Compare Schererville, IN Car Insurance Rates [2024]
Car insurance in Schererville, IN averages $308 a month. Schererville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Schererville car insurance rates, compare quotes from the top car insurance companies in Schererville, IN.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Schererville, IN after a DUI are $4,393/year
- The cheapest car insurance company in Schererville is USAA
- The cheapest car insurance company in Schererville for teen drivers is USAA
If you need to buy Schererville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Schererville, IN is right here.
You’ll find Schererville car insurance rates, the cheapest Schererville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Schererville, Indiana car insurance rates to Fishers car insurance rates, Indianapolis car insurance rates, and South Bend car insurance rates.
Ready to find affordable Schererville, IN car insurance today? Enter your ZIP code for fast, free Schererville car insurance quotes.
Cheapest Schererville, IN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Schererville, IN car insurance rates? Every Schererville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,605 | $2,664 | $2,293 | $2,510 | $8,167 | $10,328 | $2,635 | $2,863 |
| American Family | $2,674 | $2,674 | $2,409 | $2,409 | $7,485 | $10,799 | $2,674 | $3,274 |
| Farmers | $1,776 | $1,751 | $1,518 | $1,708 | $9,667 | $10,314 | $2,349 | $2,537 |
| Geico | $1,828 | $1,824 | $1,725 | $1,804 | $5,458 | $5,044 | $2,097 | $1,831 |
| Liberty Mutual | $4,381 | $4,381 | $4,028 | $4,028 | $9,573 | $14,447 | $4,381 | $6,001 |
| Nationwide | $1,757 | $1,797 | $1,544 | $1,647 | $5,054 | $6,558 | $2,055 | $2,245 |
| Progressive | $1,922 | $1,809 | $1,746 | $1,756 | $11,594 | $13,029 | $2,415 | $2,453 |
| State Farm | $1,559 | $1,559 | $1,405 | $1,405 | $4,877 | $6,230 | $1,732 | $1,924 |
| Travelers | $1,271 | $1,293 | $1,193 | $1,194 | $8,145 | $13,014 | $1,346 | $1,545 |
| USAA | $1,084 | $1,067 | $1,014 | $1,020 | $3,044 | $3,389 | $1,466 | $1,564 |
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Minimum Car Insurance in Schererville, IN
Every driver must carry the minimum car insurance in Schererville, IN. Take a look at the Indiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Schererville, IN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Schererville, IN. Compare credit history car insurance rates in Schererville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,279 | $3,927 | $3,568 |
| American Family | $5,891 | $3,816 | $3,192 |
| Farmers | $4,611 | $3,761 | $3,486 |
| Geico | $3,254 | $2,701 | $2,149 |
| Liberty Mutual | $8,522 | $5,551 | $5,134 |
| Nationwide | $3,229 | $2,724 | $2,543 |
| Progressive | $5,047 | $4,487 | $4,237 |
| State Farm | $3,762 | $2,250 | $1,748 |
| Travelers | $4,032 | $3,421 | $3,422 |
| USAA | $2,290 | $1,521 | $1,307 |
Cheapest Schererville, IN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Schererville, IN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,387 | $4,999 | $4,609 | $4,037 |
| American Family | $2,969 | $4,705 | $5,988 | $3,537 |
| Farmers | $3,537 | $4,120 | $4,250 | $3,904 |
| Geico | $1,757 | $2,789 | $3,818 | $2,442 |
| Liberty Mutual | $4,990 | $5,887 | $9,232 | $5,500 |
| Nationwide | $2,440 | $3,136 | $3,008 | $2,744 |
| Progressive | $3,419 | $6,077 | $4,090 | $4,776 |
| State Farm | $2,522 | $2,778 | $2,522 | $2,522 |
| Travelers | $3,082 | $3,802 | $4,309 | $3,307 |
| USAA | $1,287 | $1,836 | $2,104 | $1,598 |
Cheapest Schererville, IN Car Insurance for Teen Drivers
Teen car insurance in Schererville, IN can be expensive. Take a look at rates from the top car insurance companies in Schererville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,167 | $10,328 |
| American Family | $7,485 | $10,799 |
| Farmers | $9,667 | $10,314 |
| Geico | $5,458 | $5,044 |
| Liberty Mutual | $9,573 | $14,447 |
| Nationwide | $5,054 | $6,558 |
| Progressive | $11,594 | $13,029 |
| State Farm | $4,877 | $6,230 |
| Travelers | $8,145 | $13,014 |
| USAA | $3,044 | $3,389 |
Cheapest Schererville, IN Car Insurance for Seniors
Take a look at Schererville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,293 | $2,510 |
| American Family | $2,409 | $2,409 |
| Farmers | $1,518 | $1,708 |
| Geico | $1,725 | $1,804 |
| Liberty Mutual | $4,028 | $4,028 |
| Nationwide | $1,544 | $1,647 |
| Progressive | $1,746 | $1,756 |
| State Farm | $1,405 | $1,405 |
| Travelers | $1,193 | $1,194 |
| USAA | $1,014 | $1,020 |
Cheapest Schererville, IN Car Insurance Rates After a DUI
A DUI in Schererville, IN increases car insurance rates. Compare Schererville, Indiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,609 |
| American Family | $5,988 |
| Farmers | $4,250 |
| Geico | $3,818 |
| Liberty Mutual | $9,232 |
| Nationwide | $3,008 |
| Progressive | $4,090 |
| State Farm | $2,522 |
| Travelers | $4,309 |
| USAA | $2,104 |
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Cheapest Schererville, IN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Schererville, IN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,258 | $4,258 |
| American Family | $4,248 | $4,352 |
| Farmers | $3,953 | $3,953 |
| Geico | $2,654 | $2,749 |
| Liberty Mutual | $6,232 | $6,572 |
| Nationwide | $2,832 | $2,832 |
| Progressive | $4,590 | $4,590 |
| State Farm | $2,514 | $2,659 |
| Travelers | $3,625 | $3,625 |
| USAA | $1,684 | $1,729 |
The Best Cheap Car Insurance Companies in Schererville, IN
Take a look at a side-by-side comparison of the top car insurance companies in Schererville, IN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,258 |
| American Family | $4,300 |
| Farmers | $3,953 |
| Geico | $2,701 |
| Liberty Mutual | $6,402 |
| Nationwide | $2,832 |
| Progressive | $4,590 |
| State Farm | $2,586 |
| Travelers | $3,625 |
| USAA | $1,706 |
Category Winners: Cheapest Car Insurance in Schererville, Indiana
Find the cheapest car insurance companies in Schererville, IN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Schererville, IN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Schererville car insurance rates. Find the cheapest Schererville, IN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,039 | $4,240 | $4,495 |
| American Family | $4,250 | $4,440 | $4,209 |
| Farmers | $3,806 | $3,944 | $4,108 |
| Geico | $2,510 | $2,695 | $2,899 |
| Liberty Mutual | $6,184 | $6,383 | $6,639 |
| Nationwide | $2,860 | $2,807 | $2,829 |
| Progressive | $4,315 | $4,513 | $4,943 |
| State Farm | $2,448 | $2,586 | $2,725 |
| Travelers | $3,526 | $3,660 | $3,690 |
| USAA | $1,638 | $1,702 | $1,779 |
What affects car insurance rates in Schererville, Indiana?
What factors can have an impact on Schererville, IN car insurance? There are several reasons why Schererville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Schererville, Indiana.
Commute Time in Schererville
The more time you spend in your car the higher the risk of an accident. The average commute length in Schererville, IN is 31.7 minutes according to City-Data.
Compare Car Insurance Quotes in Schererville, IN
Ready to find affordable Schererville, Indiana car insurance today? Enter your ZIP code for fast, free Schererville, IN car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What are the car insurance requirements in Schererville, Indiana?
The car insurance requirements in Schererville, IN are 25/50/25, which means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, it’s likely that your lender will require you to have full coverage insurance, which includes comprehensive and collision coverage in addition to liability coverage. This helps protect their investment in case of damage or loss to the vehicle.
How can I find cheap car insurance rates in Schererville, IN?
To find cheap car insurance rates in Schererville, IN, it’s recommended to compare quotes from multiple insurance companies. By shopping around and comparing rates, you can find the best deal for your specific needs and circumstances.
How does my credit score affect car insurance rates in Schererville, IN?
Your credit score can have an impact on your car insurance rates in Schererville, IN. Insurance companies often consider credit history as a factor when determining premiums. Generally, a higher credit score may result in lower insurance rates, while a lower credit score may lead to higher rates.
How does my driving record affect car insurance rates in Schererville, IN?
Your driving record is an important factor that affects car insurance rates in Schererville, IN. A clean driving record with no accidents or violations generally leads to lower insurance premiums. On the other hand, a history of accidents, speeding tickets, or other infractions can increase your rates. It’s important to drive safely and maintain a good driving record to keep your insurance costs down.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.