Compare Waverly, OH Car Insurance Rates [2024]
Car insurance in Waverly, OH averages $244 a month. Waverly, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waverly car insurance rates, compare quotes from the top car insurance companies in Waverly, OH.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Waverly, OH are $2,923/year
- The cheapest car insurance company in Waverly for teen drivers is USAA
- Average car insurance rates in Waverly, OH after a DUI are $3,391/year
If you need to buy Waverly, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Waverly, OH is right here.
You’ll find Waverly car insurance rates, the cheapest Waverly, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Waverly, Ohio car insurance rates to Cincinnati car insurance rates, Akron car insurance rates, and Dayton car insurance rates.
Ready to find affordable Waverly, OH car insurance today? Enter your ZIP code for fast, free Waverly car insurance quotes.
Cheapest Waverly, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Waverly, OH car insurance rates? Every Waverly, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,121 | $2,125 | $1,902 | $2,037 | $5,709 | $6,520 | $2,246 | $2,412 |
| American Family | $957 | $996 | $863 | $870 | $2,777 | $3,029 | $1,177 | $1,243 |
| Farmers | $1,846 | $1,842 | $1,627 | $1,711 | $7,919 | $8,218 | $2,075 | $2,183 |
| Geico | $1,414 | $1,364 | $1,300 | $1,293 | $3,709 | $3,457 | $1,577 | $1,350 |
| Liberty Mutual | $2,553 | $2,791 | $1,963 | $2,381 | $12,978 | $14,693 | $2,739 | $3,011 |
| Nationwide | $2,235 | $2,254 | $2,008 | $2,033 | $5,497 | $7,148 | $2,405 | $2,818 |
| Progressive | $1,788 | $1,695 | $1,486 | $1,536 | $7,722 | $8,708 | $2,140 | $2,213 |
| State Farm | $1,530 | $1,530 | $1,353 | $1,353 | $4,514 | $5,693 | $1,769 | $2,020 |
| Travelers | $1,500 | $1,525 | $1,482 | $1,476 | $6,362 | $10,023 | $1,561 | $1,798 |
| USAA | $888 | $896 | $841 | $843 | $2,712 | $3,025 | $1,188 | $1,288 |
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Minimum Car Insurance in Waverly, OH
Every driver must carry the minimum car insurance in Waverly, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Waverly, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Waverly, OH. Compare credit history car insurance rates in Waverly from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,035 | $2,922 | $2,445 |
| American Family | $1,973 | $1,350 | $1,144 |
| Farmers | $3,893 | $3,273 | $3,117 |
| Geico | $2,319 | $1,933 | $1,547 |
| Liberty Mutual | $7,760 | $4,716 | $3,690 |
| Nationwide | $3,983 | $3,208 | $2,708 |
| Progressive | $3,845 | $3,306 | $3,081 |
| State Farm | $3,520 | $2,176 | $1,715 |
| Travelers | $3,600 | $3,129 | $2,920 |
| USAA | $1,900 | $1,340 | $1,140 |
Cheapest Waverly, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waverly, OH to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,651 | $3,194 | $3,708 | $2,982 |
| American Family | $1,427 | $1,510 | $1,510 | $1,510 |
| Farmers | $2,827 | $3,634 | $3,544 | $3,707 |
| Geico | $1,328 | $1,894 | $2,692 | $1,819 |
| Liberty Mutual | $4,538 | $5,790 | $5,944 | $5,283 |
| Nationwide | $2,629 | $3,365 | $4,290 | $2,915 |
| Progressive | $2,944 | $3,987 | $3,135 | $3,578 |
| State Farm | $2,266 | $2,674 | $2,470 | $2,470 |
| Travelers | $2,373 | $3,086 | $4,649 | $2,756 |
| USAA | $1,125 | $1,504 | $1,966 | $1,246 |
Cheapest Waverly, OH Car Insurance for Teen Drivers
Teen car insurance in Waverly, OH can be expensive. Take a look at rates from the top car insurance companies in Waverly for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,709 | $6,520 |
| American Family | $2,777 | $3,029 |
| Farmers | $7,919 | $8,218 |
| Geico | $3,709 | $3,457 |
| Liberty Mutual | $12,978 | $14,693 |
| Nationwide | $5,497 | $7,148 |
| Progressive | $7,722 | $8,708 |
| State Farm | $4,514 | $5,693 |
| Travelers | $6,362 | $10,023 |
| USAA | $2,712 | $3,025 |
Cheapest Waverly, OH Car Insurance for Seniors
Take a look at Waverly, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,902 | $2,037 |
| American Family | $863 | $870 |
| Farmers | $1,627 | $1,711 |
| Geico | $1,300 | $1,293 |
| Liberty Mutual | $1,963 | $2,381 |
| Nationwide | $2,008 | $2,033 |
| Progressive | $1,486 | $1,536 |
| State Farm | $1,353 | $1,353 |
| Travelers | $1,482 | $1,476 |
| USAA | $841 | $843 |
Cheapest Waverly, OH Car Insurance Rates After a DUI
A DUI in Waverly, OH increases car insurance rates. Compare Waverly, Ohio DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,708 |
| American Family | $1,510 |
| Farmers | $3,544 |
| Geico | $2,692 |
| Liberty Mutual | $5,944 |
| Nationwide | $4,290 |
| Progressive | $3,135 |
| State Farm | $2,470 |
| Travelers | $4,649 |
| USAA | $1,966 |
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Cheapest Waverly, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Waverly, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,134 | $3,134 |
| American Family | $1,471 | $1,507 |
| Farmers | $3,428 | $3,428 |
| Geico | $1,897 | $1,970 |
| Liberty Mutual | $5,389 | $5,389 |
| Nationwide | $3,300 | $3,300 |
| Progressive | $3,411 | $3,411 |
| State Farm | $2,410 | $2,530 |
| Travelers | $3,216 | $3,216 |
| USAA | $1,405 | $1,516 |
The Best Cheap Car Insurance Companies in Waverly, OH
Take a look at a side-by-side comparison of the top car insurance companies in Waverly, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,134 |
| American Family | $1,489 |
| Farmers | $3,428 |
| Geico | $1,933 |
| Liberty Mutual | $5,389 |
| Nationwide | $3,300 |
| Progressive | $3,411 |
| State Farm | $2,470 |
| Travelers | $3,216 |
| USAA | $1,460 |
Category Winners: Cheapest Car Insurance in Waverly, Ohio
Find the cheapest car insurance companies in Waverly, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Waverly, OH Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Waverly car insurance rates. Find the cheapest Waverly, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,031 | $3,128 | $3,243 |
| American Family | $1,471 | $1,500 | $1,497 |
| Farmers | $3,270 | $3,381 | $3,632 |
| Geico | $1,882 | $1,926 | $1,991 |
| Liberty Mutual | $5,212 | $5,408 | $5,547 |
| Nationwide | $3,656 | $3,198 | $3,045 |
| Progressive | $3,280 | $3,382 | $3,571 |
| State Farm | $2,365 | $2,476 | $2,569 |
| Travelers | $3,140 | $3,257 | $3,251 |
| USAA | $1,404 | $1,459 | $1,518 |
What affects car insurance rates in Waverly, Ohio?
What factors can have an impact on Waverly, OH car insurance? There are several reasons why Waverly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waverly, Ohio.
Car Theft in Waverly
High levels of vehicle theft can make car insurance more expensive. Waverly, OH car theft statistics from the FBI indicate 4 vehicle thefts a year.
Commute Time in Waverly
The more time you spend in your car the higher the risk of an accident. The average commute length in Waverly, OH is 23.6 minutes according to City-Data.
Compare Car Insurance Quotes in Waverly, OH
Ready to find affordable Waverly, Ohio car insurance today? Enter your ZIP code for fast, free Waverly, OH car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What are the car insurance requirements in Waverly, OH?
In Waverly, Ohio, the car insurance requirements are 25/50/25. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Waverly, OH?
To find cheap car insurance rates in Waverly, Ohio, you can compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Waverly, OH?
Every car insurance company in Waverly, Ohio weighs age, gender, and marital status differently when determining rates. It’s recommended to check out comparison rates to see the impact on premiums.
Does credit score affect car insurance costs in Waverly, OH?
Yes, your credit score can affect car insurance costs in Waverly, Ohio. You can compare credit history car insurance rates from top companies for good, fair, and poor credit.
How does a driving record impact car insurance rates in Waverly, OH?
Your driving record is one of the significant factors affecting car insurance costs in Waverly, Ohio. You can compare rates for a clean record and bad driving record with top companies to see the difference in premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.