5,584 |
| USAA | $2,667 | $2,726 |
Cheapest Provo, UT Car Insurance Rates by ZIP Code
Provo car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Provo, UT.
| ZIP Code | Average Annual Rates |
|---|---|
| 84601 | $3,895 |
| 84602 | $3,922 |
| 84604 | $3,962 |
| 84606 | $3,972 |
The Best Cheap Car Insurance Companies in Provo, UT
Take a look at a side-by-side comparison of the top car insurance companies in Provo, UT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,133 |
| American Family | $4,086 |
| Farmers | $3,826 |
| Geico | $3,087 |
| Liberty Mutual | $4,746 |
| Nationwide | $3,276 |
| Progressive | $4,145 |
| State Farm | $5,443 |
| USAA | $2,696 |
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Category Winners: Cheapest Car Insurance in Provo, Utah
Find the cheapest car insurance companies in Provo, UT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Provo, UT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Provo car insurance rates. Find the cheapest Provo, UT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,928 | $4,124 | $4,347 |
| American Family | $3,954 | $4,140 | $4,165 |
| Farmers | $3,488 | $3,770 | $4,220 |
| Geico | $2,840 | $3,077 | $3,343 |
| Liberty Mutual | $4,499 | $4,727 | $5,012 |
| Nationwide | $3,578 | $3,114 | $3,136 |
| Progressive | $3,735 | $3,972 | $4,729 |
| State Farm | $5,073 | $5,461 | $5,793 |
| USAA | $2,572 | $2,699 | $2,818 |
What affects car insurance rates in Provo, Utah?
What factors can have an impact on Provo, UT car insurance? There are several reasons why Provo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Provo, Utah.
Commute Time in Provo
The more time you spend in your car the higher the risk of an accident. The average commute length in Provo, UT is 18.5 minutes according to City-Data.
Traffic in Provo
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Provo, UT traffic data from INRIX ranks Provo as the 784th-most congested in the world.
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Compare Car Insurance Quotes in Provo, UT
Ready to find affordable Provo, Utah car insurance today? Enter your ZIP code for fast, free Provo, UT car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Provo, UT?
Car insurance rates in Provo, UT are determined based on several factors, including your driving record, age, gender, type of vehicle, coverage limits, deductibles, and the insurance company’s assessment of risk in the area.
Are car insurance rates higher in Provo, UT compared to other cities in Utah?
Car insurance rates can vary between cities, and Provo, UT may have different rates compared to other cities in Utah. Factors such as population density, crime rates, and traffic congestion can influence insurance rates.
What are some factors that can affect car insurance rates in Provo, UT?
Factors that can affect car insurance rates in Provo, UT include your age, driving history, credit score, type of vehicle, annual mileage, coverage options, and the insurance company you choose.
Are there any specific discounts available for car insurance in Provo, UT?
Yes, many insurance companies offer various discounts for car insurance in Provo, UT. These discounts may include safe driving discounts, multi-vehicle discounts, bundling discounts, good student discounts, and more. It’s best to check with individual insurance providers to see what discounts they offer.
How can I find the best car insurance rates in Provo, UT?
To find the best car insurance rates in Provo, UT, it’s recommended to shop around and compare quotes from multiple insurance companies. You can either contact insurance providers directly or use online comparison tools to easily compare rates and coverage options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.