Best Chevrolet Silverado 1500 Car Insurance in 2024 (Check Out the Top 10 Companies)
Erie, AAA, and Safeco stand out as the top choices for the best Chevrolet Silverado 1500 car insurance, with rates as low as $85 per month. These providers offer competitive premiums, excellent coverage options, and strong customer service, making them the best picks for reliable and affordable truck insurance.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Aug 8, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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1,814 reviewsCompany Facts
Full Coverage for Chevrolet Silverado 1500
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
2,934 reviewsCompany Facts
Full Coverage for Chevrolet Silverado 1500
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
1,173 reviewsCompany Facts
Full Coverage for Chevrolet Silverado 1500
A.M. Best Rating
Complaint Level
Pros & Cons
1,173 reviews
The best Chevrolet Silverado 1500 car insurance providers are Erie, AAA, and Safeco, offering rates as low as $85 per month. Erie stands out as the top pick overall for its competitive premiums and comprehensive car insurance options.
AAA and Safeco also provide excellent value with customizable policies and strong customer service. Comparing these top providers ensures you find the best combination of affordability and protection for your Silverado 1500.
Our Top 10 Company Picks: Best Chevrolet Silverado 1500 Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 10% A+ Competitive Pricing Erie
#2 25% A Affordable Rates AAA
#3 20% A Customizable Policies Safeco
#4 25% A+ High Reliability Allstate
#5 20% A Comprehensive Coverage Farmers
#6 20% A+ Broad Availability Nationwide
#7 25% A Discount Options Liberty Mutual
#8 8% A++ Coverage Options Travelers
#9 20% B Extensive Network State Farm
#10 12% A+ Roadside Assistance Progressive
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool above to instantly compare quotes near you.
- The Silverado is a pickup truck and is generally a safe vehicle
- How the Silverado’s weight and size can raise insurance costs
- Comparison shopping is the best way to ensure you’re receiving the best rate
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#1 – Erie: Top Pick Overall
Pros
- Affordable Rates: As mentioned in Erie car insurance review, Erie offers competitive rates at $220 per month for Chevrolet Silverado 1500 insurance, making it a cost-effective choice for full coverage.
- Comprehensive Coverage: Erie provides comprehensive coverage options that include protection against damages, theft, and collision, ensuring your Chevrolet Silverado 1500 is well-protected.
- Excellent Customer Service: Known for high customer satisfaction, Erie’s responsive service and efficient claims handling enhance the overall insurance experience for Chevrolet Silverado 1500 owners.
Cons
- Limited Availability: Erie insurance is not available in all states, which may limit options for Chevrolet Silverado 1500 owners looking for consistent coverage across different locations.
- No Usage-Based Discounts: Erie does not offer usage-based discounts, which could be a downside for Chevrolet Silverado 1500 drivers who could benefit from savings based on driving habits.
#2 – AAA: Best for Affordable Rates
Pros
- Low Monthly Premiums: As mentioned in AAA car insurance review, AAA offers a competitive rate of $210 per month for Chevrolet Silverado 1500 insurance, making it a budget-friendly option for comprehensive coverage.
- Member Discounts: AAA provides various discounts for members, including those for bundling home and auto insurance, which can be advantageous for Chevrolet Silverado 1500 owners.
- Roadside Assistance: AAA includes extensive roadside assistance services, ensuring help is available if your Chevrolet Silverado 1500 breaks down or encounters issues on the road.
Cons
- Standard Coverage Limits: AAA’s standard coverage limits might not always meet the specific needs of Chevrolet Silverado 1500 drivers, particularly those seeking higher protection levels.
- Variable Customer Service: Customer service experiences can vary, which may impact the reliability of claims processing and support for Chevrolet Silverado 1500 owners.
#3 – Safeco: Best for Customizable Policies
Pros
- Comprehensive Policies: Safeco offers extensive coverage options, including high liability limits and add-ons, tailored for the Chevrolet Silverado 1500 to ensure robust protection.
- Flexible Payment Plans: As outlined in Safeco car insurance review, Safeco provides flexible payment plans, allowing Chevrolet Silverado 1500 owners to manage their insurance costs more effectively.
- Discount Opportunities: Safeco offers a variety of discounts, such as safe driver and multi-policy discounts, which can reduce premiums for Chevrolet Silverado 1500 insurance.
Cons
- Higher Rates: Safeco’s insurance rates are relatively high at $240 per month, which might be a disadvantage for Chevrolet Silverado 1500 owners looking for more affordable coverage options.
- Complex Claims Process: Some customers have reported a complex claims process, which could be challenging for Chevrolet Silverado 1500 owners needing quick and straightforward claims handling.
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#4 – Allstate: Best for High Reliability
Pros
- Wide Range of Coverage: Allstate offers a broad selection of coverage options, including accident forgiveness and new car replacement, which benefit Chevrolet Silverado 1500 owners.
- Good Discounts: As mentioned in our Allstate car insurance review, Allstate provides multiple discount opportunities, such as safe driving and vehicle safety feature discounts, helping to lower insurance costs for Chevrolet Silverado 1500 drivers.
- Strong Financial Strength: Allstate’s strong financial stability ensures reliable claims payments and support for Chevrolet Silverado 1500 insurance.
Cons
- Higher Premiums: With rates at $230 per month, Allstate’s premiums are on the higher side, which could be a concern for Chevrolet Silverado 1500 owners seeking more budget-friendly options.
- Customer Service Variability: Customer service experiences can be inconsistent, which might affect the satisfaction of Chevrolet Silverado 1500 owners with claims and support.
#5 – Farmers: Best for Comprehensive Coverage
Pros
- Customizable Coverage: Farmers offers highly customizable coverage options, including add-ons tailored for Chevrolet Silverado 1500 owners seeking specific protection needs. Learn more in our Farmers car insurance review.
- Multi-Policy Discounts: Farmers provides substantial savings for those who bundle multiple policies, benefiting Chevrolet Silverado 1500 drivers with additional insurance needs.
- Accident Forgiveness: Farmers’ accident forgiveness programs can prevent rate increases after a minor accident, which is advantageous for Chevrolet Silverado 1500 owners with a clean driving record.
Cons
- High Premiums: Farmers’ rates at $250 per month are among the highest, which could be a drawback for Chevrolet Silverado 1500 owners looking for more affordable insurance options.
- Complex Policy Terms: Some customers find Farmers’ policy terms and conditions complex, which could be challenging for Chevrolet Silverado 1500 owners to navigate.
#6 – Nationwide: Best for Broad Availability
Pros
- Competitive Pricing: Nationwide’s insurance rates are relatively competitive at $225 per month for Chevrolet Silverado 1500 coverage, offering good value for comprehensive protection. Check out their ratings in our complete Nationwide car insurance discount.
- Diverse Coverage Options: Nationwide provides a wide range of coverage options, including roadside assistance and rental car reimbursement, which benefit Chevrolet Silverado 1500 drivers.
- Good Customer Reviews: Nationwide has positive customer reviews, highlighting reliable service and efficient claims processing for Chevrolet Silverado 1500 insurance.
Cons
- Limited Discounts: Nationwide offers fewer discount opportunities compared to other providers, which might affect potential savings for Chevrolet Silverado 1500 owners.
- Average Customer Service: While generally reliable, Nationwide’s customer service can be average compared to competitors, which might impact the experience for Chevrolet Silverado 1500 owners.
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#7 – Liberty Mutual: Best for Discount Options
Pros
- Extensive Coverage Options: Liberty Mutual offers a variety of coverage options, including extensive liability and comprehensive protection for the Chevrolet Silverado 1500.
- Discount Programs: Liberty Mutual provides various discount programs, such as multi-car and good student discounts, which can reduce insurance costs for Chevrolet Silverado 1500 owners.
- User-Friendly Online Tools: Liberty Mutual’s online tools and app make managing your Chevrolet Silverado 1500 insurance policy easy and convenient. Learn more in our Liberty Mutual car insurance review.
Cons
- Moderate Premiums: With rates at $235 per month, Liberty Mutual’s premiums are moderate, which may not be the most cost-effective option for all Chevrolet Silverado 1500 owners.
- Inconsistent Claims Service: Some customers report inconsistent claims service, which could affect the satisfaction of Chevrolet Silverado 1500 owners during the claims process.
#8 – Travelers: Best for Coverage Options
Pros
- Comprehensive Coverage: Travelers offers comprehensive insurance policies with high coverage limits for the Chevrolet Silverado 1500, ensuring thorough protection.
- Discount Opportunities: Travelers provides a range of discount options, including multi-policy and safe driver discounts, which can help lower the cost of Chevrolet Silverado 1500 insurance.
- Strong Financial Ratings: Travelers has strong financial ratings, indicating stability and reliability in handling claims for Chevrolet Silverado 1500 insurance. See more details on our Travelers car insurance review.
Cons
- Higher Rates: Travelers’ insurance rates at $240 per month are relatively high, which may be less attractive to Chevrolet Silverado 1500 owners seeking more affordable options.
- Variable Customer Service: Customer service experiences with Travelers can be inconsistent, which might impact the overall satisfaction of Chevrolet Silverado 1500 owners.
#9 – State Farm: Best for Extensive Network
Pros
- Affordable Rates: State Farm offers competitive rates at $215 per month for Chevrolet Silverado 1500 insurance, providing good value for comprehensive coverage. More information about their rates in our State Farm car insurance review.
- Wide Range of Discounts: State Farm offers a variety of discounts, including safe driving and bundling discounts, which can lower premiums for Chevrolet Silverado 1500 drivers.
- Strong Customer Satisfaction: State Farm has high customer satisfaction ratings, reflecting positive experiences for Chevrolet Silverado 1500 owners regarding claims and service.
Cons
- Limited Customization: State Farm’s policy customization options may be limited compared to other providers, which might affect Chevrolet Silverado 1500 owners needing specific coverage features.
- Regional Variability: Coverage options and customer service quality can vary by region, which could impact Chevrolet Silverado 1500 owners depending on their location.
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#10 – Progressive: Best for Roadside Assistance
Pros
- Low Monthly Premiums: Progressive offers competitive rates of $210 per month for Chevrolet Silverado 1500 insurance, making it a cost-effective choice for comprehensive coverage. Learn more details in our Progressive car insurance review.
- Usage-Based Discounts: Progressive provides usage-based discounts through their Snapshot program, which can help Chevrolet Silverado 1500 owners save based on their driving habits.
- Extensive Coverage Options: Progressive offers a wide range of coverage options and add-ons, allowing Chevrolet Silverado 1500 owners to tailor their policy to their specific needs.
Cons
- Complex Policy Options: Progressive’s extensive range of coverage options can be overwhelming, making it challenging for Chevrolet Silverado 1500 owners to select the right policy.
- Mixed Customer Service Reviews: Some customers report mixed experiences with Progressive’s customer service, which could impact the satisfaction of Chevrolet Silverado 1500 owners.
How Much is Chevy Silverado Auto Insurance
Pickup trucks and large SUV’s often offer drivers a sense of security beyond that of what a car can offer. Unfortunately, that doesn’t always calculate into a lower cost auto insurance policy. The table below compares monthly rates for minimum and full coverage car insurance for a Chevrolet Silverado 1500 from various providers.
Chevrolet Silverado 1500 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $85 $210
Allstate $95 $230
Erie $90 $220
Farmers $110 $250
Liberty Mutual $105 $235
Nationwide $92 $225
Progressive $85 $210
Safeco $100 $240
State Farm $88 $215
Travelers $100 $240
One of the main considerations of insurance providers is not just your safety, but the safety of others that might be involved in a collision with your vehicle. The Chevrolet Silverado 1500 is, in general, a safe vehicle and insurance rates shouldn’t be astronomical.
The quotes you receive could vary drastically depending on the age of your truck, your driving record and where you live. Read our article titled “What makes car insurance more expensive?” for more information.
Ultimately, your Chevrolet Silverado 1500’s insurance rates will depend on factors such as the vehicle’s age, your driving record, and your location. By addressing these elements, you can find a policy that balances cost and coverage effectively.
Chevy Silverado Safety Features
The Chevrolet Silverado is equipped with a range of advanced safety features designed to protect drivers and passengers. These include systems for crash prevention, visibility, and emergency response to ensure a secure driving experience.
- Safety Features: Four-wheel anti-lock brakes, traction control, and electronic stability control.
- Visibility and Alerts: Daytime running lights and tire pressure monitoring system.
- Passenger Protection: Air bags, rear seat head restraints, and adjustable seat belt height with pretensioners.
- Child Safety: Child seat anchors.
- Emergency Response: Auto crash notify.
The Chevrolet Silverado car insurance costs can be relatively low through most providers because of all of these safety features. It is actually one of the most safety feature-equipped full-size truck on the market.
In general, the more safety features that are available, the better chance you have of utilizing a wide variety of discounts to drastically lower your insurance costs.
Kristen Gryglik LICENSED INSURANCE AGENT
Make sure that you know all of the specific safety features available on your truck, and mention them when you are getting a quote. Read more about discounts in our article titled “Safety Features Car Insurance Discounts.”
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Crash Test Ratings and Silverado 1500 Insurance Rates
Insurance companies use the general safety afforded to occupants of a vehicle as one way of determining what rates to offer. For both front and side-impact crash tests the Silverado was able to obtain perfect scores.
While perfect scores are great, you shouldn’t expect that to reduce your rate compared to any other full-size pickup. That is because most of the larger vehicles are built so heavy that they are bound to score perfectly in these crash tests.
It is still essential to consider all aspects of your coverage, including collision insurance, to ensure you have comprehensive protection. Unfortunately, the damage they can inflict on other vehicles actually can drive up insurance rates.
Read More: Compare Collision Car Insurance
Factors Influencing Car Insurance Rates
Your previous claims history will be considered since they view a person who frequently makes claims as a higher risk to insure. Having a good driving record will also help keep the cost of Chevrolet Silverado 1500 auto insurance affordable.
The more accidents or moving traffic violations you have had, the more insurance companies will think that you don’t drive as safely as possible. They will protect themselves by giving you a higher rate.
You may be able to get a better rate from one company even if you have had problems in the past by shopping around and comparing multiple rates.
These discounts from top insurance providers for Chevrolet Silverado 1500 offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Variations in Chevrolet Silverado 1500 Insurance Costs
A person has the option to select how much coverage they would like to have in case of an accident. While you may feel that you don’t need the full amount possible, you may want to stay away from getting the cheapest rate, also.
That is because, while you may be able to save money over the term of the policy, if you actually need the insurance, you might not have enough to cover the costs of an accident. Be diligent and search around comparing rates so that you get the best deal on insuring your Chevrolet Silverado 1500.
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Frequently Asked Questions
What are the average car insurance rates for a Chevrolet Silverado 1500?
The average car insurance rates for a Chevrolet Silverado 1500 are $124 per month. This rate reflects the typical cost for full coverage, though actual premiums may vary based on individual factors. More rates can be found in our article titled “Best Chevrolet Car Insurance Rates.”
How can I get cheap insurance on a Chevy Silverado 1500?
Buy a Silverado 1500 with advanced safety features and compare online quotes for the best rates. Additionally, consider bundling policies or seeking discounts based on your driving history and safety features.
Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
Why are insurance rates for the Silverado 1500 not astronomical?
The Silverado 1500 has many safety features, making it a safer vehicle to insure. These safety features help mitigate risks and often lead to lower insurance premiums.
How do crash test ratings affect insurance rates?
Higher crash test ratings can potentially help lower insurance rates. Vehicles with better ratings are considered safer, which may result in reduced premiums due to lower risk of injury in accidents.
What factors determine car insurance rates?
Factors that affect car insurance rates includes your claims history and driving record. Insurers also consider your location, vehicle type, and even your credit score when determining rates.
What types of coverage should I consider for my Chevrolet Silverado 1500?
Consider comprehensive coverage, collision coverage, and liability insurance. Adding roadside assistance and uninsured motorist coverage can also provide extra protection.
How can I lower my Chevrolet Silverado 1500 insurance premiums?
To lower premiums, maintain a clean driving record, take advantage of available discounts, and consider raising your deductible. Shopping around and comparing quotes from different insurers can also help find better rates.
Does the Silverado 1500’s trim level affect insurance costs?
Yes, higher trim levels with more features or increased performance may result in higher insurance costs due to their increased value and repair costs. It’s essential to factor in the trim level when getting quotes.
Are there discounts available for insuring a Chevrolet Silverado 1500?
Many insurers offer car insurance discounts for safety features, anti-theft devices, and defensive driving courses. Check with your insurance provider for any specific discounts applicable to your Silverado 1500.
How does the Silverado 1500 compare to other trucks in terms of insurance costs?
The Silverado 1500 generally has competitive insurance rates compared to other full-size trucks. However, rates can vary depending on factors like safety features, repair costs, and the insurer’s risk assessment.
Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
