Best Honda Insight Car Insurance in 2025 (We Suggest These 10 Providers)

Explore the best Honda Insight car insurance options from Progressive, State Farm, and Liberty Mutual, with rates as low as $70 per month.

The average monthly cost for full coverage on a Honda Insight is $106, and safe drivers can save up to $43 through policy discounts.

Our Top 10 Company Picks: Best Honda Insight Car Insurance

This article helps you compare Honda Insight insurance rates across companies, guiding you to find the best coverage and save on premiums.

Start comparing quotes for Honda Insight car insurance rates from the best car insurance companies by using our free online tool now. Enter your ZIP code now.

#1 – Progressive: Top Overall Pick

Pros

• Usage-Based Discounts: Progressive offers discounts through its Snapshot program, which rewards safe driving. Read more in our article “Progressive Car Insurance Review.”
• Extensive Online Tools: Progressive’s digital tools are among the best in the industry, making it a top choice for tech-savvy Honda Insight.
• Wide Range of Coverage Options: A 12% multi-policy discount enhances their flexibility in coverage types, offering significant savings.

Cons

• Mixed Customer Satisfaction: Despite being ranked #1, Progressive has received mixed reviews for customer service, particularly in claims handling.
• High Rates for High-Risk Drivers: Progressive is known for charging high rates for drivers with a history of accidents or violations.

#2 – State Farm: Best for Reliable Service

Pros

• Widespread Availability: With an extensive network, policyholders can access support and claims processing from anywhere.
• Multi-Policy Discounts: State Farm offers a 17% discount for bundling policies, a valuable feature for Honda Insight owners looking to save.
• Reliable Service: State Farm is celebrated for its reliable customer service, especially in claims handling, which is critical for Honda Insight drivers.

Cons

• Limited Customization: Despite its reliability, State Farm’s policies may not offer as much flexibility as other insurers. Check out “State Farm Car Insurance Review” to know more.
• Higher Premiums: State Farm’s premiums can be on the higher side, especially for Honda Insight drivers who don’t qualify for discounts.

#3 – Liberty Mutual: Best for Comprehensive Coverage

Pros

• Customization Flexibility: Liberty Mutual, ranked #3, offers highly customizable policies, making it a top choice for Honda Insight owners seeking the best Honda Insight car insurance.
• Multi-Policy Discount: Liberty Mutual’s 10% discount for bundling home and auto insurance is beneficial for Honda Insight owners looking for the best Honda Insight car insurance.
• Accident Forgiveness: Liberty Mutual’s accident forgiveness feature is a significant benefit for Honda Insight drivers. Read more at “Liberty Mutual Car Insurance Review.”

Cons

• Average Customer Service: Liberty Mutual’s customer service is often rated as average, which might pose a drawback for Honda Insight owners.
• Higher Premiums for Certain Drivers: Liberty Mutual tends to charge higher premiums for specific drivers, which might pose a disadvantage for some Honda Insight owners.

#4 – USAA: Best for Military Benefits

Pros

• Exceptional Customer Service: USAA is consistently ranked high for customer satisfaction, making it a top choice for military members with a Honda Insight.
• Competitive Rates: USAA offers highly competitive rates, particularly for military families with a Honda Insight, making it one of the most affordable options for those who qualify.
• Comprehensive Military-Focused Coverage: USAA provides unique benefits tailored to military members, such as discounts during deployments.

Cons

• Membership Restrictions: USAA is only available to military members, veterans, and their families, excluding many Honda Insight owners.
• Limited Physical Locations: USAA has fewer physical branches, which might be a disadvantage for Honda Insight owners. Our article “USAA Car Insurance Review” provides detailed lists.

#5 – Allstate: Best for Safe Driver

Pros

• Comprehensive Coverage Options: Allstate, ranked #5, is ideal for safe Honda Insight drivers. It offers add-ons like accident forgiveness and new car replacements.
• Strong Financial Rating: Allstate’s A+ rating from A.M. Best ensures financial stability, making it a reliable choice for Honda Insight owners.
• Exclusive Perks: Allstate offers unique benefits like the Drivewise program, which rewards safe driving with discounts. Discover more in our article “Allstate Car Insurance Review.”

Cons

• Above-Average Premiums: Allstate’s premiums can be higher than those of many competitors, especially for Honda Insight drivers who don’t qualify as “safe drivers.”
• Customer Service Variability: Although Allstate is known for strong financial stability, customer service experiences can vary, which might be concerning for Honda Insight owners.

#6 – Nationwide: Best for Bundling Discounts

Pros

• Vanishing Deductible: Nationwide’s vanishing deductible feature is a unique benefit for safe Honda Insight drivers, making it a great option for those seeking the best Honda Insight car insurance.
• Comprehensive Coverage Options: Nationwide provides a wide range of coverage types, making it easy to find the best Honda Insight car insurance that meets their specific needs.
• Strong Financial Rating: Nationwide’s A+ rating from A.M. Best ensures financial security, making it a reliable choice for Honda Insight owners seeking the best Honda Insight car insurance.

Cons

• Limited Discounts: Nationwide offers fewer discounts than some competitors. Read more in our article “What car insurance discounts does Nationwide offer?.“
• Customer Service Variability: While generally positive, some customers report inconsistencies in Nationwide’s customer service, particularly in claims handling.

#7 – American Family: Best for Family Discounts

Pros

• Substantial Multi-Policy Discounts: American Family, ranked #8, offers a 15% discount for bundling multiple policies, making it an excellent choice for families. Discover more at “American Family Car Insurance Review.”
• Comprehensive Coverage Options: American Family provides a wide range of coverages, making it easy for Honda Insight owners to find what suits their specific needs.
• Customer-Oriented Service: American Family is known for its vital customer service and often receives positive reviews, making it an excellent option for Honda Insight owners.

Cons

• Limited Availability: American Family is not available in every state, limiting access for Honda Insight owners looking for the best Honda Insight car insurance.
• Higher Premiums for High-Risk Drivers: The American Family tends to charge higher premiums for high-risk drivers, which could be a disadvantage for some Honda Insight owners.

#8 – Farmers: Best for Customized Policies

Pros

• Diverse Coverage Options: Farmers, ranked #7, offers a broad range of insurance products, making it an excellent option for Honda Insight owners looking for the best Honda Insight car insurance.
• Substantial Multi-Policy Discounts: Farmers’ 15% discount for bundling policies is a significant advantage for Honda Insight owners seeking the best Honda Insight car insurance.
• Solid Financial Strength: Farmers’ A rating from A.M. Best guarantees financial stability, ensuring that Honda Insight owners can rely on their coverage.

Cons

• Higher Premiums: Farmers are often more expensive than some competitors, which could be a drawback for Honda Insight owners seeking the best Honda Insight car insurance on a budget.
• Limited Availability: Farmers are not available in every state, which can limit access for Honda Insight owners. For detailed information, check out this article, “Farmers Car Insurance Review.”

#9 – The Hartford: Best for AARP Benefits

Pros

• Specialized Senior Coverage: The Hartford offers unique benefits for AARP members, making it a top contender for older Honda Insight owners seeking the best Honda Insight car insurance.
• Lifetime Renewability: This ensures that your policy cannot be canceled as long as premiums are paid, providing peace of mind for those wanting to avoid the hassle of finding new coverage.
• Strong Financial Stability: The Hartford’s A+ rating from A.M. Best ensures reliable claims payments, making it a secure choice for Honda Insight owners.

Cons

• Higher Premiums for Younger Drivers: The Hartford’s focus on older drivers means higher premiums for younger Honda Insight owners. You can learn more about “The Hartford Car Insurance Discounts.”
• Limited Online Tools: The Hartford’s digital tools are less advanced than competitors, which could be a drawback for tech-savvy Honda Insight owners.

#10 – Travelers: Best for Hybrid Discounts

Pros

• Flexible Coverage Options: Travelers offers customizable coverage, making it a great choice for Honda Insight owners seeking the best Honda Insight car insurance tailored to their needs.
• Strong Financial Stability: Travelers’ A++ rating from A.M. Best indicates a robust financial position, making it a secure choice for Honda Insight owners.
• Generous Discounts: Travelers offers a 13% multi-policy discount, making it an attractive option for Honda Insight owners. For a detailed guide, read more at “Travelers Car Insurance Review.”

Cons

• Mixed Customer Satisfaction: Despite its financial strength, Travelers has received mixed reviews for customer service, which might be a concern for Honda Insight owners.
• Limited Availability of Certain Discounts: Some discounts may not be available in all states, which could limit the savings opportunities for Honda Insight owners.

Car Insurance Rates Honda Insight

The average Honda Insight auto insurance rate is $107 a month. This rate is competitive compared to other hybrid vehicles and reflects the Honda Insight’s overall safety and reliability.

Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.

Honda Insight Car Insurance Monthly Rates by Provider & Coverage Level

Discounts and high deductibles can significantly affect rates, but if you’re a teen driver, expect to pay considerably higher rates than other drivers.

In case of an accident, understanding the process of filing a car insurance claim is crucial to ensure you’re appropriately covered. Knowing how to navigate the claims process can help you avoid delays or issues, particularly when insuring a Buick, where claim filing can affect future rates.

Age of the Vehicle

Older Honda Insight models generally cost less to insure. For example, car insurance for a 2014 Honda Insight costs $106, while insurance for a 2010 Honda Insight costs $94, a difference of $12.

Honda Insight Car Insurance Monthly Rates vs. Model Year by Coverage Type

How much should I pay for a 2019 Honda Insight insurance policy? Comprehensive, collision, and liability coverage costs $23, $45, and $32, respectively, with a total cost of $113 per month.

The average Honda Insight auto insurance rate is $107 a month. This rate is competitive compared to other hybrid vehicles and reflects the Honda Insight’s overall safety and reliability.

Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.

Honda Insight Safety Ratings

Your Honda Insight car insurance rates are tied to the safety ratings of the Honda Insight. Vehicles with higher safety ratings often qualify for lower insurance premiums, as they are less likely to incur significant damage in accidents.

Additionally, insurers may offer better rates due to the reduced risk of injury to occupants, which translates to fewer claims and lower costs for the insurance company.

The Insight’s advanced safety features and high crash-test scores contribute to its appeal for insurance providers, potentially making it a cost-effective choice for conscientious drivers.

When evaluating your policy options, it’s also essential to consider the level of liability auto insurance coverage you need. This will affect your overall premium and ensure you are adequately protected in case of an accident.

Honda Insight Standard Safety Features

The Honda Insight has the following standard features: side curtain airbags, an occupant position detection system for the passenger’s airbag system, and anti-lock brakes equipped with an electronic brake distribution override.

The average Honda Insight auto insurance rate is $107 a month. This rate is competitive compared to other hybrid vehicles and reflects the Honda Insight’s overall safety and reliability.

Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool below today.

Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare Toyota car insurance rates across various providers.

By doing so, you can ensure that you’re getting the best deal tailored to your specific situation and vehicle model.

Top Honda Insight Insurance Companies

Who is the best company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight insurance coverage (ordered by market share).

Honda Insight Car Insurance Discounts by Provider

Many of these companies offer discounts for security systems and other safety features that the Honda Insight provides. It’s also essential to understand the consequences of late car insurance payments, as missing a payment could affect coverage and potentially lead to higher premiums or even policy cancellations.

Maintaining timely payments ensures you keep all available discounts and avoid disruptions in your coverage.

Honda Insight Car Insurance Market Share by Provider

These companies are known for competitive rates and comprehensive coverage options tailored to the Honda Insight. It’s essential to compare quotes from these providers to find the best insurance rate for your specific needs and circumstances.

Honda Insight Car Insurance Quote Comparison

When you’re shopping for insurance coverage for your Honda Insight, make sure you obtain at least three different quotes so you can compare rates. Additionally, consider factors such as how long points stay on your driver’s license, as points from traffic violations may impact your insurance rates and premiums.

Understanding this can help you make a more informed decision and potentially find better coverage options.

Read on to learn all about the Honda Insight’s safety features and the Honda Insight’s auto insurance costs. Then, be sure to enter your ZIP code for a free Honda Insight car insurance quote comparison.