Compare Sidney, OH Car Insurance Rates [2024]
Car insurance in Sidney, OH averages $218 a month. Sidney, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sidney car insurance rates, compare quotes from the top car insurance companies in Sidney, OH.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Dec 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Sidney for teen drivers is USAA
- The cheapest car insurance company in Sidney is USAA
- Average car insurance rates in Sidney, OH after a DUI are $3,040/year
If you need to buy Sidney, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Sidney, OH is right here.
You’ll find Sidney car insurance rates, the cheapest Sidney, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Sidney, Ohio car insurance rates to Canton car insurance rates, Cleveland car insurance rates, and Hamilton car insurance rates.
Ready to find affordable Sidney, OH car insurance today? Enter your ZIP code for fast, free Sidney car insurance quotes.
Cheapest Sidney, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Sidney, OH car insurance rates? Every Sidney, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,872 | $1,867 | $1,684 | $1,800 | $5,121 | $5,868 | $1,974 | $2,113 |
| American Family | $849 | $880 | $774 | $778 | $2,534 | $2,746 | $1,045 | $1,098 |
| Farmers | $1,710 | $1,700 | $1,508 | $1,588 | $7,435 | $7,695 | $1,923 | $2,016 |
| Geico | $1,228 | $1,195 | $1,153 | $1,164 | $3,279 | $3,053 | $1,362 | $1,157 |
| Liberty Mutual | $1,775 | $1,935 | $1,368 | $1,657 | $9,292 | $10,495 | $1,886 | $2,061 |
| Nationwide | $2,133 | $2,144 | $1,925 | $1,939 | $5,448 | $7,025 | $2,286 | $2,660 |
| Progressive | $1,697 | $1,598 | $1,413 | $1,458 | $7,601 | $8,555 | $2,037 | $2,105 |
| State Farm | $1,390 | $1,390 | $1,245 | $1,245 | $4,361 | $5,473 | $1,616 | $1,856 |
| Travelers | $1,459 | $1,481 | $1,451 | $1,441 | $6,272 | $9,870 | $1,522 | $1,740 |
| USAA | $800 | $807 | $760 | $761 | $2,425 | $2,701 | $1,066 | $1,151 |
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Minimum Car Insurance in Sidney, OH
Every driver must carry the minimum car insurance in Sidney, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Sidney, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Sidney, OH. Compare credit history car insurance rates in Sidney from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,572 | $2,606 | $2,184 |
| American Family | $1,774 | $1,212 | $1,027 |
| Farmers | $3,626 | $3,056 | $2,909 |
| Geico | $2,035 | $1,699 | $1,363 |
| Liberty Mutual | $5,452 | $3,348 | $2,626 |
| Nationwide | $3,855 | $3,106 | $2,623 |
| Progressive | $3,711 | $3,211 | $3,002 |
| State Farm | $3,308 | $2,045 | $1,612 |
| Travelers | $3,529 | $3,069 | $2,866 |
| USAA | $1,698 | $1,203 | $1,026 |
Cheapest Sidney, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sidney, OH to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,352 | $2,830 | $3,312 | $2,654 |
| American Family | $1,284 | $1,356 | $1,356 | $1,356 |
| Farmers | $2,631 | $3,391 | $3,306 | $3,460 |
| Geico | $1,156 | $1,664 | $2,408 | $1,568 |
| Liberty Mutual | $3,203 | $4,104 | $4,194 | $3,734 |
| Nationwide | $2,561 | $3,257 | $4,131 | $2,831 |
| Progressive | $2,851 | $3,881 | $3,035 | $3,464 |
| State Farm | $2,114 | $2,530 | $2,322 | $2,322 |
| Travelers | $2,321 | $3,028 | $4,568 | $2,702 |
| USAA | $1,008 | $1,347 | $1,763 | $1,116 |
Cheapest Sidney, OH Car Insurance for Teen Drivers
Teen car insurance in Sidney, OH can be expensive. Take a look at rates from the top car insurance companies in Sidney for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,121 | $5,868 |
| American Family | $2,534 | $2,746 |
| Farmers | $7,435 | $7,695 |
| Geico | $3,279 | $3,053 |
| Liberty Mutual | $9,292 | $10,495 |
| Nationwide | $5,448 | $7,025 |
| Progressive | $7,601 | $8,555 |
| State Farm | $4,361 | $5,473 |
| Travelers | $6,272 | $9,870 |
| USAA | $2,425 | $2,701 |
Cheapest Sidney, OH Car Insurance for Seniors
Take a look at Sidney, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,684 | $1,800 |
| American Family | $774 | $778 |
| Farmers | $1,508 | $1,588 |
| Geico | $1,153 | $1,164 |
| Liberty Mutual | $1,368 | $1,657 |
| Nationwide | $1,925 | $1,939 |
| Progressive | $1,413 | $1,458 |
| State Farm | $1,245 | $1,245 |
| Travelers | $1,451 | $1,441 |
| USAA | $760 | $761 |
Cheapest Sidney, OH Car Insurance Rates After a DUI
A DUI in Sidney, OH increases car insurance rates. Compare Sidney, Ohio DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,312 |
| American Family | $1,356 |
| Farmers | $3,306 |
| Geico | $2,408 |
| Liberty Mutual | $4,194 |
| Nationwide | $4,131 |
| Progressive | $3,035 |
| State Farm | $2,322 |
| Travelers | $4,568 |
| USAA | $1,763 |
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Cheapest Sidney, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Sidney, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,787 | $2,787 |
| American Family | $1,322 | $1,354 |
| Farmers | $3,197 | $3,197 |
| Geico | $1,669 | $1,728 |
| Liberty Mutual | $3,809 | $3,809 |
| Nationwide | $3,195 | $3,195 |
| Progressive | $3,308 | $3,308 |
| State Farm | $2,265 | $2,379 |
| Travelers | $3,155 | $3,155 |
| USAA | $1,259 | $1,359 |
The Best Cheap Car Insurance Companies in Sidney, OH
Take a look at a side-by-side comparison of the top car insurance companies in Sidney, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,787 |
| American Family | $1,338 |
| Farmers | $3,197 |
| Geico | $1,699 |
| Liberty Mutual | $3,809 |
| Nationwide | $3,195 |
| Progressive | $3,308 |
| State Farm | $2,322 |
| Travelers | $3,155 |
| USAA | $1,309 |
Category Winners: Cheapest Car Insurance in Sidney, Ohio
Find the cheapest car insurance companies in Sidney, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Sidney, OH Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Sidney car insurance rates. Find the cheapest Sidney, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,712 | $2,782 | $2,867 |
| American Family | $1,313 | $1,348 | $1,353 |
| Farmers | $3,047 | $3,154 | $3,389 |
| Geico | $1,645 | $1,691 | $1,760 |
| Liberty Mutual | $3,669 | $3,825 | $3,931 |
| Nationwide | $3,541 | $3,096 | $2,948 |
| Progressive | $3,196 | $3,284 | $3,444 |
| State Farm | $2,209 | $2,329 | $2,428 |
| Travelers | $3,077 | $3,195 | $3,192 |
| USAA | $1,252 | $1,307 | $1,367 |
Read more: Liberty Mutual vs. Travelers Car Insurance Comparison
What affects car insurance rates in Sidney, Ohio?
What factors can have an impact on Sidney, OH car insurance? There are several reasons why Sidney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sidney, Ohio.
Car Theft in Sidney
High levels of vehicle theft can make car insurance more expensive. Sidney, OH car theft statistics from the FBI indicate 27 vehicle thefts a year.
Commute Time in Sidney
The more time you spend in your car the higher the risk of an accident. The average commute length in Sidney, OH is 16.0 minutes according to City-Data.
Compare Car Insurance Quotes in Sidney, OH
Ready to find affordable Sidney, Ohio car insurance today? Enter your ZIP code for fast, free Sidney, OH car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average car insurance rate in Sidney, OH?
The average car insurance rate in Sidney, OH is $218 per month.
What are the car insurance requirements in Sidney, OH?
The car insurance requirements in Sidney, OH are 25/50/25. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Sidney, OH?
To find cheap car insurance rates in Sidney, OH, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Sidney, OH?
Each car insurance company weighs age, gender, and marital status differently. It’s best to compare rates to see how these factors impact your premiums.
What is the minimum car insurance requirement in Sidney, OH?
The minimum car insurance requirement in Sidney, OH is 25/50/25.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.