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Does car insurance follow the car or the driver?
Like most insurance-related questions, whether car insurance follows the car or the driver isn’t cut-and-dried. Coverage depends on the situation and the driver. In most cases, car insurance follows the car. There are a few scenarios that are different – like the difference between commercial and personal car coverage. However, if you didn’t allow the…
→ Read MoreHow long do car insurance claims stay on your record?
If you’ve been in a car accident, you know how stressful it can be. After you file a claim and work to ensure you and your car are okay, you may wonder how long a claim will stay on your driving record. Most states allow claims to stay on your driving record for three to…
→ Read More25 Facts About Winter Weather Car Crashes [2024 Report]
Winter weather is dangerous. Snow, sleet, slush, and ice can cause hazardous road conditions, leading to traffic delays, car crash injuries, and traffic deaths. In this eye-opening article covering facts about winter weather car crashes, you will learn: How many deaths icy roads cause per year The worst state for winter-related fatal crashes The percentage…
→ Read MoreAre car insurance inspections required?
State car insurance requirements are all different. Some states ask for auto and general vehicle inspections for specific reasons. Car insurance inspections are valuable as they reduce the number of accidents that occur due to poorly maintained cars, which reduces car insurance claims. However, some states don’t require auto inspections before getting car insurance. Read…
→ Read MoreCompare Specialty Car Insurance Rates [2024]
Specialty car insurance provides more coverage than a standard policy. It’s a type of agreed-value car insurance where insurance companies will pay a pre-agreed amount instead of the market value if the vehicle gets totaled. Specialty auto sales require this policy type, and the most common vehicle types with specialty coverage are classic and exotic…
→ Read MoreCompare Japanese Import Car Insurance Rates [2024]
Let’s talk about imported cars. Rather than a Honda Civic, why not an MG RV8? If you do this, however, you’ll need to find the best Japanese import car insurance. Is it hard to insure an imported car and do foreign cars cost more to insure? You’ll be glad to know imports are often the…
→ Read MoreCompare Mazda 3 Car Insurance Rates [2024]
When the time comes to start researching Mazda 3 car insurance quotes, you may not even know where to begin. Whether you’re looking for comprehensive or liability auto insurance coverage, finding the cheap car insurance rates can be a daunting task. That’s why we have constructed this easy-to-follow guide that includes key information about Mazda…
→ Read MoreMCA Car Insurance Review [2024]
You’ve probably heard of the Motor Club of America (MCA) car insurance but is that accurate?MCA is not a car insurance policy, so what is MCA insurance? What do motor clubs provide? Is MCA real?The thought of being stranded on the side of the road in a remote or dangerous location can seem frightening and…
→ Read MoreClassic vs. Standard Car Insurance: Rates, Discounts, & Requirements [2024]
Are there differences between classic and standard auto insurance? Are antique cars cheaper to insure? To answer this, simply, yes; classic car insurance does differ from standard car insurance in several important ways. There is more to this than simply two different types of car insurance, though. There are several factors you need to consider…
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