Best Acura TL Car Insurance in 2024 (Your Guide to the Top 10 Companies)
State Farm, Geico, and Erie provide the best Acura TL car insurance, with premiums starting as low as $33 per month. State Farm delivers great value with specialized coverage, Geico offers customizable policies, and Erie features competitive rates, making these providers ideal for Acura TL owners.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 4, 2024
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UPDATED: Oct 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,760 reviewsCompany Facts
Full Coverage for Acura TL
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
19,116 reviewsCompany Facts
Full Coverage for Acura TL
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
1,814 reviewsCompany Facts
Full Coverage for Acura TL
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviewsState Farm, Geico, and Erie offer the best Acura TL car insurance, offering great value and the cheapest minimum coverage starting at $33 per month.
Acura TL insurance rates are around $1,370 a year or $114 a month for full coverage, and liability-only coverage is around $549 a year or $46 a month.
Our Top 10 Company Picks: Best Acura TL Car Insurance
| Company | Rank | Bundling-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 7% | B | Many Discounts | State Farm |
 | #2 | 10% | A++ | Custom Plan | Geico |
 | #3 | 12% | A+ | 24/7 Support | Erie |
 | #4 | 15% | A | Online App | AAA |
 | #5 | 5% | A+ | Add-on Coverages | Allstate |
 | #6 | 18% | A+ | Innovative Programs | Progressive |
 | #7 | 14% | A+ | Usage Discount | Nationwide |
 | #8 | 17% | A++ | Military Savings | USAA |
 | #9 | 8% | A | Customizable Polices | Liberty Mutual |
 | #10 | 20% | A | Local Agents | Farmers |
We’ll examine Acura TL insurance rates, including full coverage and liability options, “Safety Features Car Insurance Discounts,” and other relevant factors that can affect premiums.
Using our free online tool, you can start comparing quotes for Acura TL car insurance rates from some of the best companies now.
- Acura TL is discontinued and replaced by the TLX
- Features and options can lower insurance rates
- Acura TL has robust safety features and ratings
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#1 – State Farm: Top Overall Pick
Pros
Pros- Affordable Rates: State Farm offers competitive rates starting at around $153 per month, making it a strong contender for the best Acura TL car insurance. Read more in our Allstate car insurance review.
- Strong Reputation: Known for excellent customer service and claims handling, which enhances its position as a leading choice for the best Acura TL car insurance.
- Discount Opportunities: Provides various discounts, such as for bundling policies, which can further reduce the cost of the best Acura TL car insurance.
Cons
- Higher Deductibles: Some users report higher deductibles, which could affect the affordability of the best Acura TL car insurance.
- Regional Variability: Service quality and rates can vary significantly by region, impacting the overall value of the best Acura TL car insurance.
#2 – Geico: Best for Custom Plan
Pros
Pros- Customizable Policies: Offers a range of customizable options for Acura TL coverage, allowing for the best tailored Acura TL car insurance. Learn more in our Geico car insurance review.
- User-Friendly Online Tools: The company features an intuitive website and mobile app for managing your policy, enhancing the ease of obtaining the best Acura TL car insurance.
- Competitive Rates: Known for lower rates and frequent discounts, it is a cost-effective option for the best Acura TL car insurance.
Cons
- Limited Local Agents: Compared to other major insurers, fewer local agents are available, potentially limiting personalized service for the best Acura TL car insurance.
- Customer Service Variability: Experiences with customer service can vary, which may affect the consistency of the best Acura TL car insurance.
#3 – Erie: Best for 24/7 Support
Pros
Pros- 24/7 Support: Provides round-the-clock customer support and claims assistance, ensuring access to the best Acura TL car insurance whenever needed.
- Substantial Value: Offers competitive rates for comprehensive coverage, enhancing its appeal as a top choice for the best Acura TL car insurance. Read more in our Erie car insurance review.
- Good Reputation: High customer satisfaction ratings reinforce its standing as a provider of the best Acura TL car insurance.
Cons
- Limited National Presence: It is not available in all states, which may limit access to the best Acura TL car insurance in certain areas.
- Higher Costs for Add-Ons: Additional coverage options may be more expensive, potentially affecting the overall affordability of the best Acura TL car insurance.
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>#4 – AAA: Best for Online App
Pros
Pros- Excellent Online Tools: Offers a robust online platform for managing policies, contributing to a seamless experience with the best Acura TL car insurance.
- Local Service: Strong presence of local agents for personalized service, which can enhance the experience of securing the best Acura TL car insurance. Read more in our AAA car insurance review.
- High Customer Satisfaction: Known for high levels of customer service and satisfaction, it is a reliable choice for the best Acura TL car insurance.
Cons
- Higher Premiums: Insurance premiums may be higher than those of some other providers, potentially impacting the cost-effectiveness of the best Acura TL car insurance.
- Limited Discounts: Fewer discount opportunities might affect the affordability of the best Acura TL car insurance.
#5 – Allstate: Best for Add-on Coverages
Pros
Pros- Comprehensive Coverage Options: This policy offers extensive add-on coverages and customization for Acura TL, making it a strong candidate for the best Acura TL car insurance.
- Discounts for Safe Drivers: Significant discounts for safe driving can help lower the cost of the best Acura TL car insurance.
- Good Financial Stability: Strong financial ratings and reliability in paying claims ensure the best Acura TL car insurance is both secure and dependable. Learn more in our Allstate car insurance review.
Cons
- Higher Average Rates: Rates can be higher than those of some other providers, which may affect the affordability of the best Acura TL car insurance.
- Inconsistent Service: Customer service experiences may vary, which could impact the reliability of the best Acura TL car insurance.
#6 – Progressive: Best for Innovative Programs
Pros
Pros- Innovative Programs: Offers programs like Snapshot for additional savings based on driving habits, potentially reducing the cost of the best Acura TL car insurance.
- User-Friendly Website: Features a comprehensive online platform for easy management, enhancing the experience of the best Acura TL car insurance. Read more in our Progressive car insurance review.
- Discounts for Multiple Policies: Discounts for bundling home and auto insurance are provided, which can lower the cost of the best Acura TL car insurance.
Cons
- Higher Deductibles for Some Policies: Higher deductibles can impact the overall affordability of the best Acura TL car insurance.
- Customer Service Variability: Quality of customer service can vary based on location and representative, affecting the consistency of the best Acura TL car insurance.
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#7 – Nationwide: Best for Usage Discount
Pros
Pros- Usage-Based Discounts: This program offers discounts for low-mileage drivers and those who use telematics, which can help reduce the cost of the best Acura TL car insurance.
- Comprehensive Coverage: Provides a range of coverage options for the Acura TL, making it a strong contender for the best Acura TL car insurance. Read more in our Nationwide car insurance review.
- Strong Financial Ratings: Reliable financial stability and claims-paying ability contribute to the overall quality of the best Acura TL car insurance.
Cons
- Limited Discount Options: Fewer discount opportunities compared to other providers may affect the overall cost of the best Acura TL car insurance.
- Regional Differences: Service quality and rates can vary significantly by region, which might impact the overall value of the best Acura TL car insurance.
#8 – USAA: Best for Military Savings
Pros
Pros- Military Discounts: This company offers special discounts for military members and their families, making it a top choice for the best Acura TL car insurance among this group.
- Excellent Customer Service: Highly rated for customer service and claims handling, ensuring a reliable option for the best Acura TL car insurance. Read more in our USAA car insurance review.
- Comprehensive Coverage: This policy provides extensive coverage options tailored for the Acura TL, making it a strong contender for the best Acura TL car insurance.
Cons
- Eligibility Restrictions: Only available to military members, veterans, and their families, which limits access to the best Acura TL car insurance for others.
- Limited Local Presence: Fewer local agents compared to some other insurers, which could affect personalized service for the best Acura TL car insurance.
#9 – Liberty Mutual: Best for Customizable Policies
Pros
Pros- Customizable Policies: Liberty Mutual offers customizable coverage, making it a flexible choice for Acura TL insurance. Learn more in our Liberty Mutual car insurance review.
- Discounts for Safety Features: This program provides discounts for vehicles with advanced safety features, potentially lowering the cost of the best Acura TL car insurance.
- Flexible Payment Options: Offers various payment plans, which can make the best Acura TL car insurance more accessible.
Cons
- Higher Premiums for Some: Premiums can be higher than those of some competitors, potentially impacting the affordability of the best Acura TL car insurance.
- Mixed Customer Service Reviews: Customer service experiences can be inconsistent, affecting the overall experience with the best Acura TL car insurance.
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#10 – Farmers: Best for Local Agents
Pros
Pros- Local Agent Expertise: Strong network of local agents for personalized service, which can enhance the experience of obtaining the best Acura TL car insurance.
- Comprehensive Coverage: Farmers Insurance offers various coverage options and add-ons for the Acura TL, making it a solid insurance choice. Learn more in our Farmers car insurance review.
- Good Financial Ratings: Strong financial stability and reliability contribute to its position as a provider of the best Acura TL car insurance.
Cons
- Higher Premiums: Generally higher premiums are available than those of some other insurers, which may impact the affordability of the best Acura TL car insurance.
- Inconsistent Discounts: Discounts and savings opportunities can vary by location and agent, affecting the overall value of the best Acura TL car insurance.
Acura TL Insurance Cost
Auto insurance rates and age and gender can vary depending on factors such as the driver’s location, age, driving history, and the specific model year of the Acura TL. Additionally, coverage levels, deductibles, and any discounts or add-ons to the policy can also influence the final insurance premium.
Acura TL Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $33 | $151 |
| $48 | $191 |
| $51 | $173 |
| $58 | $192 |
| $73 | $154 |
| $49 | $126 |
| $43 | $206 |
| $58 | $168 |
| $55 | $153 |
| $60 | $111 |
State Farm, Geico, and Erie are the best Acura TL car insurance that offer cheaper monthly rates by coverage level and provider. Choosing a higher deductible or qualifying for discounts might help lower the overall cost.
The chart below details how Acura TL insurance rates compare to those of other luxury cars, such as the Cadillac CTS-V, Lexus ES 350, and Jaguar XE.
Acura TL Car Insurance Monthly Rates by Vehicle
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| Cadillac CTS-V | $28 | $34 | $67 | $140 |
| Lexus ES 350 | $26 | $30 | $55 | $123 |
| Jaguar XE | $33 | $32 | $65 | $143 |
| Audi A7 | $33 | $34 | $70 | $150 |
| Audi S8 | $33 | $55 | $114 | $215 |
| Volvo S90 | $33 | $30 | $60 | $136 |
To find the cheapest Acura insurance rates online, compare quotes from multiple providers, look for applicable discounts, adjust coverage levels and deductibles, and consider usage-based insurance programs.
Acura TL Car Insurance Discounts by Provider
| Insurance Company | Available Discounts |
|---|---|
| Multi-Policy, Anti-Theft, Good Driver, Loyalty, Defensive Driving |
| Safe Driving, Multi-Policy, Anti-Theft, Early Signing, New Car, Smart Student |
| Multi-Policy, First Accident Forgiveness, Safe Driver, Anti-Theft, Reduced Usage |
| Multi-Policy, Good Driver, Anti-Theft, Pay-In-Full, New Vehicle |
| Multi-Vehicle, Good Driver, Anti-Theft, Military, Federal Employee, Emergency Deployment |
| New Car Replacement, Anti-Theft, Multi-Policy, Paperless Billing, Good Driver |
| SmartRide (Usage-Based), Accident-Free, Multi-Policy, Good Student, Anti-Theft |
| Snapshot (Usage-Based), Homeowner, Multi-Car, Online Sign-Up, Good Driver |
| Multi-Policy, Safe Driver, Anti-Theft, Good Student, Defensive Driving |
| Military, Multi-Policy, Good Driver, New Vehicle, Emergency Deployment, Safe Driver |
However, there are a few things you can do to find the cheapest Acura insurance rates online. For more information, visit car insurance comparison. Lastly, you can enter your ZIP code to begin comparing.
Factors Influencing Acura TL Insurance Costs
The Acura TL trim and model you choose directly affect the total price you will pay for insurance coverage. Higher trims and newer models generally come with increased repair and replacement costs, leading to higher insurance premiums.
Advanced features and more excellent vehicle value contribute to these increased costs, while lower trims and older models typically result in lower premiums.
Acura TL Safety Ratings
Acura TL auto insurance rates are influenced by the car’s safety ratings. Higher safety ratings from agencies like the IIHS and NHTSA can lower insurance premiums by reducing the perceived risk of accidents and injuries.
Acura TL Safety Ratings by Type
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Acceptable |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Safety features like anti-lock brakes and stability control contribute to lower rates by enhancing vehicle safety and reducing the likelihood of accidents.
Acura TL Safety Features
The Acura TL’s safety features can significantly help reduce insurance costs by lowering the risk of accidents and injuries. Equipped with advanced systems like stability control, anti-lock brakes, and multiple airbags, the Acura TL provides enhanced protection for both the driver and passengers.
The 2020 Acura TL offers several “Safety Features Car Insurance Discounts,” including multiple airbags, 4-wheel ABS, brake assist, electronic stability control, daytime running lights, child safety locks, integrated turn signal mirrors, and traction control.
Acura TL Finance and Insurance Cost
When financing an Acura TL, lenders typically require you to carry higher coverage options, including comprehensive coverage, to protect your investment. This often means maintaining robust insurance coverage that safeguards against a range of risks, such as theft, vandalism, and damage from non-collision incidents.
To ensure you get the best rates on this required coverage, it’s essential to shop around and compare quotes from different insurance providers. For more information, you may visit our “How do you get competitive quotes for car insurance?.”
Using our free tool below allows you to quickly compare Acura TL insurance rates from top companies.
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Top Acura TL Insurance Companies
When choosing the best auto insurance company for Acura TL insurance rates, consider best-usage car insurance companies such as State Farm, Geico, Progressive, Allstate, Farmers, and American Family Insurance.
Top Acura TL Car Insurance Providers by Premiums Written
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | | $66,153,063 | 9% |
| #2 | | $46,358,896 | 6% |
| #3 | | $41,737,283 | 6% |
| #4 | | $39,210,020 | 5% |
| #5 | | $36,172,570 | 5% |
| #6 |  | $28,786,741 | 4% |
| #7 | | $24,621,246 | 3% |
| #8 |  | $24,199,582 | 3% |
| #9 | | $20,083,339 | 3% |
| #10 | | $18,499,967 | 3% |
Many of these companies offer discounts for security systems and other safety features that the Acura TL offers.
These companies are known for their competitive rates and comprehensive coverage options. However, the actual rates you pay will depend on various factors, so it’s essential to compare quotes and coverage to find the best fit for your needs.
Comparing Acura TL Insurance Rates
Because the Acura TL scores high in most insurance companies’ rating systems, there are many companies to compare when shopping for insurance pricing on this vehicle.
Many insurance rates can be researched and compared online. Most car insurance comparison shopping can be done by entering your zip code into the free tool on this page.
The compared monthly car insurance for this type of vehicle is $125 per month.
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Overall, Acura car insurance costs have proven to be a great choice when it comes to car insurance and safety rankings. State Farm, Geico, and Erie are the best Acura TL car insurance companies that offer cheaper monthly rates.
Rates can vary dramatically from one company to the next, so the more quotes you compare, the more chances you have of saving. Enter your ZIP code to start now.
Frequently Asked Questions
What factors influence the insurance rates for an Acura TL?
Several factors can affect the insurance rates for an Acura TL, including the driver’s age, driving record, location, credit history, the car’s model year, value, and safety features.
Additionally, the insurance company’s underwriting guidelines and the coverage options selected will also impact the rates.
Are insurance rates for an Acura TL generally higher or lower compared to other car models?
Insurance rates for an Acura TL can vary depending on multiple factors, but generally, they are not significantly higher or lower than those of other similar car models.
Insurance rates are determined by various risk factors and are unique to each individual and their circumstances. Enter your ZIP code now to get your quote.
How can I find and compare insurance rates for an Acura TL?
To find the best insurance for an Acura TL, research reputable providers, get quotes from them directly or online, compare coverage options, and evaluate costs against the protection offered. Choose the policy that best fits your needs and budget.
You may visit our website “Car Insurance Cost By Vehicle.”
Are there any specific discounts available for insuring an Acura TL?
Insurance companies may offer various discounts that could potentially be applied to insuring an Acura TL.
Standard discounts include safe driver discounts, multi-policy discounts (when bundling home and auto insurance), good student discounts, and discounts for safety features such as anti-theft devices, anti-lock brakes, and airbags.
Are there any specific insurance requirements for an Acura TL?
The insurance requirements for an Acura TL are typically the same as for any other vehicle. Most jurisdictions require liability insurance, which covers damages you cause to others in an accident.
Additionally, if you have a loan or lease on your Acura TL, the lender or leasing company may require you to carry comprehensive and collision coverage to protect their investment.
To get your quote now, enter your ZIP code.
What factors affect Acura TL insurance rates?
Trim level, model year, repair costs, and safety features all impact insurance rates. Higher trims and newer models generally cost more to insure. Read it more on factors that affect car insurance rates.
How does the trim level influence insurance costs?
Higher trims have more features and higher repair costs, leading to higher insurance premiums compared to lower trims.
Does the age of my Acura TL affect insurance rates?
Yes, newer models typically have higher premiums due to their higher value, but advanced safety features might offer discounts. You may get your quote now by entering your ZIP code.
Are there insurance companies that offer better rates for Acura TL?
Rates vary by insurer, so it’s best to compare quotes from multiple companies and check for discounts specific to Acura vehicles.
When comparing commercial car insurance options, businesses with multiple vehicles can also benefit from this discount, adding extra value to Nationwide’s insurance offerings.
How can I reduce my Acura TL insurance premiums?
Increase your deductible, take advantage of safety feature discounts, maintain a clean driving record, and compare quotes from different insurers.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.