Compare Vallejo, CA Car Insurance Rates [2024]
Car insurance in Vallejo, CA averages $323 a month. Vallejo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Vallejo car insurance rates, compare quotes from the top car insurance companies in Vallejo, CA.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Vallejo is 94591
- Average car insurance rates in Vallejo, CA after a DUI are $5,456/year
- The cheapest car insurance company in Vallejo for teen drivers is USAA
If you need to buy Vallejo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Vallejo, CA is right here.
You’ll find Vallejo car insurance rates, the cheapest Vallejo, CA car insurance companies, and information on California car insurance laws. You can also compare Vallejo, California car insurance rates to San Jose car insurance rates, San Francisco car insurance rates, and Bakersfield car insurance rates.
Ready to find affordable Vallejo, CA car insurance today? Enter your ZIP code for fast, free Vallejo car insurance quotes.
Cheapest Vallejo, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Vallejo, CA car insurance rates? Every Vallejo, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,834 | $2,836 | $2,070 | $2,087 | $7,884 | $9,921 | $3,622 | $3,976 |
| Farmers | $2,837 | $2,837 | $2,555 | $2,555 | $9,094 | $14,973 | $3,366 | $3,753 |
| Geico | $1,841 | $1,842 | $1,732 | $1,732 | $5,613 | $5,719 | $2,646 | $2,709 |
| Liberty Mutual | $2,344 | $2,225 | $2,176 | $2,110 | $5,167 | $5,472 | $2,652 | $2,667 |
| Nationwide | $3,571 | $3,409 | $3,106 | $2,928 | $9,119 | $10,051 | $4,275 | $4,234 |
| Progressive | $1,995 | $2,055 | $1,674 | $1,999 | $5,296 | $6,408 | $2,866 | $3,085 |
| State Farm | $3,693 | $3,693 | $3,298 | $3,298 | $6,789 | $8,419 | $4,088 | $4,215 |
| Travelers | $2,578 | $2,499 | $2,276 | $2,250 | $5,306 | $6,132 | $3,371 | $3,299 |
| USAA | $1,988 | $1,885 | $1,938 | $1,948 | $4,526 | $4,564 | $2,761 | $2,611 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Minimum Car Insurance in Vallejo, CA
Every driver must carry the minimum car insurance in Vallejo, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Vallejo, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vallejo, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,656 | $4,462 | $7,011 | $3,485 |
| Farmers | $3,873 | $5,279 | $6,586 | $5,247 |
| Geico | $2,084 | $3,214 | $4,034 | $2,585 |
| Liberty Mutual | $2,692 | $3,608 | $3,253 | $2,852 |
| Nationwide | $3,548 | $4,546 | $7,707 | $4,546 |
| Progressive | $2,080 | $3,526 | $4,085 | $2,998 |
| State Farm | $3,343 | $3,988 | $7,534 | $3,881 |
| Travelers | $2,312 | $3,755 | $4,392 | $3,397 |
| USAA | $1,845 | $2,747 | $4,498 | $2,021 |
Cheapest Vallejo, CA Car Insurance for Teen Drivers
Teen car insurance in Vallejo, CA can be expensive. Take a look at rates from the top car insurance companies in Vallejo for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,884 | $9,921 |
| Farmers | $9,094 | $14,973 |
| Geico | $5,613 | $5,719 |
| Liberty Mutual | $5,167 | $5,472 |
| Nationwide | $9,119 | $10,051 |
| Progressive | $5,296 | $6,408 |
| State Farm | $6,789 | $8,419 |
| Travelers | $5,306 | $6,132 |
| USAA | $4,526 | $4,564 |
Cheapest Vallejo, CA Car Insurance for Seniors
Take a look at Vallejo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,070 | $2,087 |
| Farmers | $2,555 | $2,555 |
| Geico | $1,732 | $1,732 |
| Liberty Mutual | $2,176 | $2,110 |
| Nationwide | $3,106 | $2,928 |
| Progressive | $1,674 | $1,999 |
| State Farm | $3,298 | $3,298 |
| Travelers | $2,276 | $2,250 |
| USAA | $1,938 | $1,948 |
Cheapest Vallejo, CA Car Insurance Rates After a DUI
A DUI in Vallejo, CA increases car insurance rates. Compare Vallejo, California DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,011 |
| Farmers | $6,586 |
| Geico | $4,034 |
| Liberty Mutual | $3,253 |
| Nationwide | $7,707 |
| Progressive | $4,085 |
| State Farm | $7,534 |
| Travelers | $4,392 |
| USAA | $4,498 |
Cheapest Vallejo, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Vallejo, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,970 | $4,837 |
| Farmers | $4,761 | $5,732 |
| Geico | $2,706 | $3,252 |
| Liberty Mutual | $2,847 | $3,356 |
| Nationwide | $4,487 | $5,686 |
| Progressive | $2,876 | $3,469 |
| State Farm | $4,517 | $4,856 |
| Travelers | $3,111 | $3,816 |
| USAA | $2,561 | $2,995 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Vallejo, CA Car Insurance Rates by ZIP Code
Vallejo car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Vallejo, CA.
| ZIP Code | Average Annual Rates |
|---|---|
| 94589 | $5,271 |
| 94590 | $5,426 |
| 94591 | $5,197 |
| 94592 | $5,335 |
The Best Cheap Car Insurance Companies in Vallejo, CA
Take a look at a side-by-side comparison of the top car insurance companies in Vallejo, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,404 |
| Farmers | $5,246 |
| Geico | $2,979 |
| Liberty Mutual | $3,102 |
| Nationwide | $5,087 |
| Progressive | $3,172 |
| State Farm | $4,687 |
| Travelers | $3,464 |
| USAA | $2,778 |
Category Winners: Cheapest Car Insurance in Vallejo, California
Find the cheapest car insurance companies in Vallejo, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Vallejo, CA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Vallejo car insurance rates. Find the cheapest Vallejo, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,168 | $4,442 | $4,601 |
| Farmers | $4,914 | $5,283 | $5,541 |
| Geico | $2,746 | $3,009 | $3,182 |
| Liberty Mutual | $2,908 | $3,127 | $3,270 |
| Nationwide | $4,618 | $5,172 | $5,469 |
| Progressive | $2,885 | $3,262 | $3,370 |
| State Farm | $4,241 | $4,765 | $5,054 |
| Travelers | $3,071 | $3,550 | $3,771 |
| USAA | $2,538 | $2,828 | $2,967 |
What affects car insurance rates in Vallejo, California?
What factors can have an impact on Vallejo, CA car insurance? There are several reasons why Vallejo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vallejo, California.
Car Theft in Vallejo
High levels of vehicle theft can make car insurance more expensive. Vallejo, CA car theft statistics from the FBI indicate 1,077 vehicle thefts a year.
Commute Time in Vallejo
The more time you spend in your car the higher the risk of an accident. The average commute length in Vallejo, CA is 36.5 minutes according to City-Data.
Traffic in Vallejo
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Vallejo, CA traffic data from INRIX ranks Vallejo as the 400th-most congested in the world.
Compare Car Insurance Quotes in Vallejo, CA
Ready to find affordable Vallejo, California car insurance today? Enter your ZIP code for fast, free Vallejo, CA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
How much does car insurance in Vallejo, CA cost on average?
The average cost of car insurance in Vallejo, CA is around $323 per month. However, it’s important to note that insurance rates can vary based on several factors such as your age, gender, driving record, and coverage needs.
What are the car insurance requirements in Vallejo, CA?
The car insurance requirements in Vallejo, CA are the same as the minimum requirements set by the state of California. The minimum liability coverage limits are 15/30/5, which means you need at least $15,000 bodily injury liability coverage per person, $30,000 bodily injury liability coverage per accident, and $5,000 property damage liability coverage per accident.
Do I need full coverage insurance if my car is financed in Vallejo, CA?
If your car is financed in Vallejo, CA, your lender will typically require you to have full coverage insurance. Full coverage insurance usually includes comprehensive and collision coverage in addition to liability coverage. It helps protect your vehicle against damage or loss in various situations.
How can I find cheap car insurance rates in Vallejo, CA?
To find cheap car insurance rates in Vallejo, CA, it’s recommended to compare quotes from multiple insurance companies. You can use online comparison tools or reach out to insurance agents to gather quotes. Comparing rates allows you to find the most affordable coverage that meets your needs.
How does age, gender, and marital status affect car insurance rates in Vallejo, CA?
Age, gender, and marital status are factors that insurance companies consider when determining car insurance rates in Vallejo, CA. Younger drivers, male drivers, and unmarried drivers typically have higher rates because they are statistically more likely to be involved in accidents. Insurance rates often decrease as you get older, become female, or get married.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.