Compare Professional Scientist Car Insurance Rates [2023]
Car insurance rates for scientists are low because they tend to be careful and methodical. In fact, rates for scientists average $870.20 a year, which is $430 less than a medical doctor pays.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Statistics show that most scientists are safe drivers and therefore can expect to pay lower rates for insurance
- Rates for scientists average $870.20 a year, which is $430 less than a medical doctor pays
- However, the statistics do not mean that you can be a terrible driver and expect to pay these low rates
- There are certain factors that can have an impact on your insurance rates either negatively or positively
Enter your ZIP code below to find the lowest auto insurance rates and compare prices between competitors.
Who pays the most for car insurance?
There are two things that will most impact your rates in a negative fashion.
The first thing is if you are a terrible driver, and you have a number of points on your driving record.
High insurance rates will be impacted even further if you have a DUI conviction on the books.
In fact, if you have multiple DUIs, you may be in a position where only a high-risk specialty company will write a policy for you.
The second thing that will most affect your rates negatively is having a number of car insurance claims on your records, such as theft or natural damage.
These claims don’t even have to be related to an auto accident.
Each incident is an auto insurance claim, and every single one of them that requires your insurance company to write you a check for repairs or replacements will cause your rates to increase.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
What factors influence the rate of car insurance?
If you have a long history of good driving, then your rates will be lower than someone who has had a rough driving history.
In addition, if you are married, then you might find your rates are lower than an unmarried scientist.
Keeping your rates low will require you to keep your driving record clean.
In addition, you need to choose the type of car you drive carefully. If you drive a high-performance sports car, then you are going to pay higher rates than if you purchase an economical sedan, for example.
There are many different ways that you can keep your rates low including:
- Maintaining a good credit record
- Purchasing anti-theft devices for your vehicle
- Carrying multiple policies with the same insurance company
- Comparing prices between auto insurance companies
Enter your ZIP code below and get your FREE auto insurance quotes today.
Frequently Asked Questions
Why are car insurance rates lower for scientists?
Scientists tend to be careful and methodical drivers, which results in lower insurance rates.
Who pays the most for car insurance?
Drivers with a history of traffic violations or DUI convictions pay the highest rates.
What factors affect car insurance rates?
Factors such as driving history, marital status, and the type of car you drive can influence rates.
How can I keep my car insurance rates low?
Maintain a clean driving record and choose a car with lower insurance risk.
Where can I find the best car insurance quotes?
Use the provided tools to compare quotes from different insurance companies and find the best rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.