Compare Wellington, KS Car Insurance Rates [2024]
Car insurance in Wellington, KS averages $275 a month. Wellington, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wellington car insurance rates, compare quotes from the top car insurance companies in Wellington, KS.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Wellington, KS are $3,301/year
- The cheapest car insurance company in Wellington is American Family
- The cheapest car insurance company in Wellington for teen drivers is American Family
If you need to buy Wellington, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Wellington, KS is right here.
You’ll find Wellington car insurance rates, the cheapest Wellington, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Wellington, Kansas car insurance rates to Shawnee car insurance rates, Overland Park car insurance rates, and Lenexa car insurance rates.
Ready to find affordable Wellington, KS car insurance today? Enter your ZIP code for fast, free Wellington car insurance quotes.
Cheapest Wellington, KS Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Wellington, KS car insurance rates? Every Wellington, Kansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,687 | $2,631 | $2,380 | $2,453 | $6,991 | $7,738 | $2,791 | $2,894 |
| American Family | $1,770 | $1,770 | $1,598 | $1,598 | $3,432 | $4,126 | $1,770 | $1,988 |
| Farmers | $2,397 | $2,373 | $2,138 | $2,238 | $6,613 | $6,836 | $2,698 | $2,829 |
| Geico | $2,420 | $2,366 | $2,443 | $2,273 | $4,439 | $5,960 | $2,802 | $2,038 |
| Liberty Mutual | $2,284 | $2,465 | $2,186 | $2,438 | $10,718 | $11,962 | $2,487 | $2,688 |
| Nationwide | $1,769 | $1,824 | $1,574 | $1,698 | $3,618 | $4,432 | $2,055 | $2,187 |
| Progressive | $2,239 | $2,131 | $1,805 | $1,884 | $8,191 | $9,231 | $2,635 | $2,816 |
| State Farm | $1,753 | $1,753 | $1,540 | $1,540 | $4,731 | $6,027 | $1,972 | $2,227 |
| Travelers | $2,049 | $2,084 | $1,996 | $2,021 | $8,261 | $12,871 | $2,097 | $2,472 |
| USAA | $1,451 | $1,474 | $1,333 | $1,341 | $5,068 | $5,304 | $1,923 | $2,002 |
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Minimum Car Insurance in Wellington, KS
Every driver must carry the minimum car insurance required by the state in Wellington, KS. Take a look at the Kansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Wellington, KS Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Wellington, KS. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Wellington from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,744 | $3,585 | $3,133 |
| American Family | $2,946 | $2,085 | $1,738 |
| Farmers | $4,143 | $3,296 | $3,107 |
| Geico | $4,806 | $2,542 | $1,930 |
| Liberty Mutual | $4,653 | $4,653 | $4,653 |
| Nationwide | $2,659 | $2,342 | $2,184 |
| Progressive | $4,438 | $3,724 | $3,437 |
| State Farm | $3,921 | $2,343 | $1,815 |
| Travelers | $4,892 | $3,980 | $3,822 |
| USAA | $3,387 | $2,234 | $1,841 |
Cheapest Wellington, KS Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Wellington, KS to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,330 | $3,873 | $4,379 | $3,700 |
| American Family | $2,219 | $2,369 | $2,219 | $2,219 |
| Farmers | $2,959 | $3,815 | $3,720 | $3,567 |
| Geico | $1,946 | $3,187 | $4,922 | $2,316 |
| Liberty Mutual | $3,495 | $5,287 | $5,188 | $4,643 |
| Nationwide | $1,799 | $2,069 | $3,652 | $2,059 |
| Progressive | $3,570 | $4,182 | $3,731 | $3,984 |
| State Farm | $2,494 | $2,892 | $2,693 | $2,693 |
| Travelers | $3,085 | $4,022 | $5,545 | $4,273 |
| USAA | $1,813 | $2,453 | $3,606 | $2,078 |
Cheapest Wellington, KS Car Insurance for Teen Drivers
Teen car insurance in Wellington, KS can be expensive. Take a look at rates from the top car insurance companies in Wellington for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,991 | $7,738 |
| American Family | $3,432 | $4,126 |
| Farmers | $6,613 | $6,836 |
| Geico | $4,439 | $5,960 |
| Liberty Mutual | $10,718 | $11,962 |
| Nationwide | $3,618 | $4,432 |
| Progressive | $8,191 | $9,231 |
| State Farm | $4,731 | $6,027 |
| Travelers | $8,261 | $12,871 |
| USAA | $5,068 | $5,304 |
Cheapest Wellington, KS Car Insurance for Seniors
Take a look at Wellington, KS rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,380 | $2,453 |
| American Family | $1,598 | $1,598 |
| Farmers | $2,138 | $2,238 |
| Geico | $2,443 | $2,273 |
| Liberty Mutual | $2,186 | $2,438 |
| Nationwide | $1,574 | $1,698 |
| Progressive | $1,805 | $1,884 |
| State Farm | $1,540 | $1,540 |
| Travelers | $1,996 | $2,021 |
| USAA | $1,333 | $1,341 |
Cheapest Wellington, KS Car Insurance Rates After a DUI
A DUI in Wellington, KS increases car insurance rates. Compare Wellington, Kansas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,379 |
| American Family | $2,219 |
| Farmers | $3,720 |
| Geico | $4,922 |
| Liberty Mutual | $5,188 |
| Nationwide | $3,652 |
| Progressive | $3,731 |
| State Farm | $2,693 |
| Travelers | $5,545 |
| USAA | $3,606 |
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Cheapest Wellington, KS Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Wellington, KS by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,820 | $3,820 |
| American Family | $2,228 | $2,285 |
| Farmers | $3,515 | $3,515 |
| Geico | $3,027 | $3,159 |
| Liberty Mutual | $4,653 | $4,653 |
| Nationwide | $2,395 | $2,395 |
| Progressive | $3,867 | $3,867 |
| State Farm | $2,625 | $2,761 |
| Travelers | $4,231 | $4,231 |
| USAA | $2,415 | $2,559 |
The Best Cheap Car Insurance Companies in Wellington, KS
Take a look at a side-by-side comparison of the top car insurance companies in Wellington, KS to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,821 |
| American Family | $2,256 |
| Farmers | $3,515 |
| Geico | $3,093 |
| Liberty Mutual | $4,653 |
| Nationwide | $2,395 |
| Progressive | $3,867 |
| State Farm | $2,693 |
| Travelers | $4,231 |
| USAA | $2,487 |
Category Winners: Cheapest Car Insurance in Wellington, Kansas
Find the cheapest car insurance companies in Wellington, KS for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | Nationwide |
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Cheapest Wellington, KS Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Wellington car insurance rates. Find the cheapest Wellington, KS car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,688 | $3,811 | $3,962 |
| American Family | $2,276 | $2,370 | $2,123 |
| Farmers | $3,361 | $3,494 | $3,691 |
| Geico | $3,003 | $3,089 | $3,186 |
| Liberty Mutual | $4,550 | $4,643 | $4,767 |
| Nationwide | $2,518 | $2,368 | $2,298 |
| Progressive | $3,651 | $3,835 | $4,114 |
| State Farm | $2,590 | $2,701 | $2,788 |
| Travelers | $4,018 | $4,237 | $4,439 |
| USAA | $2,393 | $2,480 | $2,589 |
What affects car insurance rates in Wellington, Kansas?
What are the factors that affect car insurance rates in Wellington, KS? There are several reasons why Wellington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellington, Kansas.
Commute Time in Wellington
The more time you spend in your car the higher the risk of an accident. The average commute length in Wellington, KS is 16.7 minutes according to City-Data.
Traffic in Wellington
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wellington, KS traffic data from INRIX ranks Wellington as the 84th-most congested in the world.
Compare Car Insurance Quotes in Wellington, KS
Ready to find affordable Wellington, Kansas car insurance today? Enter your ZIP code for fast, free Wellington, KS car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
Does car insurance cover theft in Wellington, KS?
Comprehensive coverage typically covers theft, but check your policy or contact your insurer to confirm the specific coverage for theft.
Can I get car insurance if I have a history of accidents or claims?
Yes, but insurance companies may charge higher premiums. Compare quotes from different providers to find suitable options.
What should I do if I’m involved in a car accident in Wellington, KS?
After ensuring safety, report the accident to authorities, seek medical attention if needed, exchange insurance information, document the scene, and notify your insurance provider.
Can I change my car insurance coverage limits in Wellington, KS?
Yes, you can generally change your coverage limits by contacting your insurance provider, but it may affect your premium.
Are there any discounts available for car insurance in Wellington, KS?
Yes, discounts like safe driver, multi-policy, good student, low mileage, and safety feature discounts may be available. Check with insurance providers for details.
Does my car insurance cover damages caused by natural disasters in Wellington, KS?
Comprehensive coverage typically covers damages caused by natural disasters like hail, windstorms, or floods, but policy terms may vary.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.