Compare Spring Hill, FL Car Insurance Rates (2022)

Car insurance in Spring Hill, FL averages $408 a month. Spring Hill, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Spring Hill car insurance rates, compare quotes from the top car insurance companies in Spring Hill, FL.

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest ZIP code in Spring Hill is 34606
  • The cheapest car insurance company in Spring Hill is USAA
  • Average car insurance rates in Spring Hill, FL after a DUI are $5,860/year

If you need to buy Spring Hill, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Hill, FL is right here.

You’ll find Spring Hill car insurance rates, the cheapest Spring Hill, FL car insurance companies, and information on Florida car insurance laws. You can also compare Spring Hill, Florida car insurance rates to Hialeah car insurance rates, Fort Lauderdale car insurance rates, and Orlando car insurance rates.

Ready to find affordable Spring Hill, FL car insurance today? Enter your ZIP code for fast, free Spring Hill car insurance quotes.

Cheapest Spring Hill, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Hill, FL car insurance rates? Every Spring Hill, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Hill, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,068 $4,810 $4,418 $4,458 $16,936 $18,290 $4,927 $4,956
GEICO $2,755 $2,768 $2,580 $2,580 $4,907 $6,164 $3,034 $3,082
Liberty Mutual $3,991 $3,991 $3,647 $3,647 $8,553 $13,238 $3,991 $5,454
Nationwide $3,120 $3,077 $2,784 $2,879 $7,540 $9,274 $3,437 $3,572
Progressive $3,969 $3,722 $3,389 $3,629 $11,107 $12,009 $4,763 $4,473
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,740 $1,710 $1,634 $1,616 $5,984 $6,901 $2,169 $2,336

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Minimum Car Insurance in Spring Hill, FL

Every driver must carry the minimum car insurance in Spring Hill, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Hill, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Spring Hill, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spring Hill, FL. Compare credit history car insurance rates in Spring Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spring Hill, Florida

Insurance Company Poor Fair Good
Allstate $11,289 $7,026 $5,634
GEICO $5,058 $3,075 $2,318
Liberty Mutual $7,522 $5,491 $4,430
Nationwide $5,585 $4,095 $3,701
Progressive $7,681 $5,446 $4,521
State Farm $4,932 $3,227 $2,642
USAA $4,907 $2,394 $1,732

Cheapest Spring Hill, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Hill, FL to rates for a clean record with top companies.

Annual Spring Hill, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,905 $8,285 $9,104 $7,638
GEICO $2,438 $3,106 $4,604 $3,787
Liberty Mutual $4,128 $5,427 $7,981 $5,720
Nationwide $3,798 $4,175 $5,642 $4,225
Progressive $4,645 $6,863 $5,793 $6,229
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,359 $2,913 $4,298 $2,474

Cheapest Spring Hill, FL Car Insurance for Teen Drivers

Teen car insurance in Spring Hill, FL can be expensive. Take a look at rates from the top car insurance companies in Spring Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Hill, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,936 $18,290
GEICO $4,907 $6,164
Liberty Mutual $8,553 $13,238
Nationwide $7,540 $9,274
Progressive $11,107 $12,009
State Farm $6,607 $8,452
USAA $5,984 $6,901

Cheapest Spring Hill, FL Car Insurance for Seniors

Take a look at Spring Hill, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Hill, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,418 $4,458
GEICO $2,580 $2,580
Liberty Mutual $3,647 $3,647
Nationwide $2,784 $2,879
Progressive $3,389 $3,629
State Farm $2,037 $2,037
USAA $1,634 $1,616

Cheapest Spring Hill, FL Car Insurance Rates After a DUI

A DUI in Spring Hill, FL increases car insurance rates. Compare Spring Hill, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Hill, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,104
GEICO $4,604
Liberty Mutual $7,981
Nationwide $5,642
Progressive $5,793
State Farm $3,600
USAA $4,298

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Cheapest Spring Hill, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Hill, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Hill, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,754 $8,212
GEICO $3,467 $3,501
Liberty Mutual $5,622 $6,006
Nationwide $4,460 $4,460
Progressive $5,883 $5,883
State Farm $3,475 $3,726
USAA $2,977 $3,046

Cheapest Spring Hill, FL Car Insurance Rates by ZIP Code

Spring Hill car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Spring Hill, FL.

Annual Car Insurance Rates by ZIP Code in Spring Hill, Florida

ZIP Code Average Annual Rates
34606 $3,744
34607 $3,769
34608 $3,763
34609 $3,763
34610 $3,936

The Best Cheap Car Insurance Companies in Spring Hill, FL

Take a look at a side-by-side comparison of the top car insurance companies in Spring Hill, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Hill, Florida

Insurance Company Average Annual Rates
Allstate $7,983
GEICO $3,484
Liberty Mutual $5,814
Nationwide $4,460
Progressive $5,883
State Farm $3,600
USAA $3,011

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Category Winners: Cheapest Car Insurance in Spring Hill, Florida

Find the cheapest car insurance companies in Spring Hill, FL for each category right here.

Best Annual Car Insurance Rates by Company in Spring Hill, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Spring Hill, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Hill car insurance rates. Find the cheapest Spring Hill, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Hill, Florida

Insurance Company Low Medium High
Allstate $5,870 $8,459 $9,620
GEICO $2,833 $3,608 $4,010
Liberty Mutual $5,289 $5,918 $6,236
Nationwide $3,453 $4,649 $5,279
Progressive $4,813 $6,033 $6,801
State Farm $3,038 $3,696 $4,067
USAA $2,543 $3,133 $3,358

What affects car insurance rates in Spring Hill, Florida?

What factors can have an impact on Spring Hill, FL car insurance? There are several reasons why Spring Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Hill, Florida.

Commute Time in Spring Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Hill, FL is 30.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Spring Hill, FL

Ready to find affordable Spring Hill, Florida car insurance today? Enter your ZIP code for fast, free Spring Hill, FL car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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