Compare Sheffield, AL Car Insurance Rates (2022)

Car insurance in Sheffield, AL averages $282 a month. Sheffield, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sheffield car insurance rates, compare quotes from the top car insurance companies in Sheffield, AL.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Sheffield for teen drivers is USAA
  • Average car insurance rates in Sheffield, AL after a DUI are $3,866/year
  • Average car insurance rates in Sheffield, AL are $3,384/year

If you need to buy Sheffield, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Sheffield, AL is right here.

You’ll find Sheffield car insurance rates, the cheapest Sheffield, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Sheffield, Alabama car insurance rates to Huntsville car insurance rates, Montgomery car insurance rates, and Mobile car insurance rates.

Ready to find affordable Sheffield, AL car insurance today? Enter your ZIP code for fast, free Sheffield car insurance quotes.

Cheapest Sheffield, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sheffield, AL car insurance rates? Every Sheffield, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheffield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,090 $2,076 $1,865 $1,987 $8,269 $8,515 $2,365 $2,444
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,553 $1,571 $1,421 $1,468 $4,020 $5,157 $1,718 $1,913
Progressive $2,121 $1,978 $1,744 $1,864 $8,942 $9,967 $2,477 $2,634
State Farm $2,623 $2,623 $2,391 $2,391 $8,150 $10,200 $2,968 $3,420
Travelers $1,409 $1,429 $1,332 $1,326 $7,771 $12,309 $1,331 $1,502
USAA $1,243 $1,256 $1,160 $1,130 $3,726 $4,122 $1,613 $1,734

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Minimum Car Insurance in Sheffield, AL

Every driver must carry the minimum car insurance in Sheffield, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Sheffield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sheffield, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sheffield, AL. Compare credit history car insurance rates in Sheffield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sheffield, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,143 $3,574 $3,387
GEICO $3,352 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,835 $2,216 $2,007
Progressive $4,459 $3,843 $3,596
State Farm $7,045 $3,567 $2,425
Travelers $3,868 $3,360 $3,426
USAA $2,683 $1,749 $1,562

Cheapest Sheffield, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sheffield, AL to rates for a clean record with top companies.

Annual Sheffield, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,115 $4,036 $3,938 $3,717
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,066 $2,066 $2,979 $2,299
Progressive $3,570 $4,511 $3,868 $3,914
State Farm $3,908 $4,881 $4,297 $4,297
Travelers $2,957 $3,101 $4,549 $3,597
USAA $1,538 $1,933 $2,859 $1,662

Cheapest Sheffield, AL Car Insurance for Teen Drivers

Teen car insurance in Sheffield, AL can be expensive. Take a look at rates from the top car insurance companies in Sheffield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sheffield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,269 $8,515
GEICO $4,918 $4,831
Liberty Mutual $10,328 $11,482
Nationwide $4,020 $5,157
Progressive $8,942 $9,967
State Farm $8,150 $10,200
Travelers $7,771 $12,309
USAA $3,726 $4,122

Cheapest Sheffield, AL Car Insurance for Seniors

Take a look at Sheffield, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sheffield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $1,865 $1,987
GEICO $1,804 $1,850
Liberty Mutual $2,308 $2,580
Nationwide $1,421 $1,468
Progressive $1,744 $1,864
State Farm $2,391 $2,391
Travelers $1,332 $1,326
USAA $1,160 $1,130

Cheapest Sheffield, AL Car Insurance Rates After a DUI

A DUI in Sheffield, AL increases car insurance rates. Compare Sheffield, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sheffield, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $3,938
GEICO $3,504
Liberty Mutual $5,161
Nationwide $2,979
Progressive $3,868
State Farm $4,297
Travelers $4,549
USAA $2,859

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Cheapest Sheffield, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sheffield, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sheffield, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $3,701 $3,701
GEICO $2,587 $2,686
Liberty Mutual $4,838 $4,838
Nationwide $2,353 $2,353
Progressive $3,966 $3,966
State Farm $4,238 $4,453
Travelers $3,551 $3,551
USAA $1,907 $2,089

The Best Cheap Car Insurance Companies in Sheffield, AL

Take a look at a side-by-side comparison of the top car insurance companies in Sheffield, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sheffield, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $3,701
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,353
Progressive $3,966
State Farm $4,346
Travelers $3,551
USAA $1,998

Category Winners: Cheapest Car Insurance in Sheffield, Alabama

Find the cheapest car insurance companies in Sheffield, AL for each category right here.

Best Annual Car Insurance Rates by Company in Sheffield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Sheffield, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sheffield car insurance rates. Find the cheapest Sheffield, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sheffield, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,473 $3,647 $3,984
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,330 $2,333 $2,395
Progressive $3,528 $3,946 $4,423
State Farm $4,083 $4,341 $4,613
Travelers $3,341 $3,622 $3,690
USAA $1,926 $1,987 $2,080

What affects car insurance rates in Sheffield, Alabama?

What factors can have an impact on Sheffield, AL car insurance? There are several reasons why Sheffield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sheffield, Alabama.

Car Theft in Sheffield

High levels of vehicle theft can make car insurance more expensive. Sheffield, AL car theft statistics from the FBI indicate 39 vehicle thefts a year.

Commute Time in Sheffield

The more time you spend in your car the higher the risk of an accident. The average commute length in Sheffield, AL is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Sheffield, AL

Ready to find affordable Sheffield, Alabama car insurance today? Enter your ZIP code for fast, free Sheffield, AL car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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