Compare Romney, WV Car Insurance Rates [2024]
Car insurance in Romney, WV averages $301 a month. Romney, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Romney car insurance rates, compare quotes from the top car insurance companies in Romney, WV.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Romney, WV after a DUI are $4,455/year
- The cheapest car insurance company in Romney for teen drivers is State Farm
- The cheapest car insurance company in Romney is State Farm
If you need to buy Romney, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Romney, WV is right here.
You’ll find Romney car insurance rates, the cheapest Romney, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Romney, West Virginia car insurance rates to Weirton car insurance rates, Martinsburg car insurance rates, and Beckley car insurance rates.
Ready to find affordable Romney, WV car insurance today? Enter your ZIP code for fast, free Romney car insurance quotes.
Cheapest Romney, WV Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Romney, WV car insurance rates? Every Romney, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,525 | $2,350 | $2,252 | $2,258 | $8,859 | $9,226 | $2,805 | $2,817 |
| Geico | $2,562 | $2,529 | $2,446 | $2,371 | $6,181 | $7,456 | $2,465 | $2,569 |
| Liberty Mutual | $3,530 | $3,833 | $2,837 | $3,450 | $13,285 | $14,987 | $3,650 | $4,021 |
| Nationwide | $1,773 | $1,806 | $1,617 | $1,699 | $4,380 | $5,549 | $1,979 | $2,119 |
| Progressive | $2,057 | $1,993 | $1,885 | $1,892 | $8,547 | $9,603 | $2,468 | $2,555 |
| State Farm | $1,520 | $1,520 | $1,354 | $1,354 | $3,254 | $4,199 | $1,791 | $1,426 |
| USAA | $1,680 | $1,657 | $1,556 | $1,572 | $5,512 | $6,116 | $2,171 | $2,336 |
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Minimum Car Insurance in Romney, WV
Every driver must carry the minimum car insurance in Romney, WV. Take a look at the West Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Romney, WV Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Romney, WV. Compare credit history car insurance rates in Romney from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,013 | $3,985 | $3,412 |
| Geico | $4,309 | $3,502 | $2,907 |
| Liberty Mutual | $8,872 | $5,445 | $4,281 |
| Nationwide | $2,979 | $2,520 | $2,347 |
| Progressive | $4,358 | $3,770 | $3,497 |
| State Farm | $2,945 | $1,798 | $1,414 |
| USAA | $4,179 | $2,389 | $1,907 |
Cheapest Romney, WV Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Romney, WV to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,508 | $4,143 | $4,924 | $3,971 |
| Geico | $2,200 | $3,551 | $6,179 | $2,360 |
| Liberty Mutual | $5,083 | $6,409 | $7,103 | $6,202 |
| Nationwide | $2,100 | $2,772 | $3,245 | $2,345 |
| Progressive | $3,303 | $4,384 | $3,941 | $3,873 |
| State Farm | $1,897 | $2,208 | $2,052 | $2,052 |
| USAA | $2,224 | $2,623 | $3,745 | $2,709 |
Cheapest Romney, WV Car Insurance for Teen Drivers
Teen car insurance in Romney, WV can be expensive. Take a look at rates from the top car insurance companies in Romney for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,859 | $9,226 |
| Geico | $6,181 | $7,456 |
| Liberty Mutual | $13,285 | $14,987 |
| Nationwide | $4,380 | $5,549 |
| Progressive | $8,547 | $9,603 |
| State Farm | $3,254 | $4,199 |
| USAA | $5,512 | $6,116 |
Cheapest Romney, WV Car Insurance for Seniors
Take a look at Romney, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,252 | $2,258 |
| Geico | $2,446 | $2,371 |
| Liberty Mutual | $2,837 | $3,450 |
| Nationwide | $1,617 | $1,699 |
| Progressive | $1,885 | $1,892 |
| State Farm | $1,354 | $1,354 |
| USAA | $1,556 | $1,572 |
Cheapest Romney, WV Car Insurance Rates After a DUI
A DUI in Romney, WV increases car insurance rates. Compare Romney, West Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,924 |
| Geico | $6,179 |
| Liberty Mutual | $7,103 |
| Nationwide | $3,245 |
| Progressive | $3,941 |
| State Farm | $2,052 |
| USAA | $3,745 |
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Cheapest Romney, WV Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Romney, WV by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,137 | $4,137 |
| Geico | $3,535 | $3,610 |
| Liberty Mutual | $6,199 | $6,199 |
| Nationwide | $2,615 | $2,615 |
| Progressive | $3,875 | $3,875 |
| State Farm | $2,000 | $2,105 |
| USAA | $2,792 | $2,858 |
The Best Cheap Car Insurance Companies in Romney, WV
Take a look at a side-by-side comparison of the top car insurance companies in Romney, WV to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,137 |
| Geico | $3,572 |
| Liberty Mutual | $6,199 |
| Nationwide | $2,615 |
| Progressive | $3,875 |
| State Farm | $2,052 |
| USAA | $2,825 |
Category Winners: Cheapest Car Insurance in Romney, West Virginia
Find the cheapest car insurance companies in Romney, WV for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Romney, WV Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Romney car insurance rates. Find the cheapest Romney, WV car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,006 | $4,130 | $4,274 |
| Geico | $3,401 | $3,578 | $3,738 |
| Liberty Mutual | $5,897 | $6,184 | $6,516 |
| Nationwide | $2,583 | $2,595 | $2,668 |
| Progressive | $3,744 | $3,840 | $4,041 |
| State Farm | $1,944 | $2,045 | $2,167 |
| USAA | $2,735 | $2,820 | $2,920 |
What affects car insurance rates in Romney, West Virginia?
What factors can have an impact on Romney, WV car insurance? There are several reasons why Romney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Romney, West Virginia.
Commute Time in Romney
The more time you spend in your car the higher the risk of an accident. The average commute length in Romney, WV is 22.6 minutes according to City-Data.
Compare Car Insurance Quotes in Romney, WV
Ready to find affordable Romney, West Virginia car insurance today? Enter your ZIP code for fast, free Romney, WV car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Romney, WV?
Car insurance rates in Romney, WV are determined by various factors, including the driver’s age, gender, driving record, the type of vehicle, the coverage limits selected, and the deductible amount. Insurance companies also consider local factors such as crime rates, accident statistics, and weather conditions in Romney, WV.
What are the average car insurance rates in Romney, WV?
The average car insurance rates in Romney, WV can vary depending on individual circumstances. However, as of my knowledge cutoff date in September 2021, the average annual cost of car insurance in West Virginia was around $1,200. Keep in mind that rates may have changed since then, so it’s advisable to check with insurance providers for the most up-to-date information.
How can I find the best car insurance rates in Romney, WV?
To find the best car insurance rates in Romney, WV, it’s recommended to compare quotes from multiple insurance providers. You can reach out to insurance agents or use online comparison tools to gather quotes easily. Remember to consider not only the price but also the coverage and customer service provided by each insurance company.
Are there any discounts available to lower car insurance rates in Romney, WV?
Yes, many insurance companies offer discounts that can help lower car insurance rates in Romney, WV. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple policies with the same insurer), good student discounts, and discounts for safety features on your vehicle. Inquire with insurance providers about the discounts they offer.
Can my credit score affect my car insurance rates in Romney, WV?
Yes, your credit score can potentially affect your car insurance rates in Romney, WV. Many insurance companies consider credit-based insurance scores as one of the factors in determining premiums. Insurers use this information to assess the risk associated with insuring an individual. It’s important to maintain a good credit score to potentially qualify for better car insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.