Compare Waldo, FL Car Insurance Rates [2024]
Car insurance in Waldo, FL averages $290 a month. Waldo, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Waldo car insurance rates, compare quotes from the top car insurance companies in Waldo, FL.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Waldo for teen drivers is USAA
- Average car insurance rates in Waldo, FL are $3,481/year
- Average car insurance rates in Waldo, FL after a DUI are $4,158/year
If you need to buy Waldo, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Waldo, FL is right here.
You’ll find Waldo car insurance rates, the cheapest Waldo, FL car insurance companies, and information on Florida car insurance laws. You can also compare Waldo, Florida car insurance rates to St. Petersburg car insurance rates, Tampa car insurance rates, and Jacksonville car insurance rates.
Ready to find affordable Waldo, FL car insurance today? Enter your ZIP code for fast, free Waldo car insurance quotes.
Cheapest Waldo, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Waldo, FL car insurance rates? Every Waldo, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,537 | $3,386 | $3,073 | $3,123 | $11,921 | $12,870 | $3,568 | $3,631 |
| Geico | $2,317 | $2,325 | $2,173 | $2,173 | $4,174 | $5,253 | $2,553 | $2,589 |
| Liberty Mutual | $2,753 | $2,753 | $2,536 | $2,536 | $5,633 | $8,588 | $2,753 | $3,673 |
| Nationwide | $2,242 | $2,222 | $2,009 | $2,079 | $5,323 | $6,575 | $2,466 | $2,576 |
| Progressive | $2,607 | $2,481 | $2,275 | $2,421 | $7,202 | $7,902 | $3,128 | $3,041 |
| State Farm | $1,685 | $1,685 | $1,533 | $1,533 | $4,897 | $6,274 | $1,863 | $2,012 |
| USAA | $1,237 | $1,217 | $1,152 | $1,144 | $4,186 | $4,885 | $1,543 | $1,667 |
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Minimum Car Insurance in Waldo, FL
Every driver must carry the minimum car insurance in Waldo, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Waldo, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Waldo, FL. Compare credit history car insurance rates in Waldo from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,863 | $4,990 | $4,064 |
| Geico | $4,301 | $2,593 | $1,941 |
| Liberty Mutual | $4,981 | $3,699 | $3,030 |
| Nationwide | $3,965 | $2,933 | $2,662 |
| Progressive | $5,071 | $3,580 | $2,996 |
| State Farm | $3,654 | $2,413 | $1,988 |
| USAA | $3,453 | $1,696 | $1,238 |
Cheapest Waldo, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waldo, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,881 | $5,816 | $6,453 | $5,405 |
| Geico | $2,046 | $2,620 | $3,908 | $3,205 |
| Liberty Mutual | $2,878 | $3,670 | $5,218 | $3,847 |
| Nationwide | $2,738 | $2,989 | $3,989 | $3,029 |
| Progressive | $3,094 | $4,514 | $3,814 | $4,107 |
| State Farm | $2,459 | $2,911 | $2,685 | $2,685 |
| USAA | $1,669 | $2,057 | $3,041 | $1,749 |
Cheapest Waldo, FL Car Insurance for Teen Drivers
Teen car insurance in Waldo, FL can be expensive. Take a look at rates from the top car insurance companies in Waldo for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,921 | $12,870 |
| Geico | $4,174 | $5,253 |
| Liberty Mutual | $5,633 | $8,588 |
| Nationwide | $5,323 | $6,575 |
| Progressive | $7,202 | $7,902 |
| State Farm | $4,897 | $6,274 |
| USAA | $4,186 | $4,885 |
Cheapest Waldo, FL Car Insurance for Seniors
Take a look at Waldo, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,073 | $3,123 |
| Geico | $2,173 | $2,173 |
| Liberty Mutual | $2,536 | $2,536 |
| Nationwide | $2,009 | $2,079 |
| Progressive | $2,275 | $2,421 |
| State Farm | $1,533 | $1,533 |
| USAA | $1,152 | $1,144 |
Cheapest Waldo, FL Car Insurance Rates After a DUI
A DUI in Waldo, FL increases car insurance rates. Compare Waldo, Florida DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,453 |
| Geico | $3,908 |
| Liberty Mutual | $5,218 |
| Nationwide | $3,989 |
| Progressive | $3,814 |
| State Farm | $2,685 |
| USAA | $3,041 |
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Cheapest Waldo, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Waldo, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,478 | $5,800 |
| Geico | $2,930 | $2,959 |
| Liberty Mutual | $3,782 | $4,024 |
| Nationwide | $3,186 | $3,186 |
| Progressive | $3,882 | $3,882 |
| State Farm | $2,598 | $2,773 |
| USAA | $2,105 | $2,153 |
The Best Cheap Car Insurance Companies in Waldo, FL
Take a look at a side-by-side comparison of the top car insurance companies in Waldo, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,639 |
| Geico | $2,945 |
| Liberty Mutual | $3,903 |
| Nationwide | $3,186 |
| Progressive | $3,882 |
| State Farm | $2,685 |
| USAA | $2,129 |
Category Winners: Cheapest Car Insurance in Waldo, Florida
Find the cheapest car insurance companies in Waldo, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Waldo, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Waldo car insurance rates. Find the cheapest Waldo, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,526 | $5,890 | $6,500 |
| Geico | $2,456 | $3,041 | $3,337 |
| Liberty Mutual | $3,571 | $3,959 | $4,179 |
| Nationwide | $2,538 | $3,309 | $3,712 |
| Progressive | $3,313 | $3,965 | $4,368 |
| State Farm | $2,290 | $2,748 | $3,018 |
| USAA | $1,865 | $2,198 | $2,325 |
What affects car insurance rates in Waldo, Florida?
What factors can have an impact on Waldo, FL car insurance? There are several reasons why Waldo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waldo, Florida.
Commute Time in Waldo
The more time you spend in your car the higher the risk of an accident. The average commute length in Waldo, FL is 34.4 minutes according to City-Data.
Compare Car Insurance Quotes in Waldo, FL
Ready to find affordable Waldo, Florida car insurance today? Enter your ZIP code for fast, free Waldo, FL car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I lower my car insurance rates in Waldo, FL?
Maintain a clean driving record, bundle policies, increase deductibles, ask about discounts, and compare quotes.
Can I add someone to my car insurance policy in Waldo, FL if they don’t live with me?
Check with your insurance provider regarding adding non-household members who frequently drive your car.
What is uninsured/underinsured motorist coverage, and is it required in Waldo, FL?
It protects you in accidents with uninsured or underinsured drivers. Not mandatory but highly recommended.
Can I get car insurance with a suspended license in Waldo, FL?
It’s challenging to obtain car insurance with a suspended license. Seek specialized insurance providers for options.
Will my car insurance rates increase if I file a claim in Waldo, FL?
Filing a claim can potentially increase your rates. It varies based on the claim and your driving history.
Does my car insurance cover rental cars in Waldo, FL?
Not all car insurance policies automatically cover rental cars. It’s best to check with your insurance provider to see if rental car coverage is included or if you need to purchase additional coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.