Compare Scottsbluff, NE Car Insurance Rates (2022)

Car insurance in Scottsbluff, NE averages $300 a month. Scottsbluff, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Scottsbluff car insurance rates, compare quotes from the top car insurance companies in Scottsbluff, NE.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Scottsbluff, NE are $3,601/year
  • Average car insurance rates in Scottsbluff, NE after a DUI are $4,197/year
  • The cheapest car insurance company in Scottsbluff for teen drivers is American Family

If you need to buy Scottsbluff, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Scottsbluff, NE is right here.

You’ll find Scottsbluff car insurance rates, the cheapest Scottsbluff, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Scottsbluff, Nebraska car insurance rates to North Platte car insurance rates, Fremont car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Scottsbluff, NE car insurance today? Enter your ZIP code for fast, free Scottsbluff car insurance quotes.

Cheapest Scottsbluff, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scottsbluff, NE car insurance rates? Every Scottsbluff, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scottsbluff, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,756 $1,756 $1,595 $1,595 $2,897 $4,219 $1,718 $1,853
Farmers $2,312 $2,305 $2,076 $2,181 $8,568 $8,839 $2,608 $2,735
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,505 $2,446 $2,056 $2,127 $8,922 $10,096 $3,001 $3,187
State Farm $1,556 $1,556 $1,372 $1,372 $4,311 $5,489 $1,721 $1,947
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Minimum Car Insurance in Scottsbluff, NE

Every driver must carry the minimum car insurance in Scottsbluff, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Scottsbluff, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Scottsbluff, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scottsbluff, NE. Compare credit history car insurance rates in Scottsbluff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scottsbluff, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,905 $1,993 $1,622
Farmers $4,537 $3,750 $3,572
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,965 $4,124 $3,788
State Farm $3,509 $2,104 $1,633
USAA $3,345 $2,249 $1,902

Cheapest Scottsbluff, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scottsbluff, NE to rates for a clean record with top companies.

Annual Scottsbluff, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,128 $2,312 $2,128 $2,128
Farmers $3,353 $4,281 $4,176 $4,001
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,662 $5,310 $4,092 $4,106
State Farm $2,237 $2,594 $2,415 $2,415
USAA $1,900 $2,381 $3,562 $2,152

Cheapest Scottsbluff, NE Car Insurance for Teen Drivers

Teen car insurance in Scottsbluff, NE can be expensive. Take a look at rates from the top car insurance companies in Scottsbluff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scottsbluff, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,897 $4,219
Farmers $8,568 $8,839
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $8,922 $10,096
State Farm $4,311 $5,489
USAA $4,552 $5,488

Cheapest Scottsbluff, NE Car Insurance for Seniors

Take a look at Scottsbluff, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scottsbluff, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,595 $1,595
Farmers $2,076 $2,181
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $2,056 $2,127
State Farm $1,372 $1,372
USAA $1,354 $1,410

Cheapest Scottsbluff, NE Car Insurance Rates After a DUI

A DUI in Scottsbluff, NE increases car insurance rates. Compare Scottsbluff, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scottsbluff, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,128
Farmers $4,176
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $4,092
State Farm $2,415
USAA $3,562

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Scottsbluff, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scottsbluff, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scottsbluff, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,156 $2,191
Farmers $3,953 $3,953
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $4,292 $4,292
State Farm $2,353 $2,478
USAA $2,469 $2,528

The Best Cheap Car Insurance Companies in Scottsbluff, NE

Take a look at a side-by-side comparison of the top car insurance companies in Scottsbluff, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scottsbluff, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,174
Farmers $3,953
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $4,292
State Farm $2,415
USAA $2,499

Category Winners: Cheapest Car Insurance in Scottsbluff, Nebraska

Find the cheapest car insurance companies in Scottsbluff, NE for each category right here.

Best Annual Car Insurance Rates by Company in Scottsbluff, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Scottsbluff, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scottsbluff car insurance rates. Find the cheapest Scottsbluff, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scottsbluff, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,161 $2,238 $2,122
Farmers $3,799 $3,901 $4,159
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $4,103 $4,280 $4,494
State Farm $2,312 $2,412 $2,523
USAA $2,428 $2,495 $2,573

What affects car insurance rates in Scottsbluff, Nebraska?

What factors can have an impact on Scottsbluff, NE car insurance? There are several reasons why Scottsbluff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Scottsbluff, Nebraska.

Commute Time in Scottsbluff

The more time you spend in your car the higher the risk of an accident. The average commute length in Scottsbluff, NE is 10.8 minutes according to City-Data.

Compare Car Insurance Quotes in Scottsbluff, NE

Ready to find affordable Scottsbluff, Nebraska car insurance today? Enter your ZIP code for fast, free Scottsbluff, NE car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption