Compare Toney, AL Car Insurance Rates [2024]
Car insurance in Toney, AL averages $295 a month. Toney, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Toney car insurance rates, compare quotes from the top car insurance companies in Toney, AL.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Toney for teen drivers is USAA
- Average car insurance rates in Toney, AL are $3,542/year
- Average car insurance rates in Toney, AL after a DUI are $4,035/year
If you need to buy Toney, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Toney, AL is right here.
You’ll find Toney car insurance rates, the cheapest Toney, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Toney, Alabama car insurance rates to Hoover car insurance rates, Tuscaloosa car insurance rates, and Birmingham car insurance rates.
Ready to find affordable Toney, AL car insurance today? Enter your ZIP code for fast, free Toney car insurance quotes.
Cheapest Toney, AL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Toney, AL car insurance rates? Every Toney, Alabama car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,113 | $2,009 | $1,915 | $1,951 | $7,506 | $8,076 | $2,357 | $2,408 |
| Farmers | $2,340 | $2,318 | $2,088 | $2,225 | $9,254 | $9,512 | $2,660 | $2,754 |
| Geico | $1,937 | $1,926 | $1,862 | $1,928 | $5,088 | $4,973 | $2,039 | $1,880 |
| Liberty Mutual | $2,811 | $3,032 | $2,311 | $2,581 | $10,473 | $11,632 | $2,980 | $3,161 |
| Nationwide | $1,720 | $1,740 | $1,570 | $1,622 | $4,565 | $5,863 | $1,910 | $2,131 |
| Progressive | $2,459 | $2,296 | $2,021 | $2,163 | $10,260 | $11,427 | $2,873 | $3,046 |
| State Farm | $2,719 | $2,719 | $2,467 | $2,467 | $8,352 | $10,440 | $3,075 | $3,559 |
| Travelers | $1,158 | $1,173 | $1,098 | $1,094 | $6,272 | $9,879 | $1,101 | $1,233 |
| USAA | $1,276 | $1,291 | $1,191 | $1,161 | $3,835 | $4,245 | $1,660 | $1,786 |
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Minimum Car Insurance in Toney, AL
Every driver must carry the minimum car insurance required by the state in Toney, AL. Take a look at the Alabama car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Toney, AL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Toney, AL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Toney from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,367 | $3,443 | $2,816 |
| Farmers | $4,639 | $4,002 | $3,791 |
| Geico | $3,439 | $2,454 | $2,220 |
| Liberty Mutual | $6,961 | $4,290 | $3,367 |
| Nationwide | $3,185 | $2,486 | $2,250 |
| Progressive | $5,143 | $4,424 | $4,137 |
| State Farm | $7,256 | $3,673 | $2,495 |
| Travelers | $3,132 | $2,722 | $2,774 |
| USAA | $2,763 | $1,799 | $1,606 |
Cheapest Toney, AL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Toney, AL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,999 | $3,544 | $4,224 | $3,400 |
| Farmers | $3,481 | $4,517 | $4,406 | $4,170 |
| Geico | $1,821 | $2,933 | $3,640 | $2,423 |
| Liberty Mutual | $3,819 | $5,330 | $5,194 | $5,148 |
| Nationwide | $2,313 | $2,313 | $3,356 | $2,579 |
| Progressive | $4,118 | $5,195 | $4,443 | $4,516 |
| State Farm | $4,030 | $5,018 | $4,425 | $4,425 |
| Travelers | $2,399 | $2,515 | $3,681 | $2,909 |
| USAA | $1,581 | $1,988 | $2,944 | $1,710 |
Cheapest Toney, AL Car Insurance for Teen Drivers
Teen car insurance in Toney, AL can be expensive. Take a look at rates from the top car insurance companies in Toney for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,506 | $8,076 |
| Farmers | $9,254 | $9,512 |
| Geico | $5,088 | $4,973 |
| Liberty Mutual | $10,473 | $11,632 |
| Nationwide | $4,565 | $5,863 |
| Progressive | $10,260 | $11,427 |
| State Farm | $8,352 | $10,440 |
| Travelers | $6,272 | $9,879 |
| USAA | $3,835 | $4,245 |
Cheapest Toney, AL Car Insurance for Seniors
Take a look at Toney, AL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,915 | $1,951 |
| Farmers | $2,088 | $2,225 |
| Geico | $1,862 | $1,928 |
| Liberty Mutual | $2,311 | $2,581 |
| Nationwide | $1,570 | $1,622 |
| Progressive | $2,021 | $2,163 |
| State Farm | $2,467 | $2,467 |
| Travelers | $1,098 | $1,094 |
| USAA | $1,191 | $1,161 |
Cheapest Toney, AL Car Insurance Rates After a DUI
A DUI in Toney, AL increases car insurance rates. Compare Toney, Alabama car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,224 |
| Farmers | $4,406 |
| Geico | $3,640 |
| Liberty Mutual | $5,194 |
| Nationwide | $3,356 |
| Progressive | $4,443 |
| State Farm | $4,425 |
| Travelers | $3,681 |
| USAA | $2,944 |
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Cheapest Toney, AL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Toney, AL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,542 | $3,542 |
| Farmers | $4,144 | $4,144 |
| Geico | $2,657 | $2,751 |
| Liberty Mutual | $4,873 | $4,873 |
| Nationwide | $2,640 | $2,640 |
| Progressive | $4,568 | $4,568 |
| State Farm | $4,367 | $4,582 |
| Travelers | $2,876 | $2,876 |
| USAA | $1,962 | $2,150 |
The Best Cheap Car Insurance Companies in Toney, AL
Take a look at a side-by-side comparison of the top car insurance companies in Toney, AL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,542 |
| Farmers | $4,144 |
| Geico | $2,704 |
| Liberty Mutual | $4,873 |
| Nationwide | $2,640 |
| Progressive | $4,568 |
| State Farm | $4,475 |
| Travelers | $2,876 |
| USAA | $2,056 |
Category Winners: Cheapest Car Insurance in Toney, Alabama
Find the cheapest car insurance companies in Toney, AL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Travelers |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Toney, AL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Toney car insurance rates. Find the cheapest Toney, AL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,421 | $3,536 | $3,669 |
| Farmers | $3,901 | $4,088 | $4,443 |
| Geico | $2,473 | $2,691 | $2,949 |
| Liberty Mutual | $4,642 | $4,849 | $5,127 |
| Nationwide | $2,626 | $2,617 | $2,677 |
| Progressive | $4,086 | $4,543 | $5,075 |
| State Farm | $4,232 | $4,469 | $4,723 |
| Travelers | $2,712 | $2,933 | $2,984 |
| USAA | $1,984 | $2,045 | $2,138 |
Compare Car Insurance Quotes in Toney, AL
Ready to find affordable Toney, Alabama car insurance today? Enter your ZIP code for fast, free Toney, AL car insurance quotes.
Frequently Asked Questions
How much is car insurance in Toney, AL?
The average monthly car insurance rate in Toney, AL is $295.
What are the car insurance requirements in Toney, AL?
Toney, AL requires 25/50/25 coverage, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.
Do I need full coverage if my car is financed?
If your car is financed, full coverage insurance is usually required. It includes liability, comprehensive, and collision coverage.
How do factors like age, gender, and marital status affect car insurance rates?
Age, gender, and marital status can impact car insurance rates differently depending on the insurance company. Comparing quotes from different companies helps find the best rates.
How does credit score affect car insurance costs?
Your credit score can affect car insurance costs. Good credit may qualify for discounts. Comparing rates from different companies helps find the best options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.