Compare Sunset Beach, NC Car Insurance Rates [2024]
Car insurance in Sunset Beach, NC averages $249 a month. Sunset Beach, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sunset Beach car insurance rates, compare quotes from the top car insurance companies in Sunset Beach, NC.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Sunset Beach for teen drivers is Liberty Mutual
- Average car insurance rates in Sunset Beach, NC after a DUI are $5,609/year
- The cheapest car insurance company in Sunset Beach is Liberty Mutual
If you need to buy Sunset Beach, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Sunset Beach, NC is right here.
You’ll find Sunset Beach car insurance rates, the cheapest Sunset Beach, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Sunset Beach, North Carolina car insurance rates to Wilmington car insurance rates, Raleigh car insurance rates, and High Point car insurance rates.
Ready to find affordable Sunset Beach, NC car insurance today? Enter your ZIP code for fast, free Sunset Beach car insurance quotes.
Cheapest Sunset Beach, NC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Sunset Beach, NC car insurance rates? Every Sunset Beach, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,310 | $5,310 | $4,367 | $4,367 | $12,480 | $12,480 | $5,414 | $5,414 |
| Geico | $2,211 | $2,169 | $2,180 | $2,139 | $4,199 | $4,162 | $1,928 | $1,916 |
| Liberty Mutual | $1,539 | $1,539 | $1,593 | $1,593 | $2,715 | $2,715 | $1,539 | $1,539 |
| Nationwide | $2,096 | $2,096 | $2,096 | $2,096 | $3,546 | $3,546 | $2,096 | $2,096 |
| Progressive | $1,496 | $1,496 | $1,370 | $1,370 | $3,498 | $3,498 | $1,671 | $1,671 |
| State Farm | $2,178 | $2,178 | $1,885 | $1,885 | $3,213 | $3,213 | $2,690 | $2,690 |
| Travelers | $2,237 | $2,237 | $2,219 | $2,219 | $3,793 | $3,793 | $2,297 | $2,297 |
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Minimum Car Insurance in Sunset Beach, NC
Every driver must carry the minimum car insurance in Sunset Beach, NC. Take a look at the North Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Sunset Beach, NC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Sunset Beach, NC. Compare credit history car insurance rates in Sunset Beach from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,332 | $6,047 | $5,299 |
| Geico | $2,834 | $2,600 | $2,405 |
| Liberty Mutual | $1,847 | $1,847 | $1,847 |
| Nationwide | $2,458 | $2,458 | $2,458 |
| Progressive | $2,266 | $1,961 | $1,799 |
| State Farm | $3,497 | $2,238 | $1,740 |
| Travelers | $2,811 | $2,562 | $2,536 |
Cheapest Sunset Beach, NC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunset Beach, NC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,709 | $6,587 | $12,244 | $5,031 |
| Geico | $1,467 | $2,121 | $4,898 | $1,966 |
| Liberty Mutual | $1,103 | $1,414 | $3,455 | $1,414 |
| Nationwide | $1,448 | $1,871 | $4,644 | $1,871 |
| Progressive | $952 | $1,386 | $4,352 | $1,344 |
| State Farm | $1,337 | $1,922 | $4,785 | $1,922 |
| Travelers | $1,578 | $2,057 | $4,883 | $2,029 |
Cheapest Sunset Beach, NC Car Insurance for Teen Drivers
Teen car insurance in Sunset Beach, NC can be expensive. Take a look at rates from the top car insurance companies in Sunset Beach for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,480 | $12,480 |
| Geico | $4,199 | $4,162 |
| Liberty Mutual | $2,715 | $2,715 |
| Nationwide | $3,546 | $3,546 |
| Progressive | $3,498 | $3,498 |
| State Farm | $3,213 | $3,213 |
| Travelers | $3,793 | $3,793 |
Cheapest Sunset Beach, NC Car Insurance for Seniors
Take a look at Sunset Beach, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,367 | $4,367 |
| Geico | $2,180 | $2,139 |
| Liberty Mutual | $1,593 | $1,593 |
| Nationwide | $2,096 | $2,096 |
| Progressive | $1,370 | $1,370 |
| State Farm | $1,885 | $1,885 |
| Travelers | $2,219 | $2,219 |
Cheapest Sunset Beach, NC Car Insurance Rates After a DUI
A DUI in Sunset Beach, NC increases car insurance rates. Compare Sunset Beach, North Carolina DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $12,244 |
| Geico | $4,898 |
| Liberty Mutual | $3,455 |
| Nationwide | $4,644 |
| Progressive | $4,352 |
| State Farm | $4,785 |
| Travelers | $4,883 |
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Cheapest Sunset Beach, NC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Sunset Beach, NC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,893 | $6,893 |
| Geico | $2,613 | $2,613 |
| Liberty Mutual | $1,847 | $1,847 |
| Nationwide | $2,458 | $2,458 |
| Progressive | $2,009 | $2,009 |
| State Farm | $2,480 | $2,503 |
| Travelers | $2,637 | $2,637 |
The Best Cheap Car Insurance Companies in Sunset Beach, NC
Take a look at a side-by-side comparison of the top car insurance companies in Sunset Beach, NC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,893 |
| Geico | $2,613 |
| Liberty Mutual | $1,847 |
| Nationwide | $2,458 |
| Progressive | $2,009 |
| State Farm | $2,492 |
| Travelers | $2,637 |
Category Winners: Cheapest Car Insurance in Sunset Beach, North Carolina
Find the cheapest car insurance companies in Sunset Beach, NC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
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Cheapest Sunset Beach, NC Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Sunset Beach car insurance rates. Find the cheapest Sunset Beach, NC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,637 | $6,867 | $7,174 |
| Geico | $2,472 | $2,604 | $2,763 |
| Liberty Mutual | $1,743 | $1,834 | $1,963 |
| Nationwide | $2,339 | $2,445 | $2,591 |
| Progressive | $1,889 | $1,995 | $2,141 |
| State Farm | $2,355 | $2,476 | $2,644 |
| Travelers | $2,506 | $2,621 | $2,783 |
What affects car insurance rates in Sunset Beach, North Carolina?
What factors can have an impact on Sunset Beach, NC car insurance? There are several reasons why Sunset Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sunset Beach, North Carolina.
Commute Time in Sunset Beach
The more time you spend in your car the higher the risk of an accident. The average commute length in Sunset Beach, NC is 29.5 minutes according to City-Data.
Compare Car Insurance Quotes in Sunset Beach, NC
Ready to find affordable Sunset Beach, North Carolina car insurance today? Enter your ZIP code for fast, free Sunset Beach, NC car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What are the minimum car insurance requirements in Sunset Beach, NC?
Sunset Beach, NC requires drivers to carry at least 30/60/25 liability coverage.
How does my driving record affect car insurance rates in Sunset Beach, NC?
Your driving record has a significant impact on your car insurance rates. A clean driving record can help you qualify for lower rates, while violations or accidents may increase your premiums.
Does my credit score affect car insurance costs in Sunset Beach, NC?
Yes, your credit score can affect your car insurance costs. Insurers may consider credit history when determining rates, with better credit often resulting in lower premiums.
Are there special considerations for teen drivers in Sunset Beach, NC?
Teen drivers generally face higher car insurance rates due to their lack of driving experience. It’s important to compare quotes from multiple insurance companies to find the most affordable option.
How can I find the cheapest car insurance rates in Sunset Beach, NC?
To find cheap car insurance rates in Sunset Beach, NC, it’s recommended to compare quotes from different insurance companies. Using online comparison tools can help you easily compare rates and choose the most affordable option.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.