Compare Waverly, OH Car Insurance Rates (2022)

Car insurance in Waverly, OH averages $244 a month. Waverly, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waverly car insurance rates, compare quotes from the top car insurance companies in Waverly, OH.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Waverly, OH are $2,923/year
  • The cheapest car insurance company in Waverly for teen drivers is USAA
  • Average car insurance rates in Waverly, OH after a DUI are $3,391/year

If you need to buy Waverly, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Waverly, OH is right here.

You’ll find Waverly car insurance rates, the cheapest Waverly, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Waverly, Ohio car insurance rates to Cincinnati car insurance rates, Akron car insurance rates, and Dayton car insurance rates.

Ready to find affordable Waverly, OH car insurance today? Enter your ZIP code for fast, free Waverly car insurance quotes.

Cheapest Waverly, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waverly, OH car insurance rates? Every Waverly, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,121 $2,125 $1,902 $2,037 $5,709 $6,520 $2,246 $2,412
American Family $957 $996 $863 $870 $2,777 $3,029 $1,177 $1,243
Farmers $1,846 $1,842 $1,627 $1,711 $7,919 $8,218 $2,075 $2,183
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,553 $2,791 $1,963 $2,381 $12,978 $14,693 $2,739 $3,011
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,788 $1,695 $1,486 $1,536 $7,722 $8,708 $2,140 $2,213
State Farm $1,530 $1,530 $1,353 $1,353 $4,514 $5,693 $1,769 $2,020
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

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Minimum Car Insurance in Waverly, OH

Every driver must carry the minimum car insurance in Waverly, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Waverly, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waverly, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waverly, OH. Compare credit history car insurance rates in Waverly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waverly, Ohio

Insurance Company Poor Fair Good
Allstate $4,035 $2,922 $2,445
American Family $1,973 $1,350 $1,144
Farmers $3,893 $3,273 $3,117
GEICO $2,319 $1,933 $1,547
Liberty Mutual $7,760 $4,716 $3,690
Nationwide $3,983 $3,208 $2,708
Progressive $3,845 $3,306 $3,081
State Farm $3,520 $2,176 $1,715
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Cheapest Waverly, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waverly, OH to rates for a clean record with top companies.

Annual Waverly, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,651 $3,194 $3,708 $2,982
American Family $1,427 $1,510 $1,510 $1,510
Farmers $2,827 $3,634 $3,544 $3,707
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $4,538 $5,790 $5,944 $5,283
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $2,944 $3,987 $3,135 $3,578
State Farm $2,266 $2,674 $2,470 $2,470
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Waverly, OH Car Insurance for Teen Drivers

Teen car insurance in Waverly, OH can be expensive. Take a look at rates from the top car insurance companies in Waverly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waverly, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,709 $6,520
American Family $2,777 $3,029
Farmers $7,919 $8,218
GEICO $3,709 $3,457
Liberty Mutual $12,978 $14,693
Nationwide $5,497 $7,148
Progressive $7,722 $8,708
State Farm $4,514 $5,693
Travelers $6,362 $10,023
USAA $2,712 $3,025

Cheapest Waverly, OH Car Insurance for Seniors

Take a look at Waverly, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waverly, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $2,037
American Family $863 $870
Farmers $1,627 $1,711
GEICO $1,300 $1,293
Liberty Mutual $1,963 $2,381
Nationwide $2,008 $2,033
Progressive $1,486 $1,536
State Farm $1,353 $1,353
Travelers $1,482 $1,476
USAA $841 $843

Cheapest Waverly, OH Car Insurance Rates After a DUI

A DUI in Waverly, OH increases car insurance rates. Compare Waverly, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waverly, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,708
American Family $1,510
Farmers $3,544
GEICO $2,692
Liberty Mutual $5,944
Nationwide $4,290
Progressive $3,135
State Farm $2,470
Travelers $4,649
USAA $1,966

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Cheapest Waverly, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waverly, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waverly, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,134 $3,134
American Family $1,471 $1,507
Farmers $3,428 $3,428
GEICO $1,897 $1,970
Liberty Mutual $5,389 $5,389
Nationwide $3,300 $3,300
Progressive $3,411 $3,411
State Farm $2,410 $2,530
Travelers $3,216 $3,216
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Waverly, OH

Take a look at a side-by-side comparison of the top car insurance companies in Waverly, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waverly, Ohio

Insurance Company Average Annual Rates
Allstate $3,134
American Family $1,489
Farmers $3,428
GEICO $1,933
Liberty Mutual $5,389
Nationwide $3,300
Progressive $3,411
State Farm $2,470
Travelers $3,216
USAA $1,460

Category Winners: Cheapest Car Insurance in Waverly, Ohio

Find the cheapest car insurance companies in Waverly, OH for each category right here.

Best Annual Car Insurance Rates by Company in Waverly, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Waverly, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waverly car insurance rates. Find the cheapest Waverly, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waverly, Ohio

Insurance Company Low Medium High
Allstate $3,031 $3,128 $3,243
American Family $1,471 $1,500 $1,497
Farmers $3,270 $3,381 $3,632
GEICO $1,882 $1,926 $1,991
Liberty Mutual $5,212 $5,408 $5,547
Nationwide $3,656 $3,198 $3,045
Progressive $3,280 $3,382 $3,571
State Farm $2,365 $2,476 $2,569
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Waverly, Ohio?

What factors can have an impact on Waverly, OH car insurance? There are several reasons why Waverly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waverly, Ohio.

Car Theft in Waverly

High levels of vehicle theft can make car insurance more expensive. Waverly, OH car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Waverly

The more time you spend in your car the higher the risk of an accident. The average commute length in Waverly, OH is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Waverly, OH

Ready to find affordable Waverly, Ohio car insurance today? Enter your ZIP code for fast, free Waverly, OH car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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