How do you get a metromile car insurance quote online?
Follow these 11 steps to get a Metromile car insurance quote through their app, or use our free tool below to compare multiple quotes and lower your rates by up to 20%.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Nov 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Metromile is part of the rising trend of app-based car insurance companies
- You only pay for as much as you drive so coverage doesn’t go to waste
- Metromile will charge you a different rate every month depending on how far you drove
Finding affordable car insurance is tough, and it can even be tempting to forgo coverage altogether when you never use the coverage you have.
Going without car insurance isn’t a smart choice for a few reasons. For starters, it’s illegal to drive without standard liability coverage in every state. The penalties for driving without insurance are far worse than the cost of an auto insurance premium.
Second, it only takes one small accident without coverage to send you into financial ruin. Third, insurance keeps you safe in more ways than one; it can pay for your medical costs if you’re injured in a collision, cover the cost of your car if it’s stolen, broken into, or vandalized, and get you back on the road with a rental if your car is ever in the shop.
Our Metromile insurance review looks at a unique insurance startup. If you’re looking for affordable car insurance that gives you good coverage for only as long as you need it, Metromile is a good auto insurance option.
This guide will walk you through the process of requesting a quote from the pay-per-mile auto insurance company. If you want to compare more free car insurance rates online, click here and enter your zip code!
Step #1 – Learn About Metromile
Established in 2013, Metromile is a newer car insurance company that wants to help drivers save on coverage by only charging them for how much they drive.
Check out our Metromile car insurance review to get the low-down on all their insurance coverage options and quote algorithm.
Take some time to explore their site and read about the company in its own words. As of this review, Metromile is accredited by the Better Business Bureau and sports an A+ rating.
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Step #2 – Explore Metromile’s Auto Insurance Options
Usually, less money translates to less coverage, but not so with Metromile. They’re “designed to over-deliver” and offer all the benefits of a full car insurance policy for less than their competitors.
They have coverage that includes
- Bodily injury
- Property damage
- Uninsured and underinsured motorist
- Collision
- Comprehensive
- PIP/MedPay
- Rental Reimbursement
- Roadside Assistance
- Deductibles starting as low as $250
You can customize your policy according to your individual needs and preferences, but the fact the company offers so much right off the bat is worth noting.
Step #3 – Evaluate Your Own Driving Habits
Metromile charges drivers per mile, so before you request a quote, assess your typical commute. Most car insurance companies will want to know how much you drive one-way and your annual mileage.
As a smart app startup using a digital insurance platform, Metromile uses a telematics device called Pulse to track driver history and your miles per day. According to Metromile’s website, they offer the best rates to infrequent drivers. A low-mileage driver will see the most affordable rates.
Metromile makes you consider things a bit differently since your rates will change depending on how far you drive. If you typically tend to go on road trips or have long commutes for work or school, pay-per-mile insurance might not be the best choice.
Then again, depending on how high your current policy is, Metromile still might be able to save you money.
Step #4 – Learn How the Monthly Payment Process Works
Metromile Insurance Company will offer you coverage on a monthly basis. Every billing period, you’ll get a new premium comprised of a base rate and a figure based off your mileage.
If you’re only looking into monthly car insurance because you’re on a tight budget, consider the cost of unexpected travel and a higher bill from Metromile. For many drivers, the one-time premium for a 12-month policy is an easier finance to manage.
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Step #5 – Review the App and Start Your Quote
You can request a quote online (like this guide will show you) or on the app. If you decide to purchase a Metromile policy, you’ll use the app to pay your bill, manage your policy, as well as gain access to unique benefits and features.
After you’ve read through the App page, you’ll reach a quote box. This is the place to start your request. Here’s the link if you’d like to head to the quote page directly: metromile.com/insurance-quote/
Step #6 – Enter Your Name
Metromile is minimal when it comes to personal information. To get started, you’ll just need your legal first and last names.
Step #7 – Specify Your Location
Provide your residential address.
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Step #8 – Enter Your Age
Provide your date of birth and make sure you agree to the Terms of Use and Metromile Privacy Policy linked in the fine print.
Step #9 – Talk About Your Car
Add your car’s year, make, and model using the menus provided. You’ll need to estimate your annual mileage to give you a projection for your average monthly costs.
You’ll need to repeat this process for every vehicle you’d like to have insured.
Step #10 – Add Drivers (And Your Own Details)
Metromile Auto Insurance Company will ask you to add information about every member in your household (whether they drive your vehicle and are insured). You can then include and exclude individuals from your policy and quote.
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Step #11 – Get Your Estimate
Review the estimate that Metromile gives you. From here, you can either go on to enroll and buy a policy or take note of your quote and continue to compare other companies.
Compare Quotes for Free
You can enter your zip code on our site to get free auto insurance quotes online. We’ll only ask for information we need to personalize your quotes. When you’re finished, we’ll send you a list of rates you can compare in order to find the right deal for you.
How do they measure up against Metromile? There’s only one way to find out.
Case Studies: Online Car Insurance Quote Process With Metromile
Case Study 1: John’s Low-Mileage Savings
John is a part-time remote worker who only uses his car for occasional errands and weekend trips. He decided to explore Metromile’s pay-per-mile insurance to save money on his car insurance. By accurately estimating his low annual mileage during the quote process, John received a significantly lower premium compared to traditional insurance providers.
Case Study 2: Sarah’s Customized Coverage
Sarah, a small business owner, wanted car insurance coverage tailored to her specific needs. Metromile’s customizable options allowed her to adjust coverage limits and add optional coverages, such as roadside assistance and rental car reimbursement. Sarah appreciated the flexibility and found a policy that provided the right level of protection for her business and personal use.
Case Study 3: Mark’s App Convenience
Mark, a tech-savvy individual, preferred managing his insurance policy through a mobile app. Metromile’s user-friendly app allowed Mark to easily request a quote, make payments, and access policy details on-the-go. The convenience and accessibility of the app aligned perfectly with Mark’s lifestyle and provided him with a seamless insurance experience.
Case Study 4: Lisa’s Comparison Shopping
Lisa understood the importance of comparing quotes from multiple insurance companies to find the best rates. She used the free quote tool provided by Metromile and compared it with quotes from other top car insurance companies. Through diligent comparison shopping, Lisa was able to identify the most cost-effective option that offered the coverage she needed.
Frequently Asked Questions
How can I obtain a car insurance quote from Metromile online?
To get a car insurance quote from Metromile online, follow these steps:
- Visit the official Metromile website.
- Look for the “Get a Quote” or “Start a Quote” button, usually prominently displayed on the homepage.
- Click on the button to begin the quote process.
- Fill out the required information, including details about your vehicle, personal information, driving history, and coverage preferences.
- Review the information you provided and make any necessary corrections.
- Once you are satisfied with the details, submit the quote request.
- Metromile will generate a quote based on the information you provided and display it on the screen.
- You can then review the quote, compare coverages, and make an informed decision.
What information do I need to provide for a Metromile car insurance quote?
To obtain a car insurance quote from Metromile, you will typically be asked to provide the following information:
- Your personal details, including your name, address, date of birth, and contact information.
- Details about your vehicle, such as make, model, year, and Vehicle Identification Number (VIN).
- Information about your driving history, including any accidents, violations, or claims.
- The level of coverage you are seeking, including liability limits, deductibles, and optional coverages.
Can I save my progress and return later to complete the car insurance quote online?
Yes, in most cases, you can save your progress and return later to complete the car insurance quote with Metromile. They usually provide an option to create an account or save your information using your email address. This allows you to log back in and resume the quote process where you left off.
Is there a fee or obligation to obtain a car insurance quote from Metromile online?
No, obtaining a car insurance quote from Metromile online is typically free, and there is no obligation to purchase a policy. The quote is provided as an estimate based on the information you provide, and you can choose whether or not to proceed with purchasing the insurance.
Can I customize the coverage options when getting a car insurance quote online from Metromile?
Yes, when obtaining a car insurance quote online from Metromile, you can customize the coverage options to suit your needs. They typically offer a range of coverage options and allow you to adjust coverage limits, deductibles, and add optional coverages based on your preferences.
Can I speak to a representative if I have questions during the online quote process?
Yes, if you have questions or need assistance during the online quote process with Metromile, they usually provide customer support options. Look for contact information, such as a phone number or live chat feature, on their website. Their representatives will be available to help clarify any concerns you may have.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.