MAPFRE Car Insurance Review

MAPFRE car insurance provides standard liability, comprehensive, and collision coverage in 19 states. MAPFRE car insurance discounts include good student, AAA member, and smart drive discounts.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jun 2, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 2, 2022Fact Checked

Here's what you need to know...

  • MAPFRE offers insurance in 19 states as of the summer of 2018
  • MAPFRE offers a variety of home and vehicle insurance products, and customers can save money by bundling their home and auto policies
  • Local agents across the country represent MAPFRE and help buyers get the best deal

If you’re looking for a new car insurance company, you’ve come to the right place. We’ve been collected information and researching the top insurers in the US, as well as some smaller, independent agencies, to make your search easier.

This review will look at MAPFRE Insurance and check out its auto insurance products, discount opportunities, and tell you how to get a free quote online.

Don’t forget to compare quotes before you buy your next policy. You could save hundreds in just a few minutes by entering your zip code on our site and telling us a bit about you.

We’ll match you with personalized rates and get you in touch with an agent who can close the deal and get you the coverage you need.


MAPFRE Insurance began as The Commerce Group, Inc., in Webster, MA., in 1972. Although the company is still headquartered in its hometown, it has been acquired by the MAPFRE Insurance Group, a Spain-based global company, and expanded to offer coverage in 19 states through the help of over 4,200 independent agents.

Now, there are a total of seven insurance companies that belong to the MAPFRE family.


Financial security and reputability matter. Checking out ratings agencies and car insurance company reviews are an important step in the buying process. MAPFRE gets our seal of approval with a Better Business Bureau accreditation and score of A+.

A.M. Best and Trust Pilot also boast favorable ratings of the company.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

MAPFRE Auto Insurance

MAPFRE has an extensive range of auto insurance policies and discounts. In addition to standard liability, comprehensive, and collision coverage, buyers can select additional policies to customize and expand their coverage to suit their needs.

Other auto insurance options from MAPFRE include:

  • AutoMaster Package Endorsement for ACIC states
  • Substitute Transportation
  • Towing and Labor
  • Uninsured Motorist 
  • Medical Payments


There are extra ways for drivers to save on auto insurance with MAPFRE. Car insurance discounts are just one way that a company offers value to its customers.

Value is an important factor to consider when shopping for your next insurance policy.

Choosing a company with a strong sense of commitment to its customers’ satisfaction and safety is more important than just a low cost. You need a company that helps you get the most out of their products.

The discounts offered at MAPFRE help many different types of drivers save on their policies. Here’s the full list of discounts listed on the company website:

  • AAA Member Discount
  • Umbrella policy discount
  • Home/auto bundle discount
  • Shop Smart credit discount
  • Welcome Back discount for returning customers
  • Paid-in-full discount
  • Good Student discount
  • Student away from home discount
  • Annual mileage discount
  • Smart driver discount
  • Multi-car discount
  • Green discount
  • Clean-in-Three discount

Value Programs

In addition to their discounts, MAPFRE also has a selection of special value programs for eligible members. These programs help enrollees expand their coverage, get discounts on their premiums, and customize their MAPFRE experience to better suit their lifestyle.

One of our favorite value programs is DriveAdvisor, which monitors driving habits and provides suggestions for improvement online. This keeps you and other drivers safer, decreases the risk of an accident, and qualifies you for five percent off your premium.

Customer Services

If you decide to purchase a policy from MAPFRE, you’ll be able to handle a lot of your insurance online or from the MAPFRE app. You can log on to the site to make payments, file a claim, access commercial auto training videos, and DriveAdvisor.

How to Get a Quote from MAPFRE

There is a free quote button on MAPFRE’s site that lets you enter your zip code and request a free estimate. We tried several times to walk through the entire process, but it seems MAPFRE prefers the personal touch of an auto insurance agent and encouraged us instead to reach out directly.

You can locate an agent for free on their site using the Agent Locator tool. All you have to do is enter your zip code and choose your state from the menu.

Shop Around to Save

If you like MAPFRE, we encourage you to reach out and get a free auto insurance quote from them. Don’t rush to buy a policy, though.

To make sure you get the most out of your auto insurance, compare the costs, coverage, and benefits of at least three different companies before you make a decision.

We can help make the process easier. Enter your zip code below to get started!

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption