Best Wells, NV Car Insurance in 2026
Car insurance in Wells, NV averages $286 a month. Wells, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wells car insurance rates, compare quotes from the top car insurance companies in Wells, NV.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best
Updated January 2026
- Average car insurance rates in Wells, NV after a DUI are $4,120/year
- Average car insurance rates in Wells, NV are $3,430/year
- The cheapest car insurance company in Wells is Nationwide
If you need to buy Wells, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Wells, NV is right here.
You’ll find Wells car insurance rates, the cheapest Wells, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Wells, Nevada car insurance rates to Elko car insurance rates, Mesquite car insurance rates, and North Las Vegas car insurance rates.
Ready to find affordable Wells, NV car insurance today? Enter your ZIP code for fast, free Wells car insurance quotes.
Cheapest Wells, NV Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Wells, NV car insurance rates? Every Wells, Nevada car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,454 | $2,452 | $2,250 | $2,378 | $7,814 | $9,398 | $2,658 | $2,853 |
| American Family | $2,374 | $2,374 | $2,112 | $2,112 | $7,952 | $10,418 | $2,374 | $2,769 |
| Farmers | $1,863 | $1,906 | $1,689 | $1,881 | $6,102 | $6,468 | $2,485 | $2,571 |
| Geico | $2,232 | $2,153 | $2,254 | $2,265 | $5,460 | $4,998 | $2,221 | $1,904 |
| Liberty Mutual | $2,390 | $2,579 | $2,312 | $2,594 | $10,421 | $11,604 | $2,705 | $2,858 |
| Nationwide | $1,765 | $1,810 | $1,610 | $1,706 | $4,125 | $4,986 | $2,072 | $2,208 |
| Progressive | $1,413 | $1,247 | $1,244 | $1,234 | $5,867 | $6,386 | $1,654 | $1,567 |
| State Farm | $2,439 | $2,439 | $2,199 | $2,199 | $7,439 | $9,486 | $2,725 | $3,058 |
| Travelers | $1,573 | $1,597 | $1,490 | $1,487 | $7,852 | $12,585 | $1,736 | $1,959 |
| USAA | $1,744 | $1,718 | $1,660 | $1,660 | $4,363 | $4,926 | $2,185 | $2,333 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Wells, NV
Every driver must carry the minimum car insurance in Wells, NV. Take a look at the Nevada car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Wells, NV Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Wells, NV. Compare credit history car insurance rates in Wells from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,156 | $3,743 | $3,198 |
| American Family | $5,039 | $3,836 | $3,307 |
| Farmers | $3,636 | $2,948 | $2,779 |
| Geico | $3,536 | $2,936 | $2,336 |
| Liberty Mutual | $6,736 | $4,100 | $3,212 |
| Nationwide | $2,997 | $2,463 | $2,146 |
| Progressive | $2,831 | $2,530 | $2,368 |
| State Farm | $7,290 | $2,873 | $1,831 |
| Travelers | $4,150 | $3,708 | $3,496 |
| USAA | $3,706 | $2,211 | $1,804 |
Cheapest Wells, NV Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wells, NV to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,431 | $4,004 | $4,826 | $3,868 |
| American Family | $3,271 | $4,525 | $4,861 | $3,586 |
| Farmers | $2,606 | $3,323 | $3,417 | $3,137 |
| Geico | $2,044 | $3,251 | $3,940 | $2,509 |
| Liberty Mutual | $3,433 | $5,456 | $5,498 | $4,344 |
| Nationwide | $2,035 | $2,616 | $3,265 | $2,225 |
| Progressive | $2,166 | $2,922 | $2,710 | $2,508 |
| State Farm | $3,642 | $4,354 | $3,998 | $3,998 |
| Travelers | $2,730 | $4,035 | $5,101 | $3,273 |
| USAA | $1,983 | $2,488 | $3,587 | $2,238 |
Cheapest Wells, NV Car Insurance for Teen Drivers
Teen car insurance in Wells, NV can be expensive. Take a look at rates from the top car insurance companies in Wells for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,814 | $9,398 |
| American Family | $7,952 | $10,418 |
| Farmers | $6,102 | $6,468 |
| Geico | $5,460 | $4,998 |
| Liberty Mutual | $10,421 | $11,604 |
| Nationwide | $4,125 | $4,986 |
| Progressive | $5,867 | $6,386 |
| State Farm | $7,439 | $9,486 |
| Travelers | $7,852 | $12,585 |
| USAA | $4,363 | $4,926 |
Cheapest Wells, NV Car Insurance for Seniors
Take a look at Wells, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,250 | $2,378 |
| American Family | $2,112 | $2,112 |
| Farmers | $1,689 | $1,881 |
| Geico | $2,254 | $2,265 |
| Liberty Mutual | $2,312 | $2,594 |
| Nationwide | $1,610 | $1,706 |
| Progressive | $1,244 | $1,234 |
| State Farm | $2,199 | $2,199 |
| Travelers | $1,490 | $1,487 |
| USAA | $1,660 | $1,660 |
Cheapest Wells, NV Car Insurance Rates After a DUI
A DUI in Wells, NV increases car insurance rates. Compare Wells, Nevada DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,826 |
| American Family | $4,861 |
| Farmers | $3,417 |
| Geico | $3,940 |
| Liberty Mutual | $5,498 |
| Nationwide | $3,265 |
| Progressive | $2,710 |
| State Farm | $3,998 |
| Travelers | $5,101 |
| USAA | $3,587 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Wells, NV Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Wells, NV by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,032 | $4,032 |
| American Family | $4,008 | $4,114 |
| Farmers | $3,121 | $3,121 |
| Geico | $2,886 | $2,986 |
| Liberty Mutual | $4,683 | $4,683 |
| Nationwide | $2,535 | $2,535 |
| Progressive | $2,577 | $2,577 |
| State Farm | $3,882 | $4,114 |
| Travelers | $3,785 | $3,785 |
| USAA | $2,539 | $2,608 |
The Best Cheap Car Insurance Companies in Wells, NV
Take a look at a side-by-side comparison of the top car insurance companies in Wells, NV to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,032 |
| American Family | $4,061 |
| Farmers | $3,121 |
| Geico | $2,936 |
| Liberty Mutual | $4,683 |
| Nationwide | $2,535 |
| Progressive | $2,577 |
| State Farm | $3,998 |
| Travelers | $3,785 |
| USAA | $2,574 |
Category Winners: Cheapest Car Insurance in Wells, Nevada
Find the cheapest car insurance companies in Wells, NV for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Nationwide |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Wells, NV Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Wells car insurance rates. Find the cheapest Wells, NV car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,683 | $4,075 | $4,338 |
| American Family | $3,905 | $4,291 | $3,986 |
| Farmers | $2,876 | $3,092 | $3,394 |
| Geico | $2,640 | $2,872 | $3,295 |
| Liberty Mutual | $4,325 | $4,634 | $5,089 |
| Nationwide | $2,508 | $2,531 | $2,568 |
| Progressive | $2,337 | $2,509 | $2,884 |
| State Farm | $3,683 | $3,983 | $4,328 |
| Travelers | $3,461 | $3,803 | $4,090 |
| USAA | $2,311 | $2,551 | $2,859 |
What affects car insurance rates in Wells, Nevada?
What factors can have an impact on Wells, NV car insurance? There are several reasons why Wells car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wells, Nevada.
Commute Time in Wells
The more time you spend in your car the higher the risk of an accident. The average commute length in Wells, NV is 14.6 minutes according to City-Data.
Compare Car Insurance Quotes in Wells, NV
Ready to find affordable Wells, Nevada car insurance today? Enter your ZIP code for fast, free Wells, NV car insurance quotes.
Frequently Asked Questions
Are there differences in car insurance rates between Wells, NV, and other cities in Nevada?
Yes, car insurance rates can vary between cities in Nevada due to factors like population density, crime rates, and local driving patterns. Comparing rates within Wells and neighboring cities is advisable.
How can I compare car insurance quotes in Wells, NV?
To compare car insurance quotes in Wells, NV, use online comparison tools that provide free quotes from multiple insurers based on your ZIP code.
What are the best cheap car insurance companies in Wells, NV?
Based on available information, Nationwide is mentioned as a cheap car insurance option in Wells, NV. However, it’s recommended to compare quotes from multiple insurers.
How does commute length impact car insurance rates in Wells, NV?
Longer commutes tend to result in higher car insurance premiums in Wells, NV.
Do senior drivers have specific car insurance options in Wells, NV?
Yes, senior drivers in Wells, NV may have access to discounts and tailored policies from certain insurance providers.
Are there special car insurance options for teen drivers in Wells, NV?
Some insurance companies offer specific policies and discounts for teen drivers in Wells, NV to help make coverage more affordable.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption