Compare Dodge Journey Car Insurance Rates [2023]

If you are following a green living lifestyle, you probably have a hybrid or electric car that requires car insurance. Some drivers are under the impression that insurance is not required for electric cars.

If you register your car in a state that requires insurance for vehicles, electric cars must be insured as they are considered vehicles.

You can get electric car insurance quotes today with only your zip code!

Electric cars are increasingly becoming more visible on the road. Although gas is still the major source of fuel, people are open to a new and eco-friendly modes of transportation.

To service electric car owners as well as gas-fueled car owners, there are options that include the Electric Car Insurance Company.

Electric Car Insurance Company

This insurance company was founded to serve General Electric employees. They eventually went public, making several types of insurance plans available. Not only do they offer electric car insurance, but they also offer home insurance, renters insurance, and umbrella policies.

This company has A ratings from A.M. Best and Standard & Poor’s. They offer eligible discounts and accept online payments. They may be worth taking into consideration for your electric car insurance needs.

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Shopping for Electric Car Insurance

Finding electric car insurance is not so obvious. Many companies advertise auto insurance without specification.

If you are in the market for insurance for your electric car, it would be wise to do some homework before assuming the majors are able to accommodate you. Customization is recommended in this case.

Making sure the insurance company is solvent is the best way to protect yourself from surprises later. The rating in the marketplace indicates how your experience might be if you do business with them.

A company’s history discloses how they relate to the public and their ability to process and pay claims successfully.

Discounts on Electric Car Insurance

It is easy to qualify for discounts on electric car insurance. Since society is promoting energy efficiency, discounts are available for electric cars. Other discounts you may be eligible for include:

• Club and organization memberships – AAA and other driving clubs are good for a 10% discount.
• Professional affiliations – Even lawyers, doctors and other professionals are eligible for a break in premiums.
• Safe driving classes – If there are points on your driving record safety driving classes will make a difference.
• Good credit – Having good credit can help lower your car insurance rates.
• Make and model of the car – New cars are easier to insure while older cars do not require full coverage.
• Zip code – Where you live impacts your premiums because living in a high crime-rate neighborhood means there’s a greater risk of you car being stolen or damaged.

The biggest savings hinge on credit and location. Ultimately, however, if you have a hybrid or electric car, you will save automatically.

Electric Car Insurance Inclusions

Electric car insurance is similar to the average policy in that state minimums determine how much coverage is needed. Full coverage includes:

• Bodily Injury Protection
• Personal Injury Protection
• Collision
• Comprehensive
• Uninsured Motorist Protection

A full coverage plan is also going to offer 24-hour towing and a rental car provision.

Owners of older cars that are not financed can get by with liability, and just take financial responsibility for damage to their own car.

A lot of states have no-fault laws,  meaning regardless of who’s at fault the insurance companies will pay.

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Electric Car Insurance and Hybrid Fuels

Major car manufacturers are designing and revealing their electric car varieties with pride. Some of these designs are:

• Citroen Survolt
• Nissan Leaf
• Chevrolet Volt
• Coda Sedan
• Tesla Roadster & Model S
• Fisker Karma
• Smart Fortwo ED

These cars offer the latest in energy efficiency and technology.

They all boast the most popular energy efficient feature which is zero emissions. Solar roof panels accumulate energy for longer battery life. Most use lithium batteries and have a hybrid gas option.

They also have additional safety features like seat belt height sensors and supplemental air bags. Manufacturers are making them with the ability to drive faster. Most can reach 90-120mph.

They can travel 50 to 100 miles before needing a recharge. For longer trips, a gas option is available on some vehicles.

Where to Find Electric Car Insurance

Electric cars are making their debut all around the world, including in  the U.S. They may be instrumental in regenerating the car industry in the U.S. Car insurance companies are welcoming hybrid and electric car owners with open arms.

An online search will reveal a list of companies to compare.

To obtain car insurance quotes on electric cars, enter your zip code now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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