Best Westborough, MA Car Insurance in 2025
Car insurance in Westborough, MA averages $230 a month. Westborough, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Westborough car insurance rates, compare quotes from the top car insurance companies in Westborough, MA.
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Table of Contents
Table of Contents
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Justin Wright
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated December 2025
- The cheapest car insurance company in Westborough is State Farm
- Average car insurance rates in Westborough, MA after a DUI are $3,381/year
- The cheapest car insurance company in Westborough for teen drivers is State Farm
If you need to buy Westborough, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Westborough, MA is right here.
You’ll find Westborough car insurance rates, the cheapest Westborough, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Westborough, Massachusetts car insurance rates to Boston car insurance rates, Lowell car insurance rates, and Worcester car insurance rates.
Ready to find affordable Westborough, MA car insurance today? Enter your ZIP code for fast, free Westborough car insurance quotes.
Cheapest Westborough, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Westborough, MA car insurance rates? Every Westborough, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,029 | $2,029 | $2,029 | $2,029 | $7,207 | $7,207 | $2,274 | $2,274 |
| Geico | $1,718 | $1,718 | $1,586 | $1,586 | $4,898 | $4,898 | $1,774 | $1,774 |
| Liberty Mutual | $2,503 | $2,503 | $2,181 | $2,181 | $8,226 | $8,226 | $2,618 | $2,618 |
| Progressive | $1,957 | $1,957 | $1,876 | $1,876 | $7,293 | $7,293 | $2,119 | $2,119 |
| State Farm | $843 | $843 | $843 | $843 | $2,322 | $2,322 | $843 | $843 |
| Travelers | $2,618 | $2,618 | $2,322 | $2,322 | $5,371 | $5,371 | $2,917 | $2,917 |
| USAA | $1,259 | $1,259 | $1,240 | $1,240 | $2,918 | $2,918 | $1,389 | $1,389 |
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Minimum Car Insurance in Westborough, MA
Every driver must carry the minimum car insurance required by the state in Westborough, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Westborough, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Westborough, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,626 | $3,895 | $4,393 | $2,626 |
| Geico | $1,996 | $2,742 | $3,133 | $2,105 |
| Liberty Mutual | $3,062 | $4,174 | $5,027 | $3,267 |
| Progressive | $2,789 | $3,913 | $3,110 | $3,433 |
| State Farm | $961 | $1,306 | $1,554 | $1,029 |
| Travelers | $2,584 | $3,575 | $3,787 | $3,282 |
| USAA | $1,214 | $1,574 | $2,661 | $1,357 |
Cheapest Westborough, MA Car Insurance for Teen Drivers
Teen car insurance in Westborough, MA can be expensive. Take a look at rates from the top car insurance companies in Westborough for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,207 | $7,207 |
| Geico | $4,898 | $4,898 |
| Liberty Mutual | $8,226 | $8,226 |
| Progressive | $7,293 | $7,293 |
| State Farm | $2,322 | $2,322 |
| Travelers | $5,371 | $5,371 |
| USAA | $2,918 | $2,918 |
Cheapest Westborough, MA Car Insurance for Seniors
Take a look at Westborough, MA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,029 | $2,029 |
| Geico | $1,586 | $1,586 |
| Liberty Mutual | $2,181 | $2,181 |
| Progressive | $1,876 | $1,876 |
| State Farm | $843 | $843 |
| Travelers | $2,322 | $2,322 |
| USAA | $1,240 | $1,240 |
Cheapest Westborough, MA Car Insurance Rates After a DUI
A DUI in Westborough, MA increases car insurance rates. Compare Westborough, Massachusetts car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,393 |
| Geico | $3,133 |
| Liberty Mutual | $5,027 |
| Progressive | $3,110 |
| State Farm | $1,554 |
| Travelers | $3,787 |
| USAA | $2,661 |
Cheapest Westborough, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Westborough, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,278 | $3,492 |
| Geico | $2,451 | $2,537 |
| Liberty Mutual | $3,729 | $4,036 |
| Progressive | $3,311 | $3,311 |
| State Farm | $1,184 | $1,241 |
| Travelers | $3,154 | $3,460 |
| USAA | $1,655 | $1,748 |
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The Best Cheap Car Insurance Companies in Westborough, MA
Take a look at a side-by-side comparison of the top car insurance companies in Westborough, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,385 |
| Geico | $2,494 |
| Liberty Mutual | $3,882 |
| Progressive | $3,311 |
| State Farm | $1,213 |
| Travelers | $3,307 |
| USAA | $1,701 |
Category Winners: Cheapest Car Insurance in Westborough, Massachusetts
Find the cheapest car insurance companies in Westborough, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Westborough, MA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Westborough car insurance rates. Find the cheapest Westborough, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,147 | $3,439 | $3,569 |
| Geico | $2,296 | $2,542 | $2,644 |
| Liberty Mutual | $3,635 | $3,933 | $4,079 |
| Progressive | $3,046 | $3,378 | $3,511 |
| State Farm | $1,104 | $1,235 | $1,299 |
| Travelers | $3,005 | $3,379 | $3,536 |
| USAA | $1,577 | $1,730 | $1,798 |
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What affects car insurance rates in Westborough, Massachusetts?
What are the factors that affect car insurance rates in Westborough, MA? There are several reasons why Westborough car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westborough, Massachusetts.
Commute Time in Westborough
The more time you spend in your car the higher the risk of an accident. The average commute length in Westborough, MA is 27.4 minutes according to City-Data.
Compare Car Insurance Quotes in Westborough, MA
Ready to find affordable Westborough, Massachusetts car insurance today? Enter your ZIP code for fast, free Westborough, MA car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in Westborough, MA?
The car insurance requirements in Westborough, MA are 20/40/5. However, if your car is financed, you might need full coverage insurance.
How can I find cheap car insurance rates in Westborough, MA?
To find cheap car insurance rates in Westborough, MA, you can compare quotes from the top car insurance companies in the area.
How does my driving record affect car insurance rates in Westborough, MA?
Your driving record is a significant factor in determining car insurance rates in Westborough, MA. Having a bad driving record generally leads to higher insurance costs.
Is car insurance more expensive for teenage drivers in Westborough, MA?
Yes, car insurance for teenage drivers in Westborough, MA can be expensive. It’s important to compare rates from different insurance companies to find the best option.
What factors affect car insurance rates in Westborough, MA?
Several factors can affect car insurance rates in Westborough, MA, including your age, gender, marital status, driving record, and coverage level. Additionally, factors like commute length and location may also influence rates.
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